Santander Reviews 

10,722
TrustScore 3 out of 5

3.1

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Review summary

Created with AI, based on recent reviews

Considering 2,297 reviews, most reviewers were somewhat happy with their experience overall. Many customers consistently highlight the professionalism and helpfulness of the staff members. People appreciate the caring approach and excellent service provided by individuals in branches, often making complex tasks seem easy. However, some customers also noted significant dissatisfaction with response times, frequently experiencing long waits for phone calls and chat support. People often struggle to reach human agents, finding chatbots unhelpful and reporting issues with general customer service and assistance. Additionally, some consumers faced problems with payments, including issues with funds, blocked accounts, or difficulties with transfers.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, frequently praising their helpfulness, professionalism, and... See more

Customer service

Customers consistently note ambiguous experiences with customer service, with many praising individual agents... See more

Service

People report ambiguous experiences with service, with many customers praising the helpfulness and efficiency... See more

Payment

Consumers find payment to be a source of frustration, with many reporting issues such as hidden charges,... See more

Response time

Users describe negative interactions with response times, frequently reporting long waiting periods for phone... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I went to Cricklewood branch and saw a lovely manager Monika who helped me with transactions and offered me to save more money by opening new saving acct. It makes such a big difference when you get... See more

Company replied

Rated 5 out of 5 stars

I was very pleased with the meeting this morning with Santander adviser Nicola Wilkie. She was friendly and helpful. She carried out main tasks I wished to do - setting up new account, transferri... See more

Company replied

Rated 5 out of 5 stars

I see Satish whenever my ISAs are going to mature. We also discuss my other accounts with Santander. He is always very polite, professional and helpful. We normally run through the various accounts... See more

Company replied

Rated 5 out of 5 stars

Went into the branch in Nuneaton to merge 2 123 accounts. Online app great but just needed bit more or a reassurance and rob helped to finalise closure. Still nice to talk to someone face to face o... See more

Company replied


Company details

  1. Bank
  2. Investment Service
  3. Mortgage Lender

Written by the company

Our purpose at Santander UK is to help people and businesses prosper. We are a leading financial services provider, offering a wide range of personal and commercial financial products and services, with around 15 million customers across our Retail and Corporate Businesses. We have set ourselves an ambitious target - to become one of the best banks in the UK to work for. We’re transforming our business, creating a Simple, Personal and Fair culture in a dynamic and creative environment. Our customers come from a wide range of backgrounds, and so do our people. We aim to reflect and celebrate diversity in our workplace in order to create an inclusive culture that adds real value to our business.


Contact info

3.1

Average

TrustScore 3 out of 5

11K reviews

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3.1

All reviews

(10,722)

2,221 reviews in the last 12 months

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Rated 1 out of 5 stars

Appalling outfit

Appalling outfit. Their online technology fails far more often than it works and their automated phone service adds insult to injury by telling you that they 'appreciate' your time, whilst keeping you waiting to be put through for over twenty minutes!

Their advisers frequently twll you problems have been sorted, when they haven't and 'sorting' anything always seems to take an inordinate amount of time. They clearly put profit, well above customer service, which is extremely poor.

I would move my account, but Grade Z customer service seems endemic in the world of high street banks.

Their reply is just lip service. I've complained about the standard of their service many times, but nothing changes!

6 August 2026
Unprompted review
Santander logo

Reply from Santander

Improving and advancing our digital services is something we're passionate about, and we're continually working to enhance our online and telephone banking services.
Customer feedback plays a crucial role in helping us identify where we need to improve, so we appreciate you taking the time to highlight these concerns, Richard.
We're here to help and would welcome the opportunity to look into your experience further. If there's anything we can assist you with, please contact us at: socialmediacare@santander.co.uk
Elisha

Rated 5 out of 5 stars

Mandy at Stockton branch was very…

Mandy at Stockton branch was very helpful and has been empathetic when dealing with me and my recent bereavement . Finances are now in good condition and I look forward to meeting up with her for my next review .

5 August 2026
Unprompted review
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Reply from Santander

We're so sorry to hear of your loss, S Burns! We're here to help our customers, especially when they need us most, so it's good to hear that Mandy took great care of you.
Thank you for taking the time to share your feedback with us and for your 5* rating too!
Elisha

Rated 5 out of 5 stars

Sonia was excellent

Sonia was excellent, helped me set up a new savings account whilst also helping me with the withdrawal and queries I had.

Excellent staff members, warm and welcoming.

6 August 2026
Unprompted review
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Reply from Santander

Thank you for taking the time to leave a 5* review, Gurkiran!
It's fantastic to hear Sonia took care of your banking needs & you felt well looked after throughout your visit 😊 we look forward to seeing you again soon!
Elisha

Rated 5 out of 5 stars

Karen

Karen, has been very helpful today at the Galashiels branch.
I'm not very good at technology. If it was not for Karen's help, I would be completely lost.
Karen, was able to help this elderly person with her kindness and knowledge.

