PaydayUK Reviews 

7,683
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Considering 1,555 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the exceptionally fast and efficient service, highlighting that loan applications are handled rapidly and funds are transferred into accounts almost instantly. Consumers also appreciate the simple forms and straightforward digital interface, which make completing applications effortless and stress-free. People looking for short-term financial help find the repayment options clear and manageable. Though some reviewers noted minor hurdles, such as experiencing difficulties when entering card details, feeling slight initial hesitation, or pointing out areas needing improvement. A few individuals also mentioned feeling skeptical at first before realizing how quick the service actually is.

What people talk about most

User experience

Users describe satisfaction with user experience, highlighting how quick, fast, and easy the application... See more

Service

Consumers find service to be positive, highlighting prompt, reliable, and straightforward experiences.... See more

Payment

Reviewers highlight positive aspects of payment, consistently praising the extremely quick and fast transfers... See more

Response time

Reviewers express great appreciation for the exceptionally fast response times and speedy process. Consumers... See more

Website

Customers consistently note positive experiences with website, describing the layout as very easy to navigate... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Very simple forms to fill out - I completed them on the website on my phone. My application was reviewed within an hour of submission, where I was then phoned to confirm some details. After re-submi... See more

Company replied

Rated 5 out of 5 stars

I had requested a loan to help pay for bills that I otherwise wouldn’t have been able to afford to pay right now and this could’ve caused issues for me. I had previously been denied by other lenders... See more

Company replied

Rated 5 out of 5 stars

I was in a financial predicament and didn't know what to do. I found PaydayUK and thought it might be a good solution. Easy quick and very professional company sorted out my situation easily within an... See more

Company replied

Rated 5 out of 5 stars

The application was really easy to fill in, easy to follow steps to finish, and a lovely lady phoned and carried out further finishing up details and very quickly too. And then I was sent the completi... See more

Company replied


Company details

  1. Loan Agency
  2. Non-Bank Financial Service

About PaydayUK

Written by the company

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

Representative 91% APR.

All loans are subject to affordability checks and our criteria.

Written by the company

Trustworthy
We have been helping our customers online since 2004
Responsible
We are authorised and regulated by the Financial Conduct Authority. Registration number 921539
Customer Focused
We're always here to help and have a dedicated team available to assist you with any enquiries

Contact info

4.8

Excellent

TrustScore 5 out of 5

8K reviews

5-star
4-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 90% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.8

All reviews

(7,683)

1,531 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

It was amazing it really helped me out…

It was amazing it really helped me out I asked for a small amount of money and it came through almost instantly but honestly I was not expecting to receive the money that quick but over all 10/10 experience.

31 July 2026
Rated 1 out of 5 stars

Do not give them your mobile number

Ever since I enquired about a quote and gave my details to this company I have been getting non stop SPAM and SCAM calls. It is not a coincidence. I suspect they sell off data and/or it is subsequently sold off when they give your info over to potential lenders. Shocking. When I brought this up via email they were rather dismissive and did not take any accountability, even though this company is the only one I have given out my number to recently, which is the same time the spam calls started. Please be careful.

30 July 2026
Unprompted review
PaydayUK logo

Reply from PaydayUK

Thank you for taking the time to leave a review.

As advised in our email response, we do not work with any call centres or share/sell customer data with 3rd parties outside our panel to assit in your loan search.

In our response, we advised you to submit a Subject Access Request to the company that is calling you. They have a legal obligation to tell you how they obtained your data. We can categorically confirm that they did not receive it from our company.

If you believe your data has been mishandled in any way, you can escalate this matter to the Information Commissioner's Office

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