Santander Reviews 

10,720
TrustScore 3 out of 5

3.1

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Review summary

Created with AI, based on recent reviews

Considering 2,297 reviews, most reviewers were somewhat happy with their experience overall. Many customers consistently highlight the professionalism and helpfulness of the staff members. People appreciate the caring approach and excellent service provided by individuals in branches, often making complex tasks seem easy. However, some customers also noted significant dissatisfaction with response times, frequently experiencing long waits for phone calls and chat support. People often struggle to reach human agents, finding chatbots unhelpful and reporting issues with general customer service and assistance. Additionally, some consumers faced problems with payments, including issues with funds, blocked accounts, or difficulties with transfers.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, frequently praising their helpfulness, professionalism, and... See more

Customer service

Customers consistently note ambiguous experiences with customer service, with many praising individual agents... See more

Service

People report ambiguous experiences with service, with many customers praising the helpfulness and efficiency... See more

Payment

Consumers find payment to be a source of frustration, with many reporting issues such as hidden charges,... See more

Response time

Users describe negative interactions with response times, frequently reporting long waiting periods for phone... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I went to Cricklewood branch and saw a lovely manager Monika who helped me with transactions and offered me to save more money by opening new saving acct. It makes such a big difference when you get... See more

Company replied

Rated 5 out of 5 stars

I was very pleased with the meeting this morning with Santander adviser Nicola Wilkie. She was friendly and helpful. She carried out main tasks I wished to do - setting up new account, transferri... See more

Company replied

Rated 5 out of 5 stars

I see Satish whenever my ISAs are going to mature. We also discuss my other accounts with Santander. He is always very polite, professional and helpful. We normally run through the various accounts... See more

Company replied

Rated 5 out of 5 stars

Went into the branch in Nuneaton to merge 2 123 accounts. Online app great but just needed bit more or a reassurance and rob helped to finalise closure. Still nice to talk to someone face to face o... See more

Company replied


Company details

  1. Bank
  2. Investment Service
  3. Mortgage Lender

Written by the company

Our purpose at Santander UK is to help people and businesses prosper. We are a leading financial services provider, offering a wide range of personal and commercial financial products and services, with around 15 million customers across our Retail and Corporate Businesses. We have set ourselves an ambitious target - to become one of the best banks in the UK to work for. We’re transforming our business, creating a Simple, Personal and Fair culture in a dynamic and creative environment. Our customers come from a wide range of backgrounds, and so do our people. We aim to reflect and celebrate diversity in our workplace in order to create an inclusive culture that adds real value to our business.


Contact info

3.1

Average

TrustScore 3 out of 5

11K reviews

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3.1

All reviews

(10,720)

2,219 reviews in the last 12 months

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Rated 5 out of 5 stars

Very helpful member of staff Afsana in…

Very helpful member of staff Afsana in High Wycombe branch.

31 July 2026
Unprompted review
Santander logo

Reply from Santander

Thank you for taking the time to recognise Afsana. We're very grateful for your continued support, Robert & we can't wait to see you again.
Elisha

Rated 5 out of 5 stars

Seen Clare in Penrith branch today

Seen Clare in Penrith branch today , really helpful and professional .

1 August 2026
Unprompted review
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Reply from Santander

It's great to hear Clare provided the level of service you deserve, Alan.
We look forward to welcoming you back to our Penrith branch soon 😊
Elisha

Rated 5 out of 5 stars

Norma was really helpful giving all…

Norma was really helpful giving all information on accounts

1 August 2026
Unprompted review
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Reply from Santander

Customer feedback is invaluable and we can't thank you enough for taking the time to share your thoughts with us, Sue!
We appreciate your 5 star rating too ✨
Elisha

Rated 1 out of 5 stars

Unable to log online for over six…

Unable to log online for over six months!!!!!!! closed accounts, cut up cards, havent gone near them all this year.....now I have received a letter saying no payments have been made on my credit card and I owe £11.60. !!!!!!
I would go to my local branch to enquire BUT haven't got one.

