Joompay Reviews 

129
•
TrustScore 2 out of 5

2.1

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Rated 1 out of 5 stars

Terrible Experience – Stay Away! I had a frustrating experience with this platform. After traveling to my home country from Europe, where the platform operates, my account was initially blocked... See more

Rated 5 out of 5 stars

Using Joompay since February 2023 - so far, so good ! Card looks awesome, everything works, support reachable via live chat in app. Nothing bad to say. Only sad thing that they taking down card paymen... See more

Rated 1 out of 5 stars

Firstly, if there was means to give this crap, sh#t scam of a company a -5 rating, I wont hesitate. Just to let everyone know that I am about suing this big piece of sh#t company and i will be gratefu... See more

Rated 1 out of 5 stars

I've received 2 transfers, one from parents and other from friend. Then I transferred funds to my other bank account that have better fees and limits. Then I've got warning from Joompay support that... See more

Company replied

Company details

  1. Bank
  2. also in
  3. Alternative Financial Service

Written by the company

Banking made simple. Send and receive cash instantly, issue a free virtual VISA card and more!


Contact info

2.1

Poor

TrustScore 2 out of 5

129 reviews

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2.1

All reviews

(129)

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Rated 1 out of 5 stars

Took my money

Took my money, blocked account without any reason and don't respond.

22 August 2022
Unprompted review
Joompay logo

Reply from Joompay

We are sorry if your Joompay account got blocked. We always care about our users and act in accordance with our terms of use. Please contact us at backoffice@joompay.com so we can check if we can help.

Rated 1 out of 5 stars

Seriously it is now 7 weeks and i did…

Seriously it is now 7 weeks and i did send to you so many mails you don't reply that is not acceptable

18 August 2022
Unprompted review
Joompay logo

Reply from Joompay

We are sorry if the processing of your request took longer than expected. Please contact us at backoffice@joompay.com so we can assist.

Rated 1 out of 5 stars

Scam Company

Account deactivated, Locked my 1000€, dont respond to email.
Dont tell you when you can transfer the funds.
I did nothink wrong, they will keep your money.
Be aware, big scammer company

10 August 2022
Unprompted review
Joompay logo

Reply from Joompay

We are sorry if you faced issues. Joompay is a financial institution authorized and regulated by the Luxembourg authorities. You can find information about our license on the website of CSSF, the financial regulator of Luxembourg https://searchentities.apps.cssf.lu/search-entities/entite/details/881479?lng=en&q=&st=advanced&entNames=Joompay
Please contact us at backoffice@joompay.com so we can check if we can help you out.

Rated 1 out of 5 stars

THEY WILL LOCK YOUR ACCOUNT AND WONT…

THEY WILL LOCK YOUR ACCOUNT AND WONT OPEN IT

i have waited for over a week to get my money back and now am in the airport with no money

9 August 2022
Unprompted review
Joompay logo

Reply from Joompay

We are sorry if you faced issues with our App. We can't identify your problem here so please reach out to us at backoffice@joompay.com so we can help you out.

Rated 1 out of 5 stars

Very foolish stupid stinking bank

Very foolish stupid stinking bank. They have my money for almost 8 months now and neither has back office nor customer service agents been of any help. I believe the bank is just an elaborate scam and I'll advise anyone thinking of creating an account or depositing money to STOP immediately because you will eventually lose you'll money. A bunch of thiefs. I even went to their headquarters in Luxembourg but I couldn't find anyone because there was no one at the office.

14 July 2022
Unprompted review
Joompay logo

Reply from Joompay

We are a regulated financial institution and always comply with GDPR, AML, compliance, and risk management procedures. You can find information about our license on the website of CSSF, the financial regulator of Luxembourg https://searchentities.apps.cssf.lu/search-entities/entite/details/881479?lng=en&q=&st=advanced&entNames=Joompay

There may be various reasons why an account may get blocked including when some of our terms of use are violated by the user. Please contact us at backoffice@joompay.com so we can check if we can help you out.

