Prosper Reviews 14,304

Prosper makes it so convenient for me to get a personal loan. I've had loans with them before, and it seems to get easier every time. I find these funds especially useful in paying down high-interest credit cards. Prosper has saved me so much money in compounded interest over the years!

It was incredibly quick and painless.
Thank you!

I was helping my husband apply for a loan (he doesn’t deal with finances or the digital world very well) to help consolidate credit card debt. They asked for a canceled check or a bank statement. We don’t use checks, so I uploaded a bank statement. These people called and were very rude, saying they would not accept our bank statement with only the last three numbers of the account showing on it. So I spoke to our bank (a small credit union) and they do not issue bank statements with the account number on them. So instead they provided an official letter on letterhead stating my husband has a current bank account and then gave the account number and routing number. Prosper still wouldn’t accept it. They’re not allowed to talk to me because my name is isn’t on the loan. When my husband spoke to someone he had difficulty understanding her and she seemed to not understand him very well either. He became very frustrated and so he hung up. Other companies will let me speak on my husband’s behalf with his permission or while we’re speakerphone with them together. Not these people. That woman (I didn’t get her name)and another one named Michelle were very rude and made the process way more difficult than it needed to be. Now they won’t stop calling. I definitely do not recommend Prosper. Try Upgrade, they were super simple and helpful, causing no snags in the process.

Prosper was great on getting me a loan right away,I was under 30% on spending my monies, on credit cards an my other bills, im all paid up now all my credit cards are locked an now im using my checking account, which is great I watch my spending more,an my payment to prosper was11% with my high credit score, 240$ a month an i was paying 400$ a month to all my credit cards, ì will stay with Prosper for my next loans,,

Overall experience from the Prosper I am give 5 because I can borrow the $50,000 within 2 days although, interested rate is little bit high than I was expected. However, I need a money right away, and this money will helping me what I need and I am very happy Prosper prompt assistance. Thank you again for your help and have marvelous day.
Very Respectfully,
Judy Creasi

Quick easy process. Great value

It is very easy for senior citizens to fill out application. Prosper tell you that you are approve or disapprove very quickly. The funds are put in your bank account within 2 to 4 days. Set up for payment is great too.

Ease of use to procure a loan, options to choose from, quick response time are all part of the good experience.

Easy app. Easy approval. Ability to take my time to decide easy Process by Prosper

Was so easy to do. The customer rep was very helpful. I did application was approved right away and money was in my account next day.. I would definitely refer you to all my family and friends .

Too many phone calls and length getting things resolved.

Easy straight forward process, everyone that I have talked to has been extremely courteous and helpful with the process. I would recommend Prosper to everyone that needs debt consolidation.

How quickly the money was transferred once the application process was done.

It was very easy to apply.

Made this very easy.

Everything was smooth and quick! Could not have been better!