Fortiva Reviews 

302
TrustScore 1 out of 5

1.2

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Review summary

Created with AI, based on recent reviews

Considering 91 reviews, most reviewers were let down by their experience overall. Customers frequently complain that support agents are dismissive, unhelpful, and completely fail to provide clear answers when contacted. Reviewers state that reaching someone who can actually resolve complicated billing or account problems feels nearly impossible. Some reviewers were not happy with unexpected fees, sudden hidden charges, and excessively high interest rates applied to accounts. People also noted that submitted payments often fail to post on time, leading to unjust penalties and automated late fees. Consumers reported extreme frustration when trying to settle their outstanding balances or close accounts permanently.

What people talk about most

Payment

People report negative experiences with payment, noting persistent issues such as unexpected fees, delayed... See more

Customer service

Customers consistently report negative experiences with customer service, highlighting rude and unhelpful... See more

Price

Consumers express deep dissatisfaction with the pricing, highlighting excessive interest rates and unexpected... See more

Service

Customers consistently note negative experiences with service, describing it as nonexistent or terribly... See more

Reviews shaping this summary

Rated 1 out of 5 stars

HORRIBLE CUSTOMER SERVICE!!! Simply wanted to add my card to Apple Pay. Over 4 phone calls, 1 disconnect (without provocation), multiple layers of identity verifications and over 2-3hrs of combined... See more

Rated 1 out of 5 stars

Absolutely abysmal customer service. You can't talk to any real support if you have an overdue payment. Late payment customer service doesn't speak english and will only keep asking you how you'd li... See more

Rated 1 out of 5 stars

Fortiva is a total joke. Vivent home security uses them for homeowners who dont pay the app. $3000 cost at time of installation. Fortiva refused to send me a written, itemized statement after 3 writ... See more

Rated 1 out of 5 stars

Haven't used this credit card for 2yrs. 1400 available credit, they quit sending me email notices,now send to messages. 600 in fees this year alone for supposed monitoring. Waiting for card to be canc... See more


Company details

  1. Non-Bank Financial Service

About Fortiva

Written by the company

The Fortiva® Mastercard gives you the flexibility you need for everyday spending. Issued by The Bank of Missouri, this unsecured credit card reports to all major credit bureaus, so responsible use may help you strengthen your credit and potentially qualify for credit line increases over time. You don’t need perfect credit to apply.

Cardholders can earn cash back rewards*, including up to 3% back on eligible gas, groceries, and utility purchases, and 1% back on other qualifying purchases. The card includes real-time account alerts, 24/7 customer support, and convenient account access through the mobile app or online Account Center. Learn more at myfortiva.com.

  • $0 security deposit
  • $0 application fee
  • $0 fraud liability
  • No credit score impact (prequalify with a soft credit check)

See if you prequalify*

Learn more

Click here to view additional details.


Contact info

1.2

Bad

TrustScore 1 out of 5

302 reviews

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No recent history of asking for reviews

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1.2

All reviews

(302)

93 reviews in the last 12 months

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Rated 1 out of 5 stars

Shady & Dishonest

I had a Fortiva credit card through Bank of Missouri and I closed the account last year. They've continued to charge me a $10 monthly maintenance fee because I've been paying it off and maintaining a balance. A few days ago they also charged me an annual fee... for a closed account that I cannot use anymore! I called up and said remove the fee and I will pay off the balance in full right now. They refuse to remove the annual fee. I filed a complaint with the BBB and am also filing a complaint with the NYS AG office against this business.

ALSO: This businesses parent company (Bank of Missouri) has lost it's BBB accredation!!

CURRENT ALERTS FOR THIS BUSINESS
Accreditation Revocation:
On 12/05/2022 this business's accreditation in the BBB was revoked by the BBB's Board of Directors due to failure by the business to adhere to the BBB requirement that Accredited Businesses meet and abide by the following standards:

6. Address disputes forwarded by BBB quickly and in good faith.

6D. Cooperate with BBB in efforts to eliminate the underlying cause of patterns of customer complaints that are identified by BBB.

23 January 2023
Unprompted review
Rated 5 out of 5 stars

I was Having issues with a payment.

I was Having issues with a payment.. The lady in support was beyond excellent, she took care of my problem and walked me through the "how to". She had me fixed up in minutes. All support rep companies could take lessons from this group. A+

23 January 2023
Unprompted review
Rated 5 out of 5 stars

Fraud Alert

I received a fraud alert concerning a purchase from London! I called Customer Service and from the initial text message of the fraud alert to the call to Customer Service man they were on it!!! Customer Service reps were attentive and patient! I was able to understand them speaking English! They solved my issue in less than 3 mins... Thanks to you all!

9 January 2023
Unprompted review

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