While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

3.6

Average

TrustScore 3.5 out of 5

2 reviews

5-star
4-star
3-star
2-star
1-star

No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Excellent experience I was able to…

Excellent experience I was able to enroll in percapita.com to work on my credit score Bill well by saving money they give me a extra $25 for every three payments which helped me accumulate wealth and save money for my first time home buyers program I received my card in the mail which will improve my credit score thanks percapita and staff

31 March 2026
Unprompted review
Rated 1 out of 5 stars

They don't pay the $25 cash back bonus

I've been with them for one month and the reason why I signed up was their $25 cash back promo if I spend $300 per month. Well, first month into it, and I already can't get the $25 cash back even though I spent $300 using their card. This is because even though I made some of my transactions on June 30th, they count it towards July 1, hence I can't get to $300 in June. According to them the transaction has to be "posted" within the month to qualify for the cash back reward. But as a customer, I don't know when my transaction can be posted or not! As far as I am concerned, I PAID for the transaction in June and it should have counted towards my June transactions and I should have got the cash back bonus. I am really frustrated with banks and financial companies playing these tricks on us. I thought Percapita was different. Or at least that is the picture they are painting on their site. But really are they? I don't think so... I already lost my trust in them.

1 July 2025
Unprompted review

Is this your company?

Claim your profile to access Trustpilot’s free business tools and connect with customers.

Get free account

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look