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NOW Finance Reviews 

2,363
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 192 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for being super friendly, helpful, and professional, making interactions pleasant and supportive. The service is frequently described as simple, easy, and straightforward, ensuring a smooth and stress-free process for many. People appreciate the excellent customer service, noting prompt communication and quick response times, which contributes to a highly positive user experience and fast turnaround. However, some people found the application process complicated, mentioning extensive information requests that felt intrusive or difficulty checking their own statements. A few customers also reported unhelpful staff interactions or dissatisfaction when their application was denied without clear reasons.

What people talk about most

Staff

Reviewers mention positive feedback about staff, consistently praising their professionalism, helpfulness,... See more

Service

People report positive experiences with service, highlighting excellent service, quick approval, and a... See more

Customer service

Customers consistently note positive experiences with customer service, highlighting helpful, responsive, and... See more

User experience

Consumers find the user experience to be positive, with many describing the website and application process... See more

Response time

Reviewers highlight positive aspects of response time, with many customers praising the quick and prompt... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Staff are super friendly and extremely helpful. There was a slight system issue as I have a new last name due to marriage and it wouldn't link to my previous profile which a work around was sorted fas... See more

Company replied

Rated 5 out of 5 stars

I learned about the company through my credit score and applied online, but I couldn't finish. I called and was assisted by the most dedicated person I've ever met, her name was Mae. We talked for a... See more

Company replied

Rated 5 out of 5 stars

Second time using NOW Finance. Simple process, hassle free. Approved within one day. Darryl was great with communication and making the process very simple and easy. Money was released instantly to de... See more

Company replied

Rated 5 out of 5 stars

NOW Finance has been both patient and amazing in helping me secure and settle previous loans. The brokers I have dealt with have been super friendly and helpful. Would absolutely recommend their servi... See more

Company replied


Company details

  1. Non-Bank Financial Service

About NOW Finance

Written by the company

Personalised Lending Made Simple

NOW Finance is an Australian-owned non-bank lender helping Australians access simple, transparent finance. We offer competitive personal loans and car loans in Australia with flexible terms to support your goals.

Whether you’re buying a car, consolidating debt, renovating your home, or covering major expenses, our loans are designed to work around your life.

Check your personalised quote online in minutes without impacting your credit score, then complete your application quickly and securely.


Credit Applications are subject to credit approval, eligibility criteria, and terms and conditions. Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence 425142

Personal & Car Loans made simple

Written by the company

NOW Finance offers flexible personal loans and car loans designed to make borrowing straightforward.
Personal Loans: Enjoy fixed rates, flexible repayments, and no fees ever, so you always know exactly what you're paying.
Car Loans: Finance your next vehicle with clear upfront pricing, flexible loan terms and no ongoing or early repayment fees.
Check your personalised quote online in minutes and easily complete your online application straight from your phone.
Credit Applications are subject to credit approval, eligibility criteria, and terms and conditions. Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence 425142

A faster way to apply for a loan

Applying for a personal or car loan with NOW Finance is quick and straightforward:


- Check your personalised quote online

- Complete your application in minutes

- Manage everything digitally

From quote to conditional approval, the process is simple and convenient.

Get My Rate

Credit Applications are subject to credit approval, eligibility criteria, and terms and conditions. Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence 425142


Contact info

Promotion box for NOW Finance

Award-winning Personal & Car Loans

Get your personalised quote with no impact to your credit score.

4.7

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 83% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

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4.7

All reviews

(2,363)

191 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Instant finance approval

Amazing finance co had money in the bank in 2 days interest rates are reasonable and affordable.

30 March 2026
NOW Finance logo

Reply from NOW Finance

Hi Peter, thank you for the 5 star review and for sharing how quickly your finance was approved. It’s great to hear you had funds in your bank within two days and found the interest rates reasonable and affordable. We appreciate you choosing us and hope your finance continues to work well for you.

Rated 5 out of 5 stars

Secure & simple to use app.

The overall experience of applying for a loan & being able to repay it in my own designated timeline & with minimum impact on my wages, was fantastic.
Very low rates (in comparison to other lenders) & a simple to use app. Absolutely put my bank to shame.
I knew my account was very secure with NOW.
Would not hesitate to use NOW again.

1 April 2026
Unprompted review
NOW Finance logo

Reply from NOW Finance

Hi Carmel, thank you for the 5-star review and for sharing how simple and secure you found the app. It’s great to hear the flexible repayments and low rates worked well for your budget. We look forward to helping you again whenever you need.

Rated 5 out of 5 stars

Now finance were fantastic

Now finance were fantastic , gave me a good Interest rate and low or no fees for my car loan . Other lenders quoted me outrageous interest rates and huge fees …yes you Lendlab and Driva !

Highly recommend NOW finance .

24 March 2026
NOW Finance logo

Reply from NOW Finance

Hi Michael, thank you for the 5 star review and for recommending NOW Finance. It’s great to hear you were happy with the interest rate and low fees on your car loan, especially compared with other lenders. We’re glad we could make the process straightforward for you.

Rated 5 out of 5 stars

Fast and friendly service

Fast and friendly service

18 March 2026
NOW Finance logo

Reply from NOW Finance

Hi Raymond, thanks for taking the time to share your feedback. It’s great to hear you found our service fast and friendly, as that’s exactly what we aim for!