Rated 1 out of 5 stars

support service does not respond for 4…

support service does not respond for 4 days. The account was blocked, I do not know where the money is. contact impossible

5 July 2022
Unprompted review
Joompay logo

Reply from Joompay

We are sorry if the processing of your request was longer than expected. An account may get blocked for various reasons. Meantime your funds remain safe with Joompay. We will be grateful if you contact us at backoffice@joompay.com so we can check if we can help you out.

Rated 1 out of 5 stars

Watch out for your money! Non-existing 'customer service'

Honestly, I have never been treated so bad and so disrespectful like these agents from Joompay did. I think that customer service agents should act in a proper, professional way at least. My inquiries as well as my questions has neither been answered nor be forwarded to the person in charge. You cannot expect any help neither from the 'customer service' nor will their 'compliance department' handle your case nor will the 'data privacy department' have a look on your personal data. I guess my personal data and copies of my ID has already been sold to some shady websites. Please: Really do consider if you want to upload your very personal information to Joompay and if you really want to transfer any amount of money to this 'service' after reading all these negative reviews. Guess how difficult it has to be to get your money back after reading these comments here. I was hoping to try a new service but was super disappointed in the end.

24 June 2022
Unprompted review
Joompay logo

Reply from Joompay

We are sorry if you faced inconvenience using our App. Joompay is a financial institution authorized and regulated by the Luxembourg authorities. You can find information about our license on the website of CSSF, the financial regulator of Luxembourg https://searchentities.apps.cssf.lu/search-entities/entite/details/881479?lng=en&q=&st=advanced&entNames=Joompay
If you believe you faced any unfair situation that may relate to Joompay please contact us at backoffice@joompay.com.

Rated 1 out of 5 stars

I want to know if I open account in one…

I want to know if I open account in one of European country so then if I leave that country and back to my country Ukraine so can used my account pr not thanks

12 June 2022
Unprompted review
Joompay logo

Reply from Joompay

We provide our services only to users who permanently reside in the EEA and possess valid EU residence permit or citizenship. Please contact us at backoffice@joompay.com so we can provide you with more detailed information.

Rated 1 out of 5 stars

Why did you guys block my account and I…

Why did you guys block my account and I have 5k euro in inside please I really need back my money this bank services is bad

I think you guys are scam if I did not see my money back from now till on Monday I going to sue you guys trust me

4 June 2022
Unprompted review
Joompay logo

Reply from Joompay

Joompay is a financial institution authorized and regulated by the Luxembourg authorities. You can find information about our license on the website of CSSF, the financial regulator of Luxembourg https://searchentities.apps.cssf.lu/search-entities/entite/details/881479?lng=en&q=&st=advanced&entNames=Joompay

Joompay account may get blocked for various reasons, including when some of our terms of use are breached by the user. But even if an account gets blocked the funds remain safe and you can access them immediately after unlocking. Please contact us at backoffice@joompay.com so we can check if we can assist you.

Rated 1 out of 5 stars

my account blocked now 5 day i send…

my account blocked now 5 day i send many messages and many email but not reply

30 May 2022
Unprompted review
Joompay logo

Reply from Joompay

Hello! An account may get blocked for various reasons. Even if it happens your funds remain safe and can become available immediately after unlocking. Please contact us at backoffice@joompay.com so we can check if we can help you out.

Rated 1 out of 5 stars

I've received 2 transfers

I've received 2 transfers, one from parents and other from friend. Then I transferred funds to my other bank account that have better fees and limits.
Then I've got warning from Joompay support that my account cannot be used in such way and will be suspended if I do same thing again.
Worst bank service ever. You cannot receive and send money LOL because it's against their policy.

24 May 2022
Unprompted review
Joompay logo

Reply from Joompay

We are sorry if we did not meet your expectations. We are a regulated financial institution and have to follow GDPR, AML, compliance and risk management procedures. That's why our team always does their best to ensure that all the terms of use that our users accept when they sign up are properly followed. Please feel free to share your concerns at backoffice@joompay.com, we are always happy to hear from you.