6 August 2026
Unprompted review
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Reply from Santander

Thank you for recognising Karen!
We are passionate about making banking accessible and inclusive for everyone, regardless of their confidence with technology.
For customers who would like to build their confidence with digital banking at their own pace, we also offer a range of Mobile Banking demos and guides, which can be accessed here: https://www.santander.co.uk/mobiledemo
Hope this helps!
Elisha

Rated 1 out of 5 stars

Santander, the worst customer service…

I have had the worst customer service experience from Santander- as an excellent customer of many years they still let me down in the most appalling manner… there are many other banks who would value their customers and treat them with respect and dignity. Complaint ref 14023178

3 August 2026
Unprompted review
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Reply from Santander

Having banked with us for many years, it's clear this experience fell well short of what you expected. We'd like to better understand what happened. Please contact us at socialmediacare@santander.co.uk.
John

Rated 5 out of 5 stars

Excellent customer service

I’ve been putting off updating my current account, and looking into ways of earning more interest, for years. Today, I was greeted by Ashley with a lovely smile and wonderful customer service throughout my visit. I found her to be very knowledgeable about Santander products, and very helpful with my questions as I made my decisions. I wish I’d attended this appointment much sooner!

6 August 2026
Unprompted review
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Reply from Santander

Thank you so much for your 5 star review, Michelle ✨
At Santander, we're committed to creating an environment where customers feel supported and empowered to tackle their financial goals with confidence. It's fantastic to know Ashley delivered just that!
Thank you for choosing Santander. We look forward to continuing to support you on your banking journey in the years to come 😊
Elisha

Rated 1 out of 5 stars

No wonder why banks are online as this…

No wonder why banks are online as this company may as well be
They seem to be incapable of doing anything in branch and when you do go in you get lectured about why you’re not using the app or online banking etc to the point of rudeness
Apart from myself being able to conduct banking online or when I’m out many people are not PC literate others don’t trust online then we have people who go out and might have a coffee and pop into have a chat and do their banking etc
Banks like Santander are pushing people away and I find it very difficult to understand their logic other than saving money for themselves
However if you go to Nationwide who I’ve had one experience (great) with its a whole different experience
Very nice helpful and you have all the options to deal with them as you prefer

But Santander have lost buy business for good now
Following my experience with a very rude man in the Burgesshill branch
Also it’s taken 6 attempts and counting to deal with my late mothers accounts

6 August 2026
Unprompted review
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Reply from Santander

Firstly, please accept our condolences on your loss. We're very sorry to read about your recent experiences, Gavin.
Whilst we offer a range of banking options, including online, mobile and telephone banking, we also continue to support customers through our branch network and Work Cafés. Our aim is to provide solutions that give customers flexibility and choice, rather than a one-size-fits-all approach.
Whilst we're disappointed to hear we've lost you as a customer, we'd love the chance to turn things around and support you with anything you need at this time. Our email address is: socialmediacare@santander.co.uk
Elisha

Rated 5 out of 5 stars

I had very great service from Prit in…

I had very great service from Prit in Ipswich branch explained all the different products and was very shocked that there is also insurance I can get. Thank you

6 August 2026
Unprompted review
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Reply from Santander

At Santander, we're passionate about being part of our customers' banking journey & ensuring they have the information they need to make confident financial decisions and take advantage of all our products, including insurance😉
Thank you for recognising Prit and for your 5* rating too, Ruwimbiko!
Elisha

Rated 5 out of 5 stars

Nicola was friendly

Nicola was friendly, helpful and extremely knowledgeable about Santander products and which one might suit me. A very straightforward process.

6 August 2026
Unprompted review
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Reply from Santander

It's great to know that Nicola made the process straightforward while helping you explore ways to make your money work harder for you, Irene!
Thank you for choosing Santander 😊
Elisha

Rated 1 out of 5 stars

I had a very disappointing experience

I had a very disappointing experience. I waited almost 2 weeks for my everyday bank account to be opened and to receive my debit card and other related letters. However, after the getting the card and details, neither the card nor the app worked.

I visited a branch, only to be told that my account had already been closed. When I asked why, they said I would receive a letter explaining the reason. A few days later, the letter arrived—but it contained no explanation at all.

Closing a new account without providing any clear reason is extremely frustrating and unprofessional. I'm very disappointed with the service.

5 August 2026
Unprompted review
Santander logo

Reply from Santander

Waiting almost two weeks for your account details, only to find the card and app didn't work and the account had already been closed, would be deeply frustrating. Receiving a letter with no explanation only adds to that disappointment. We'd like to understand what happened. Please contact us at socialmediacare@santander.co.uk.
John

Rated 5 out of 5 stars

Brilliant Customer Service

Erum who helped us today with a complicated procedure was brilliant! She also advised us on upgrading our accounts . She was fantastic!