Rated 5 out of 5 stars

Very helpful staff

17 March 2026
NOW Finance logo

Reply from NOW Finance

Hi Tanja, thanks for sharing your feedback and for the 5-star rating. I’m glad to hear our staff were very helpful during your experience.

Rated 5 out of 5 stars

Simple process

Simple process, very smooth right up to settlement.

11 March 2026
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Reply from NOW Finance

Thank you for sharing your feedback. We’re glad everything went as expected and look forward to helping you again if you need us in future.

Rated 5 out of 5 stars

Nothing was a problem

Nothing was a problem. Very helpful team and every quick to respond to emails.

5 March 2026
NOW Finance logo

Reply from NOW Finance

Hi David, thank you for the 5 star review and your kind words. I’m glad to hear our team was very helpful and quick to respond to your emails, and that nothing was a problem throughout the process.

Rated 5 out of 5 stars

Efficiency

Dealing with staff was very kind

10 March 2026
NOW Finance logo

Reply from NOW Finance

Hi Jose, thanks for your 5-star review and for noting how kind our staff were to deal with. We appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

Good prompt service

Good prompt service

23 February 2026
NOW Finance logo

Reply from NOW Finance

Hi Mark, thank you for your positive feedback on our prompt service. We're pleased to hear the speed of our process met your expectations.

Rated 5 out of 5 stars

Great company and fantastic service

Great company and fantastic service. My loan application was processed without any hassle and Now Finance was a pleasure to deal with

2 March 2026
NOW Finance logo

Reply from NOW Finance

Hi Matthew, thank you for your 5-star review. I'm glad to hear your loan application was processed without any hassle and that you found NOW Finance easy to deal with. We appreciate your feedback and look forward to assisting you again.

Rated 5 out of 5 stars

The best loan company I have ever used

The best loan company I have ever used. Always quick and easy and very professional.

25 February 2026
NOW Finance logo

Reply from NOW Finance

Hi Trinity, thank you for the 5 star review. It’s great to hear the process was quick, easy and professional. We look forward to helping you again if you have any future loan requirements.

Rated 1 out of 5 stars

My review is based on three main…

My review is based on three main issues.
First, it is impossible to check your own statement without submitting a request.
Second, there is no login option available on the Now Finance website when accessing it from a mobile device.
Third, my credit score was impacted even though I did not proceed with the application.
Based on this experience, I would never recommend Now Finance to anyone.

25 February 2026
NOW Finance logo

Reply from NOW Finance

Hi Francesco, thankyou for your feedback.

NOW Finance provide statements upon request, so customers are not set into a fixed timeframe for their loan statement i.e. each quarter etc. We have several ways in which a customer may request a statement, via calling or emailing our Customer Service centre, or by requesting same on the Customer Portal. I can see you’ve accessed the Customer Portal and requested statements before. Many customers are very happy that they can receive a statement at any time they request one.

In respect of your loan and the credit enquiry, your loan is a fully funded loan account and once the last repayment is received the loan will be paid out and closed. A credit enquiry was conducted at time of application as per your consent. All applications submitted for assessment, incur a credit enquiry check which is the first stage of the assessment process as per our credit policy.

Thank you for also raising about the issue you had with the mobile log in. This has been rectified since your review, thank you for raising your concern on this. If you’d like to speak with me about your experience with NOW Finance, please don’t hesitate to reach out and thank you once again for taking the time to add your feedback.

Kind regards
Denice Martin
Head of Dispute Resolution

Rated 5 out of 5 stars

Honest

Honest, adaptable, empathetic, excellent

25 February 2026
NOW Finance logo

Reply from NOW Finance

Hi Mark, thank you for review and 5-star rating. We’re glad our approach and communication met your expectations.

Rated 5 out of 5 stars
NOW Finance logo

Reply from NOW Finance

Hi Kimberley, thanks for sharing your feedback and your 5-star rating. I’m glad you found everything very easy to use and communicate with. If you ever have suggestions on how we can make things even simpler, we’d be keen to hear them.

Rated 5 out of 5 stars

Quick

Quick, reliable, user friendly

23 February 2026
NOW Finance logo

Reply from NOW Finance

Hi Paul, thanks for taking the time to share your 5 star review. It’s great to hear you found the process quick, reliable and user friendly. We appreciate your feedback and look forward to helping you again in the future.

Rated 5 out of 5 stars

Reduced Stressful Financial Decision

Fast, transparent and user friendly process.

18 February 2026
NOW Finance logo

Reply from NOW Finance

Hi Ronald, thank you for your 5-star review. We're glad to hear the fast and transparent process helped you. We appreciate your feedback and look forward to assisting you again.

Rated 5 out of 5 stars

Very professional

Very professional

19 February 2026
NOW Finance logo

Reply from NOW Finance

Hi Cheny Maliwat, thank you for your 5-star review. We're glad you found our service very professional and appreciate your positive feedback.

Rated 5 out of 5 stars

Very happy with experience

Very happy with experience. Everything went smoothly and in very professional manner. Highly recommend

19 February 2026
NOW Finance logo

Reply from NOW Finance

Hi Dmitry, thank you for your positive feedback. We’re glad to hear everything went smoothly and you found the experience professional. We appreciate your recommendation and your 5-star rating.

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