MT Finance Reviews 111

TrustScore 4.5 out of 5

4.5

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their exceptional helpfulness, efficiency, and professionalism, often highlighting individuals who went above and beyond. Many people appreciate the smooth and quick process, with several mentioning rapid completion times even for complex cases. The service is frequently described as excellent, reliable, and highly effective, making the overall experience positive for consumers. However, some people were dissatisfied with the company, citing concerns about service quality and professionalism. These reviewers reported difficulties in their interactions and suggested that others might consider alternative services.

What people talk about most

Staff

Customers consistently note positive experiences with staff. Many reviewers praise individual team members... See more

Service

People report positive experiences with service, highlighting its excellence from start to finish. Customers... See more

Based on these reviews

Rated 5 out of 5 stars

Jody and Adam went above and beyond for a client who found themselves in a tricky and stressful situation. Their assistance and understanding has given this person the breathing room required to get t... See more

Company replied

Rated 5 out of 5 stars

James O'Boyle was absolutely amazing and great through out the process, he manged everything so effectively and the entire process was so smooth. His know how and knowledge was great to, a great asset... See more

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Rated 5 out of 5 stars

Adam McCarthy has been brilliant and exceptional on this case he really went far and beyond to get this completed for the client , it was challenging and complex to.He has been brilliant through out... See more

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Rated 5 out of 5 stars

Our client needed to raise funds on a re-bridge against 3 properties, quickly as facing repossessions. Emily and James were genuinely brilliant, always responsive and nothing was too much trouble. The... See more

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Rated 1 out of 5 stars

I would give minus 10 stars if I could. Worst company to deal with, would never ever recommend anyone to go anywhere near these idiots. Don't know how they are allowed to operate and how they won awar... See more

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Rated 5 out of 5 stars

I would like to thank Jade Miave and Ayondip Dam for your consistent effort and efficiency in getting my client's application to completion. I am new to dealing with Bridging cases and they both made... See more

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Rated 5 out of 5 stars

For speed and efficiency, the team at MTF are second to none. Superb efforts from James & Jade throughout a recent deal completion who were a pleasure to deal with every step of the way. Clear communi... See more

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Rated 5 out of 5 stars

Latest deal completed with MT for my client - excellent service from Emily & Ameenah! Responsive, polite, timely - just what's needed when processing a bridging loan! Thank you!

Company replied

Rated 5 out of 5 stars

We used MT Finance for an auction purchase and they we very efficient and kept us in the loop all the way. Completed well within the 28 day deadline. Special ty to Jade, Ameenah and Alice for all thei... See more

Company replied

Rated 5 out of 5 stars

Amazing Lender, Amazing Criteria, Amazing BDM! Thank you to David Kingham first class BDM always there to assist! Also Lenka, Sangeeth, Alex and the team for all your hard work! Cant recommend highly... See more

Company replied

Rated 5 out of 5 stars

A big thank you to both Chloe and Alice, who were excellent and very supportive through out the entire process. Always on hand and available to help. Highly recommenced, look forward to working wit... See more

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Rated 5 out of 5 stars

I had an excellent experience working with MT Finance as a brokerage. Their team was incredibly accommodating and patient throughout the process. Once the offer was issued, completion happened swiftly... See more

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Rated 5 out of 5 stars

Brilliant lender, can’t thank the Amazing David Kingham, Lenka and the team for the patience and hard work to get these 2 cases over the line today. Amazing lender, Amazing Criteria and Amazing Pe... See more

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Rated 5 out of 5 stars

Another 2 complex B2L cases completed next to Amusement Arcade at 75% LTV . Thank you to David Kingham, Marta, Lenka & the team! Amazing work!

Company replied

Rated 5 out of 5 stars

Really good experience working with MT finance. Couldn’t recommend them enough. I worked with Jade and Ameenah, very professional and helpful at all times. 10/10

Company replied

Rated 5 out of 5 stars

Great service from Adam and Jade. My client required a bridging loan to be arranged at pace due to facing two of his properties being repossessed.