1 August 2026
Unprompted review
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Reply from Santander

Thank you for your time, Simeon. It certainly does sound like something hasn't gone to plan. We're very keen to review this for you, if you'd to follow up with us by email, to: socialmediacare@santander.co.uk
Elisha

Rated 5 out of 5 stars

Norma ,Chorley excellent service

Norma ,Chorley excellent service , payed my bill , and set me up with a new account , all with smile ,

1 August 2026
Unprompted review
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Reply from Santander

Thank you for the lovely shout-out, David! We're delighted to hear Norma made your visit memorable.
We appreciate your continued support and look forward to seeing you again soon 😊
Elisha

Rated 1 out of 5 stars

I'm actively looking to switch from…

I'm actively looking to switch from Santander Bank UK, I am sick of being held to ransom by their chatbot!, I cannot get past it, it never allows me to speak to a human, regardless of how many times I ask to. Today the same thing happened, my debit card stopped working so I came online to ask for a replacement, the chatbot/Sandi didn't know what I needed, so off we went into the usual loop of aggravation!. It ended by me asking to save the conversation, as I intend to complain, I'm still waiting for an answer, ...none came so I logged off. If, you are like me, and are searching for a bank to switch to, DO NOT CHOOSE SANTANDER!.

1 August 2026
Unprompted review
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Reply from Santander

Thank you for sharing your experience with us, DIY. We never want our customers to feel unsupported, and we're sorry to hear that your recent interactions haven't met your expectations.
We'd love the opportunity to assist you further and review what's happened, if you'd be willing to email us at: socialmediacare@santander.co.uk
Elisha

Rated 5 out of 5 stars

Great experience

Nicola was so helpful and when I told her I had hearing loss she took her time talking about what I was there for and explained everything in great detail, she made me feel so relaxed

18 July 2026
Unprompted review
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Reply from Santander

Thank you for your 5* review and for recognising Nicola! We believe everyone should have access to clear, supportive banking services, and we're pleased that Nicola took the time to make sure you felt comfortable and confident throughout your conversation, Margaret.
Elisha

Rated 5 out of 5 stars

My wife & I had a meeting planned with…

My wife & I had a meeting planned with Asia on Wednesday 29 July at the Leicester Clock Tower branch. As usual Asia was exceptional with her customer care & professionalism displayed. She really is for us the best member of staff we've been priviledged to deal with. Her knowledge of products is exemplary.

Well done Asia and keep up the great work you are doing

29 July 2026
Unprompted review
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Reply from Santander

Hi Dalton. Thanks for sharing that Asia provided another exceptional experience during your appointment at our Leicester Clock Tower branch. It's fantastic to know that her professionalism, customer care and product knowledge continue to make such a positive impression on you and your wife. Recognition like this means a great deal, and we're sure she'll be delighted to know how much her support is valued.

Rated 1 out of 5 stars

worst bank ever i spend money and every…

worst bank ever i spend money and every time i do they stop my card and think its fraud even if its my car insurence terrible bank i dont reccomend using them rubbish bank

31 July 2026
Unprompted review
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Reply from Santander

Hi Paul. We understand how frustrating it can be when a card transaction is flagged for potential fraud, especially when it's for a payment you regularly make, such as your car insurance. Our fraud prevention measures are designed to help protect customers from unauthorised transactions, but we appreciate that repeated interruptions to legitimate spending can be inconvenient and disappointing. We're sorry that we've left you feeling this way and that your experience has not met expectations. Please drop us an email to socialmedaicare@Santander.co.uk so we can look into this further.

Rated 1 out of 5 stars

Unbelievably terrible customer service

Santander sent me an email at 10.20 at night saying they had set up an new account in my name, which I knew nothing whatsoever about. Naturally I thought this was fraudulent and rang their fraud dept, who were not able to tell me if it was genuine.

I was rung the next day by someone called Samuel who knew literally nothing except to keep saying it was the computer that did it!

Having put in a complaint I was rung by someone called Mickala from the 'compliants dept' at 7.03pm, which I missed, and then got a non-reply email saying if they didn't hear from me by the next day the complaint would be dismissed.

I rang the next morning and sat in the phone queue for about 20 mins, then finally spoke to someone who said Mickala would ring me by 6pm.

Needless to say no one rang me that day, or since, and also needless to say, after 20 years of banking with Santander I have started the process of moving my accounts (along with the rest of my family's accounts) to a more reputable bank.

31 July 2026
Unprompted review
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Reply from Santander

Hi there! We appreciate how alarming it must have been to receive an email late in the evening about a new account being opened in your name when you were not expecting it. We also understand how disappointing it was not to receive clear answers when you contacted us, and that the subsequent handling of your complaint and follow-up communication did not meet your expectations. We're particularly sorry to learn that you experienced difficulties obtaining information, faced lengthy wait times, and did not receive the call back that had been arranged. We recognise how these issues would have impacted your confidence in the service you received, especially as a long-standing customer of over 20 years. Please drop us an email to socialmediacare@santander.co.uk so we can assist with this.