6 August 2026
Unprompted review
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Reply from Santander

It's wonderful to hear Erum made a complicated process feel much easier. Taking the time to guide you through it and discuss account upgrades shows real care and attention.
John

Rated 5 out of 5 stars

A visit with Jay Pearson at Farnborough

A visit with Jay Pearson at Farnborough
A warm friendly welcome
Spent time with me discussing and upgrading my accounts. Giving me the best options to keep my money and savings working for me
A great service as always
Thank you

5 August 2026
Unprompted review
Santander logo

Reply from Santander

It's great to hear Jay gave you such a warm welcome and took the time to discuss your accounts. Helping you upgrade your banking and make the most of your savings clearly made a real difference.
John

Rated 1 out of 5 stars

Pensioners with no food

We are pensioners and have no access to money since Santander blocked all our accounts. Spent 3 hours in the bank but got no help there. Have spent 3+ hours on the phone but got no joy there. We are now low on food, no milk and we cant access any of our accounts for another week they tell us

3 August 2026
Unprompted review
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Reply from Santander

Being unable to access any of your money, while worrying about essentials like food and milk, must be incredibly distressing. We'd like to understand what's happened. Please contact us at socialmediacare@santander.co.uk with your details so we can look into your experience further.
John

Rated 5 out of 5 stars

I always get excellant service at Hemel…

I always get excellant service at Hemel Hempsteads Santander. Especially Ajay who has helped me a lot the last few years.

4 August 2026
Unprompted review
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Reply from Santander

It's great to hear you've consistently received excellent service at the Hemel Hempstead branch. Knowing Ajay has supported you over the last few years and made such a positive difference speaks volumes.
John

Rated 1 out of 5 stars

Sandi will put you through to one of…

Sandi will put you through to one of her team? in 2 hours?

5 August 2026
Unprompted review
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Reply from Santander

Hi Steven,

Thanks for your review. We completely understand that waiting can be frustrating, especially when it sounds like you'll be connected straight away. We're working hard to get to messages as quickly as possible, and once you're in the queue, there's no need to stay logged in as you'll receive a notification as soon as one of the team picks up your message.

Thanks for your patience, Steven. We appreciate your feedback.

Rated 1 out of 5 stars

Poor Customer Service

I opened an account that remained completely dormant, yet months later I discovered I could no longer access it. After waiting over 30 minutes on the phone, I was told it had been flagged for fraud, but nobody could explain why. I was sent to a branch, where I was given the same response.

I later called again to make a formal complaint and spent nearly an hour in the queue. I was told I'd receive a complaint reference number, but nothing was ever sent.

The worst part is that Santander never informed me there was an issue with my account. Poor communication, long waiting times, and no meaningful assistance. I expected much better.

5 August 2026
Unprompted review
Santander logo

Reply from Santander

Finding your dormant account had been flagged without explanation, followed by long waits and a missing complaint reference, would be frustrating. We'd like to understand what happened. Please contact us at socialmediacare@santander.co.uk with your details.
John

Rated 5 out of 5 stars

I was very impressed with the knowledge…

I was very impressed with the knowledge , dedication and informed level of support to opening my edge bank account and associated savings products including help with setting up appointment with the insurance advisor and investment advisors . Thank you very much Sheena Advani for your help today with everything , it is much appreciated

5 August 2026
Unprompted review
Santander logo

Reply from Santander

It's great to hear how supported you felt while opening your Edge account and savings products. Sheena's knowledge, dedication and care in arranging appointments with the insurance and investment advisers clearly made a real difference.
John

Rated 5 out of 5 stars

Staff members in Santander…

Staff members in Santander Stockton-on-Tees are very helpful.
We went in to arrange a meeting to sort our finances. A young lady named Olivia was able to help us over the counter keeping it private using our app. Would certainly recommend. Thank you Olivia you're star 🌟

5 August 2026
Unprompted review
Santander logo

Reply from Santander

It’s wonderful to hear Olivia was able to step in and help there and then. Taking the time to support you with your finances while keeping everything private shows real care.
John

Rated 1 out of 5 stars

Impossible to get through to speak to…

Impossible to get through to speak to anyone, web chat is a waste of time, and you can't even make a complaint cos you can't get through.
Terrible customer service

5 August 2026
Unprompted review
Santander logo

Reply from Santander

Getting through to the right person shouldn't be this difficult, and it's understandable how disappointing it felt when neither web chat nor our phone lines gave you the support you needed. Please contact us at socialmediacare@santander.co.uk so we can better understand your experience.
John

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