Company replied

Rated 5 out of 5 stars

Completed a bridge with MT Finance liaising with Lewis Wiseman and Ameenah Begum. They were responsive, knowledgeable, helpful and made the whole process smooth. I would highly recommend them to other... See more

Company replied

Rated 5 out of 5 stars

Thank you to David Kingham , Gemma Pine, Lenka, Alex K & T and the team for another 2 great cases. Thank you for all your support and criteria.

Company replied

Rated 5 out of 5 stars

Thank you once again to David Kingham, Marta and Lenka from MT Team for their exceptional support and assistance in completing another 2 Ltd Co buy to let 80% LTV new lease splits. Also thank you to M... See more

Company replied

Rated 5 out of 5 stars

Once again, a pleasure to work with MT on a second charge bridge, Jade and Ameenah managed to get the deal over line in spite of a number of issues.

Company replied

Rated 5 out of 5 stars

A huge thank you to Emily and Adam for getting this deal over the line. It was a little tricky and frustrating at times, but we worked together to ensure the outcome was positive for us all. Thanks... See more

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Rated 5 out of 5 stars

Both Lewis and Emily were super friendly and helpful in getting our client's mortgage through as quickly as possible.

Company replied

Rated 5 out of 5 stars

Placed my first case with MT Finance Ran into a problem towards completion Found Jade and Emily very supportive through the whole case and it went to completion Many thanks

Company replied

Rated 5 out of 5 stars

Difficult case with a very short timeframe, managed exceptionally well by Adam and Jade. Will certainly use again!

Company replied

Rated 5 out of 5 stars

Another great performance from James and Jade at MT. Great service, commercially minded, quick and polite- MT do it again!

Company replied

Rated 5 out of 5 stars

We have worked with MT Finance in connection with the acquisition of a hotel business, and the experience has been outstanding. They are, without doubt, one of the most trustworthy and caring... See more

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Rated 5 out of 5 stars

Another successful completion with MT. As always, the service was excellent. William and Adam ensured everything was completed on time as made the process seamless for the client.

Company replied

Rated 5 out of 5 stars

I just wanted to say and quick and responsive MTF were. As a broker i deal with lenders all the time and Ben and Emily were extremely efficient and easy to get hold of at every stage.

Company replied

Rated 5 out of 5 stars

Excellent service from start to finish in a particularly unique case. Lewis and Adam were responsive and assisted above and beyond for my clients. Thank you! Brad - Connect Premier Mortgages

Company replied

Rated 5 out of 5 stars

Jade and James were fantastic in assisting me with a second charge re-bridge! Always on hand to help and super quick turn around. Thank you guys!

Company replied

Rated 5 out of 5 stars

One of the best specialist lenders in the business! Thank you for your assistance with another mortgage completion!

Company replied

Rated 5 out of 5 stars

Case Manager Jade & Underwriter James guided us and the clients through a complex, stressful and time sensitive application with absolute professionalism and expertise. They were quick to provide upda... See more

Company replied

Rated 5 out of 5 stars

As always, MT Finance have delivered. Thank you so much especially to Emily and Ben who were superb! Thank you!

Company replied

Rated 5 out of 5 stars

MT Finance once again deliver exceptional service on a bridging deal- Ronnie, Michael and Joe are world class.

Company replied

Rated 5 out of 5 stars

Alice Collins and Jack Rifkin- dream team, helped us complete an urgent bridge in one week!

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Rated 5 out of 5 stars

Jade Miave, James O'Boyle & David Kingham were fantastic - thank you guys!

Company replied

Rated 5 out of 5 stars

Thank you to James, Jade & all the team for their help on a successful Completion

Company replied

Rated 5 out of 5 stars

Working with MTF is quick and easy. Always kept in the loop of things! Jade and Ben were a great help in getting our case to completion!