Rated 1 out of 5 stars

Very bad service

Very bad service, they have closed my account, and they say they sent my money, gone 6 days and nothing, would advise people to stay away from this company,

n26 is much better

10 May 2022
Unprompted review
Joompay logo

Reply from Joompay

We are sorry to hear that! There are certain reasons why we can no longer offer our services to a user. Please note that the duration of the transfer often depends on a number of factors, including the transfer time, receiving bank security measures, opening hours, etc.
Also, Joompay is authorized and regulated by the Luxembourg authority and compliant with GDPR, AML, compliance, and risk management procedures. If you believe you experienced any unfair situation that may relate to Joompay please contact us in the support chat or at backoffice@joompay.com.

Rated 1 out of 5 stars

I did a transaction and I made a…

I did a transaction and I made a mistake so I told joompay to cancel the transaction and return the money back in the account but joompay hold the money and they ask me to clarify myself why I did that transaction and clarified myself to them like 20 times now they blocked the account and they don’t want to refund my money back actually I don’t understand them for blocking me because I told them to cancel a transaction I did seriously I see this like they want to fraud me but I will make a report to the police I just want them to refund my money back because I’m not letting my 1k money to away free like that

9 May 2022
Unprompted review
Rated 1 out of 5 stars

They froze my money and refuse to send…

They froze my money and refuse to send it back to my bank account and delete my account it's fraud what your doing. They say I should send them my documents to unfreeze my money which I won't do cause I don't trust a company which freezes money and refuse to send it back.

10 April 2022
Unprompted review
Joompay logo

Reply from Joompay

We are sorry if you faced issues with your order from our partner Joom. Please contact them at support@joom.com so that they can help you out. If you have questions related to Joompay App please contact us at backoffice@joompay.com.

Rated 1 out of 5 stars

My account was permanently blocked and…

My account was permanently blocked and I had 20 € there, people please don't believe this apk you will lose money like me

4 April 2022
Unprompted review
Joompay logo

Reply from Joompay

We are sorry if you faced issues with Joompay. There are various reasons why an account may get blocked. The good news is that your funds can become available immediately after unlocking. Unfortunately, we cannot identify here what happened exactly in your case. Please contact us in the in app support chat or at backoffice@joompay.com so we can check if we can help you out.

Rated 1 out of 5 stars

my funds was on hold in my account over…

my funds was on hold in my account over 2 days now,
this morning I received an email my account is deactivate for know reason and my fund was not refund back 10€ insiad the account 1,000 Euro onhold please refund my money,
This is fraud activity holding my funds in my new account no transaction I never see this before am operating other online banking institution never act live this, I need my money I will publish this out online for people not to fall victim and I will report your fraud activity.

11 March 2022
Unprompted review
Rated 5 out of 5 stars

I would like to apologize to the Joompay team.

So I have given them 2 stars recently for bamboozling me. They had a promotion with hidden tasks. I had to use the joompay card on joom.com, which I did not do. I just bought something for my little sister. I was mad at them for not telling me the truth. However, somehow they have given me the rewards. I don't know why, or how, but it has given me enough confidence to use their app again. I am sorry and would like to apologize to the Joompay team. Will invite my friend to use it.

26 February 2022
Unprompted review
Rated 5 out of 5 stars

My experience with Joompay Customer Support team

I would like to share my experience with Joompay Customer Support team.
I had some trouble with dishonest seller. Luckily, Joompay team was very helpful.  They responded to my messages without delay, dealt with my matter very professionally and resolved it in a best possible way. This was by far my best Customer Support experience ever.
Thank You Joompay Support team!

19 February 2022
Unprompted review
Rated 1 out of 5 stars

Scam!!!

I created an account, transfered a considerable amount of money and the next day they blocked it. Now, how do I get my money back? Looks like a scam to me. Stay away from Joompay!

31 January 2022
Unprompted review
Joompay logo

Reply from Joompay

That sounds really challenging! Our apologies for such an experience. There may be various reasons why an account gets blocked. But we do not intend to keep anyone’s funds — they will be available once the account is unblocked. You can always contact us in the in-app chat or at backoffice@joompay.com and we will help you with your issue.

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