Rated 1 out of 5 stars

Money has disappeared from my account-…

Money has disappeared from my account- I quite often transfer between my different Santander current accounts, today my money vanished? I notice early this morning, it took them until 10 to 8.00 pm to respond, as soon as I received the notification I logged back in and sent my response to yet further questions i then received a message saying live chat is now closed?? So you could say I’m not happy with Santander or its service - I will probably change my bank tomorrow first thing - 🤷‍♀️

31 July 2026
Unprompted review
Santander logo

Reply from Santander

Hey Kelsey. We understand how concerning and frustrating it must have been to transfer money between your Santander accounts and then be unable to see the funds where you expected them. We also appreciate how disappointing it was to wait throughout the day for a response, only to receive further questions shortly before live chat closed. We recognise the worry this situation would have caused and understand why it has left you feeling dissatisfied with both the service and communication you received. This is not the experience we aim to provide, and we're sorry for the inconvenience and stress caused. Please drop us an email to socialmediacare@santander.co.uk so we can help.

Rated 2 out of 5 stars

Tried to make a large online transfer

Tried to make a large online transfer, account blocked pending security clearance by phone.
Having to wait over 45mim for call to answered is unforgivable.

31 July 2026
Unprompted review
Santander logo

Reply from Santander

Hi Kenneth. We understand how frustrating it must have been to have your account restricted when trying to make a large online transfer, particularly when you then faced a lengthy wait to speak with our Security team. While these checks are in place to help protect our customers and their accounts from fraud, we appreciate that waiting over 45 minutes for assistance is far from the level of service you should expect. Your comments regarding the delay have been noted and will be shared with the relevant team as we continually look for ways to improve our service. We apologise for the inconvenience caused and appreciate your patience during what was clearly a stressful situation.

Rated 5 out of 5 stars

Visit to Portsmouth branch

A very proficient and informative session with one of Santander's financial advisors

31 July 2026
Unprompted review
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Reply from Santander

Hi Philip. Providing customers with all the relevant information they need to make educated financial decisions is at the forefront of what we do! We're so pleased to read your feedback.

Rated 5 out of 5 stars

Hi I was very happy with the service I…

Hi I was very happy with the service I received. The lady was very helpful helping me with my issues. What a great service. And the time it took to sort my issues it was quick. Thank you. Mr Clark.

30 July 2026
Unprompted review
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Reply from Santander

Hi Michael. We're so happy to hear you where pleased with the service you received today. We love hearing your five star feedback :)

Rated 5 out of 5 stars

Late in the day when people just want…

Late in the day when people just want to get home, she was thorough and explained the process.we felt welcome and not rushed

28 July 2026
Unprompted review
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Reply from Santander

It's great to hear she took the time to explain everything thoroughly. Feeling welcomed, listened to, and never rushed can make all the difference.
John

Rated 5 out of 5 stars

Great service for new and existing customer

I recommend my mum to Santander and made an appointment to switch banks we met with Rob Hodson who was very good with my mum who is 76, while I was there I enquired about the edge account and swapping from the 123 as it wasn’t clear online, he showed me the benefits of both accounts which was great and I have switched to the edge thanks Rob :)

31 July 2026
Unprompted review
Santander logo

Reply from Santander

Rob clearly took the time to help both you and your mum, making sure everything was easy to understand. Keeping your banking current helps ensure you're getting the most suitable account and benefits for your needs.
John

Rated 5 out of 5 stars

Thank you Helen from Swansea branch

We would like to thank Helen from the Swansea branch for the time she spent with us dealing with our bereavement notification. She was extremely helpful, kind and understanding. At no point did we feel rushed and her advice was clear and insightful. Thank you!

30 July 2026
Unprompted review
Santander logo

Reply from Santander

Hi there! Firstly we're deeply sorry for your loss. Kindness and understanding in these situations is extremely important, and we're so glad to hear Helen was able to support you in this difficult time. Many thanks for sharing your experience Mrs Gillman.

Rated 5 out of 5 stars

I went in an angry person with other…

I went in an angry person with other bank and after I have set up my account with mark who was simply amazing he had so much patience explaining it all ..

31 July 2026
Unprompted review
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Reply from Santander

It's brilliant to hear Mark’s patience and support helped turn things around and get you set up with confidence.
John

Rated 5 out of 5 stars

Leanne is a great asset to Santander,

Leanne is a great asset to Santander,
Today I took my elderly mum for an appointment at our local branch here in Llanelli.
Leanne went through, and discussed all different sort of savings accounts for my mum's needs, best interest rates etc.
She really explained all in fine detail.

31 July 2026
Unprompted review
Santander logo

Reply from Santander

What a fantastic experience for your mum! 🌟 Leanne’s care and attention clearly shone through as she helped find the right savings options. Keeping banking current helps ensure support stays tailored to changing needs.
John

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