Rated 5 out of 5 stars

Amazing service by Jody and Ameenah on a particularly tricky case - thank you for your assistance throughout!

Company replied

Rated 5 out of 5 stars

Ronnie Woods and Michael Goodhind were amazing as always. 5 Stars ⭐⭐⭐⭐⭐

Company replied

Rated 5 out of 5 stars

Will & James were fantastic throughout the underwrite process - thank you lads!

Company replied

Rated 5 out of 5 stars

Great help from Emily and James in getting a bridge over the line!! Look forward to working with them again :)

Company replied

Rated 5 out of 5 stars

Thank you for all your help getting a complicated deal over the line. Onto the next...

Company replied

Rated 5 out of 5 stars

Michael and Michael once again deliver on a successful transaction. Thanks both :)

Rated 5 out of 5 stars

Great team work from Adam and Jade as always. On to the next one!

Company replied


Company details

  1. Mortgage Lender

Written by the company

MT Finance is a specialised leading property finance lender. Since we were set up in 2008, we are proud to have assisted numerous property professionals, business owners, and individuals with their finance requirements. Our reputation in the market excels for delivering fit-for-purpose short-term loans at speed, and our approach to lending is something we have been consistently recognised for within the financial services industry.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

111 reviews

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1-star

Replied to 100% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

I highly recommend MTF for anyone in…

I highly recommend MTF for anyone in need of a reliable lending service.

Having worked with MTF, I can confidently say that they are the fastest and most reliable lender out there. Their team is not only friendly but also highly responsive, ensuring that all my queries were promptly addressed. The lending process with MTF is refreshingly simple and extremely efficient, saving valuable time and effort.

14 April 2026
Unprompted review
Rated 5 out of 5 stars

Excellent service from start to finish…

Excellent service from start to finish in a particularly unique case. Lewis and Adam were responsive and assisted above and beyond for my clients. Thank you!

Brad - Connect Premier Mortgages

31 March 2026
Unprompted review
MT Finance logo

Reply from MT Finance

Thank you for trusting us with this case, Brad. We'll pass your feedback on to Adam and Lewis.

Best,

MT Finance

Rated 5 out of 5 stars

Top Class Lender

Thank you once again to David Kingham, Marta and Lenka from MT Team for their exceptional support and assistance in completing another 2 Ltd Co buy to let 80% LTV new lease splits. Also thank you to Matthew Elash, Emma from Ackroyds and Kunal Patel for their speed and assistance completing Legal’s.

10 March 2026
Unprompted review
MT Finance logo

Reply from MT Finance

Dear Laurence,

Thank you for your kind words. Both teams will be really pleased with your feedback and we're glad that we could find a solution for your clients.

Best,

MT Finance

Rated 1 out of 5 stars

I would give minus 10 stars if I could

I would give minus 10 stars if I could. Worst company to deal with, would never ever recommend anyone to go anywhere near these idiots. Don't know how they are allowed to operate and how they won awards is beyond me. Wasted 5 months of my time for a simple buy to let mortgage, asking the same things 2 and 3 times then telling me its the last item they need then a week later asking for something else then a week later asking for the same they asked for earlier. Just dragged on and on finally i just had enough and moved on. Had to go for a bridging loan instead as was running out of time to complete on the purchase so will be out of pocket of a few thousand pounds thanks to these monkeys. Even the managers and the underwriters haven't got a clue, all just a bunch of clowns. Please save yourself some time, headache and money and go somewhere else because honestly these people are just not worth your energy it was just a constant battle.

11 March 2026
Unprompted review
MT Finance logo

Reply from MT Finance

Dear Zaroob,

We cannot comment on the specifics of your case due to client confidentiality.

At MT Finance we take our commitment to delivering excellent service extremely seriously. We also have a responsibility to ensure that applications meet our policy criteria and progress within set timeframes. If we do not receive vital information, or if we receive inaccurate information, then this can impact our ability to proceed. If you would like to discuss this in more detail please contact complaints@mt-finance.com.

