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Ollo Credit Cards Reviews 

1,914
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Considering 812 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the card, finding it excellent for rebuilding credit or starting their journey, often highlighting its ease of use and rewards. The user experience is consistently positive, with people finding the website efficient, straightforward, and very user-friendly for managing accounts and payments, and many report positive interactions with professional and helpful customer service. However, some customers noted payment issues, including double charges, unexpected fees, or declined transactions. Others found customer service unhelpful, citing long holds and difficulty resolving disputes, while some also mentioned small credit lines and challenges with increases.

What people talk about most

Payment

Customers had ambiguous experiences with payment, with some reporting issues such as being charged interest... See more

User experience

Reviewers mention positive feedback about user experience, highlighting the ease of use and user-friendly... See more

Product

Users describe positive interactions with the product, often highlighting it as a great card for rebuilding... See more

Customer service

Consumers find customer service experiences to be ambiguous, with many reviewers praising the helpfulness,... See more

Service

Customers consistently note positive experiences with service, particularly regarding prompt responses to... See more

Reviews shaping this summary

Rated 4 out of 5 stars

So far my experience with Ollo has been positive. I do wish there was an option to request a credit line increase on the app.

Company replied

Rated 4 out of 5 stars

Over all, OLLO has been pretty great. I love that they offered X amount of months without interest, I think that is fantastic! My only hiccup with them: My bank account was double charged for a pa... See more

Company replied

Rated 5 out of 5 stars

This card is fantastic. I used it recently overseas and there was no issue at all. No Af. No Ftf. No late fees. Nothing to dislike about it. Even with fair credit. My score around 665. Fico. It i... See more

Company replied

Rated 5 out of 5 stars

Card arrived on time. Notified it was delivered. Better interest rate than others and good starting credit line. Easy app and simple to pay. 05/26.


Company details

  1. Non-Bank Financial Service

Written by the company

We are a credit card company that puts you first. With straightforward products, no-nonsense tools and 24/7 US-based support, we’re here to help you build your future, starting today.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

2K reviews

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Asks customers to review

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4.5

All reviews

(1,914)

920 reviews in the last 12 months

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Rated 5 out of 5 stars

The language barrier is horrible

The language barrier is horrible. Very hard to understand the person on the other end of the phone. They have to repeat themselves over and over. However. The service is great! Solved my issue and I am satisfied.

15 July 2026
Ollo Credit Cards logo

Reply from Ollo Credit Cards

Hi William. Thank you for your review. We're glad our team was able to resolve your issue and that you were satisfied with the service you received. We also appreciate your honest feedback about the communication challenges you experienced. We'll share your comments with the appropriate team as we continue working to improve our customer experience. Thank you for choosing Merrick Bank and Ollo credit card!

Rated 4 out of 5 stars

Card is fine hard to earn rewards the…

Card is fine hard to earn rewards the way I currently utilize the card.

15 July 2026
Ollo Credit Cards logo

Reply from Ollo Credit Cards

Thank you for your review, Davonna.

If you have any questions or concerns regarding the rewards, please contact us at 833-845-2200.

Rated 5 out of 5 stars

Best card ever

Best card ever! Speed, honesty, integrity, service, can’t be matched by any other card!

16 July 2026
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Reply from Ollo Credit Cards

Thank you for sharing your feedback, Karen!

Rated 5 out of 5 stars

It's been a good card to me

It's been a good card to me. Accepted everywhere. Not one single issue with it. It's nice to know that I have a card that can cover emergencies. The company has been easy to deal with, and the app works great. Whenever I put a payment in it's posted within 24 hours. I would highly recommend this particular card and company.

16 July 2026
Rated 5 out of 5 stars

So far everything is going good except…

So far everything is going good except I didn’t know that the Card wouldn’t allow me to transfer funds to another card

16 July 2026
Ollo Credit Cards logo

Reply from Ollo Credit Cards

Thank you for your review.

If you have any concerns or questions, please contact us at 833-845-2200.

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