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Ollo Credit CardsReviews 

1,800
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Considering 802 reviews, reviewers overwhelmingly had a great experience with this company, often praising the card as fantastic and easy to use for rebuilding credit or starting a credit journey. Customers consistently highlight the top-notch customer service, describing it as professional, helpful, and quick to respond to inquiries. The user experience is frequently lauded, with many appreciating the efficient and user-friendly website, as well as the ease of obtaining and setting up the card. However, some people mentioned issues with payments, such as double charges leading to account freezes, or difficulties with electronic payments from their bank's bill pay service. A few other people also felt that customer service was poor, citing long holds, unhelpful responses, and problems with duplicate transactions or unexpected card declines.

What people talk about most

User experience

Consumers generally report a positive user experience, highlighting the ease of use and user-friendly design... See more

Payment

Clients share ambiguous opinions on payment, with some reviewers praising the ease and speed of payments,... See more

Product

Reviewers highlight positive aspects of the product, particularly its utility for credit rebuilding and its... See more

Customer service

People report positive experiences with customer service, highlighting helpful, professional, and kind... See more

Service

Users describe positive interactions with service, highlighting prompt responses to questions and good... See more

Reviews shaping this summary

Rated 5 out of 5 stars

This card is fantastic. I used it recently overseas and there was no issue at all. No Af. No Ftf. No late fees. Nothing to dislike about it. Even with fair credit. My score around 665. Fico. It i... See more

Company replied

Rated 5 out of 5 stars

Great card for rebuilding. No annual fee plus it gives you rewards. Love the app and how easy and user friendly it is. Customer service is top notch. Payments post quickly.

Rated 5 out of 5 stars

Card arrived on time. Notified it was delivered. Better interest rate than others and good starting credit line. Easy app and simple to pay. 05/26.

Rated 5 out of 5 stars

Really love this card, I can earn cash rewards. Only reason I am not using it a lot is because it is a small credit line compared to my other cards. Would go against my credit score.

Company replied


Company details

  1. Non-Bank Financial Service

Written by the company

We are a credit card company that puts you first. With straightforward products, no-nonsense tools and 24/7 US-based support, we’re here to help you build your future, starting today.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

2K reviews

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Asks customers to review

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4.5

All reviews

(1,800)

807 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 3 out of 5 stars

well I'm a little upset over the fact…

well I'm a little upset over the fact that I made a payment on the 16th and it said payment was received and now I'm getting messages telling me that the payment is still due

18 June 2026
Ollo Credit Cards logo

Reply from Ollo Credit Cards

Thank you for your review, Mark.

If you have any questions about your payments, please contact us at 833-845-2200.

Rated 1 out of 5 stars

I paid off my credit card in full about…

I paid off my credit card in full about $600. The lady that worked for this company over the phone told me that my card would be able to use once the payment posted four days later I called them and they say my account is closed. They say they sent me a letter, but I never received one. Merrick bank has always been shady, and I’m happy. The account is closed. I’d rather just build my credit to get a more reputable credit card. Just get a secured card through your bank and build your credit. It’s not worth the stress or hassle to get this card.

23 June 2026
Unprompted review
Ollo Credit Cards logo

Reply from Ollo Credit Cards

We appreciate you taking the time to leave a review, Brittni. We take all feedback seriously, as we strive to improve our customers’ experiences.

Rated 5 out of 5 stars

was very easy to apply

was very easy to apply and like the cash back they will be saved for future use thanks waiting to get a credit line of 1500.00 so I can get rid of other cards that don't offer this

23 March 2026
Rated 4 out of 5 stars

So far my experience with Ollo has been…

So far my experience with Ollo has been positive. I do wish there was an option to request a credit line increase on the app.

23 June 2026
Ollo Credit Cards logo

Reply from Ollo Credit Cards

Thank you for sharing your feedback, Sara. We can pass this along.

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