Best,

MT Finance

Rated 1 out of 5 stars

worst company ever 0 stars if there was an option

worst company ever , do not take out a bridging loan or mortgage with the guys , hidden fees , bullies , strong arm solicitors tactics and use of leverage with courts

17 January 2026
Unprompted review
MT Finance logo

Reply from MT Finance

Dear Tim

We cannot comment specifically on the details of your particular case for data protection reasons.

At MT Finance, all fees both actual and potential (i.e. those arising in situations when a borrower defaults on their loan) are disclosed at the very outset of any application. We pride ourselves in taking a transparent approach.

The vast majority of our customers maintain their loans and/or mortgages in good standing and do not default. Unfortunately, when a borrower fails to adhere to the terms of their agreement, and a loan becomes non-performing, we have no option but to begin an enforcement process. In these circumstances, we always attempt to reach a satisfactory outcome with the customer so that ultimate foreclosure is a very last step and is, thankfully, rare.

If you wish to discuss your experience further, please do not hesitate to contact us directly at complaints@mt-finance.com.

Best,
MT Finance

Rated 5 out of 5 stars

Amazing service by MT

Another successful completion with MT. As always, the service was excellent. William and Adam ensured everything was completed on time as made the process seamless for the client.

2 February 2026
Unprompted review
MT Finance logo

Reply from MT Finance

We're really glad to hear that you received such excellent service, Ahmad. Thank you for trusting us with this case.

Best,

MT Finance

Rated 5 out of 5 stars

A big thank you to both Chloe and…

A big thank you to both Chloe and Alice, who were excellent and very supportive through out the entire process. Always on hand and available to help. Highly recommenced, look forward to working with you on the next case.

21 January 2026
Unprompted review
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Reply from MT Finance

We're really happy to hear you received such good service Sajid and we'll be sure to pass your feedback over to Chloe and Alice.

We look forward to working with you again soon as well!

Best,

MT Finance

Rated 5 out of 5 stars

Placed my first case with MT Finance…

Placed my first case with MT Finance Ran into a problem towards completion Found Jade and Emily very supportive through the whole case and it went to completion Many thanks

17 January 2026
Unprompted review
MT Finance logo

Reply from MT Finance

We're glad that we were able to find a solution for your client, Terry. The team will be really pleased with your feedback and we look forward to working with you again soon.

Best,

MT Finance

Rated 5 out of 5 stars

Lewis and Emily specifically :)

Both Lewis and Emily were super friendly and helpful in getting our client's mortgage through as quickly as possible.

16 January 2026
Unprompted review
MT Finance logo

Reply from MT Finance

We're so glad you experienced such good service, Georgina. Thank you for trusting us with this case.

Best,

MT Finance

Rated 5 out of 5 stars

highly recommend MT Finance to all property investors

We have worked with MT Finance in connection with the acquisition of a hotel business, and the experience has been outstanding.

They are, without doubt, one of the most trustworthy and caring specialist lenders we have encountered as property investors. We have been extremely impressed by their efficiency, professionalism, and strong sense of responsibility toward their clients. Most importantly, they genuinely care — always placing their customers’ needs and best interests at the forefront.

Their service is fast, reliable, and highly effective. When working to a tight deadline, MT Finance truly stands out as the best lender we have worked with to date.

We would not hesitate to work with them again for any future refinancing or investment opportunities and would highly recommend MT Finance to all property investors.

Special thanks to Eve, Michael, and Mia for their exceptional support, dedication, and contributions throughout the process.👍🤝

30 December 2024
Unprompted review
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Reply from MT Finance

Dear Jessica,

Thank you for your review. Delivering the best possible outcome for our clients is of paramount importance to us so we are very happy that this is what you experienced. We will pass your kind words on to the team.

Best,

MT Finance

Rated 5 out of 5 stars

Will & James were fantastic throughout…

Will & James were fantastic throughout the underwrite process - thank you lads!

16 December 2025
Unprompted review
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Reply from MT Finance

Thank you for your support, Asa! We'll be sure to pass your feedback on to Will and James.

Best,

MT Finance

Rated 5 out of 5 stars

Thank you.

I would like to thank Jade Miave and Ayondip Dam for your consistent effort and efficiency in getting my client's application to completion. I am new to dealing with Bridging cases and they both made the process as smooth as possible - always happy to provide help and advice. Thank you! Also a special mention to your solicitors Field Fisher as they were excellent throughout.

12 December 2025
Unprompted review
MT Finance logo

Reply from MT Finance

Thank you for trusting us with this case, Katherine. We're glad that the process was as smooth as possible and we will pass your feedback on to Jade and Ayondip.

We look forward to collaborating with you again soon.

Best,

MT Finance

Rated 5 out of 5 stars

Once again

Once again, a pleasure to work with MT on a second charge bridge, Jade and Ameenah managed to get the deal over line in spite of a number of issues.

3 December 2025
Unprompted review
MT Finance logo

Reply from MT Finance

Thank you so much for trusting us with this case, Phil. We're so glad we were able to get it over the line.

Best,

MT Finance

Rated 5 out of 5 stars

Jade and James were fantastic in…

Jade and James were fantastic in assisting me with a second charge re-bridge! Always on hand to help and super quick turn around. Thank you guys!

27 November 2025
Unprompted review
MT Finance logo

Reply from MT Finance

This is great to hear, thank you Jamie. We'll pass your feedback on to Jamie and Jade and we look forward to collaborating with you again soon.

Best,

MT Finance

Rated 5 out of 5 stars

Brilliant communication from start to…

Brilliant communication from start to finish. James Oboyle and Jade Miave made the process really simple. Will def use again

21 November 2025
Unprompted review
MT Finance logo

Reply from MT Finance

Thank you, Mike. We're really pleased that you experienced such high levels of service and we'll pass your feedback on to James and Jade.

Best,

MT Finance

Rated 5 out of 5 stars

One of the best specialist lenders in…

One of the best specialist lenders in the business! Thank you for your assistance with another mortgage completion!

21 November 2025
Unprompted review
MT Finance logo

Reply from MT Finance

Thank you for your review, Mike. We're so glad we could get this case over the line.

Best,

MT Finance

Rated 5 out of 5 stars

Great service and competitive products…

Great service and competitive products on buy to let and commercial finance . One of the new stars in the industry.

18 November 2025
Unprompted review
MT Finance logo

Reply from MT Finance

Thank you for your kind words, Andrew. We work extremely hard to deliver the best possible service so we're very happy this is what you received.

Best,

MT Finance

Rated 5 out of 5 stars

Amazing!

Jade Miave, James O'Boyle & David Kingham were fantastic - thank you guys!

31 October 2025
Unprompted review
MT Finance logo

Reply from MT Finance

Thank you for trusting us with this case, Asa!

Best,

MT Finance

Rated 5 out of 5 stars

Great service start to finish!!

Case Manager Jade & Underwriter James guided us and the clients through a complex, stressful and time sensitive application with absolute professionalism and expertise. They were quick to provide updates and follow up with solicitors to ensure the case progressed as smoothly as possible - couldn't have done it with you both and the client is beyond grateful!

30 October 2025
Unprompted review
MT Finance logo

Reply from MT Finance

We're so pleased that we managed to find a positive outcome for the borrower, Josh. We look forward to working with you again soon.

Best,

MT Finance

Rated 5 out of 5 stars

Smooth process

Completed a bridge with MT Finance liaising with Lewis Wiseman and Ameenah Begum. They were responsive, knowledgeable, helpful and made the whole process smooth. I would highly recommend them to others.

30 October 2025
Unprompted review
MT Finance logo

Reply from MT Finance

Thanks for taking the time to leave a review, Laura. We're really happy to hear this went so smoothly and we'll send your feedback to Lewis and Ameenah.

Best,

MT Finance

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