Jaja Reviews 

15,978
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 3,199 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the straightforward application process, noting that setting up accounts takes just minutes and provides sensible starting credit limits. Users love the mobile application because it is sleek, easy to navigate, and very helpful for keeping track of daily spending and payments. Consumers also appreciate the prompt and efficient service, mentioning that transfers and payments are handled very smoothly. However, some reviewers were not happy with customer service and support channels. Some people mentioned experiencing long delays and difficulties when trying to resolve account issues or getting in touch with representatives.

What people talk about most

User experience

Consumers find user experience to be exceptionally positive, highlighting the straightforward application... See more

Application

Users describe positive interactions with app, highlighting its clear interface and straightforward... See more

Payment

Customers consistently note ambiguous experiences with payment, reflecting a high level of disagreement. On... See more

Service

People report positive experiences with service, highlighting a fast, efficient, and friendly team that keeps... See more

Customer service

Clients share ambiguous opinions on customer service, reflecting a high level of disagreement. Some reviewers... See more

Reviews shaping this summary

Rated 5 out of 5 stars

jaja is a good card to have. Recognized everywhere and very speedy payments at usage. The credit limit is good but could, perhaps, be a little bit higher as life is becoming more expensive and purch... See more

Company replied

Rated 5 out of 5 stars

I have had other cards which I applied for on line, but in my experience this has been the best so far. I was pleasantly surprised how easy and straight forward the whole process was, always kept in... See more

Company replied

Rated 4 out of 5 stars

Only 4* as the guidance during signinv ip was incomplete. I intended to take advantage of the transfer to pay off another credit card. The whole process to sign up etc was well ofganised and was 5... See more

Company replied

Rated 5 out of 5 stars

Straight forward setting up on the account, my experience as a more mature person, not Tech 100% savvy, everything was so easy no hassle no need to phone anyone, everything explained so easily. The se... See more

Company replied


Company details

  1. Money & Insurance

About Jaja

Written by the company

Hello 👋 We're Jaja and we're on a mission to shake up credit and liberate our customers from needless complexity, wasted time, and frustration.

We're making the credit card experience simpler, more enjoyable, more intelligent – treating customers fairly and putting them back in the driving seat.

Find out more at jaja.co.uk

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

16K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

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4.5

All reviews

(15,978)

3,082 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Easy to follow website no hard sell or…

Easy to follow website no hard sell or hidden fees

29 November 2025
Jaja logo

Reply from Jaja

Hi there 😊

Thank you for your lovely feedback! We're so pleased to hear you found our website easy to follow and that you appreciated the straightforward experience with no pressure or hidden fees 💳✨

We really appreciate you taking the time to share your experience with us 🚀😊

Thank you,
Shannon

Rated 5 out of 5 stars

Amazing experience

The process to apply for my balance transfer card was so quick and easy. Amazing communication since opening my account and I've recommended Jaja to all my friends and family.

16 June 2026
Jaja logo

Reply from Jaja

Hi there 😊

Thank you for your lovely feedback! We're so pleased to hear you're enjoying your JAJA Credit Card and that you've had a great experience so far. It's fantastic to know you’re finding the app easy to use and manage your account through 💳✨

We really appreciate you taking the time to share your experience with us 🚀😊

Thank you,
Shannon

Rated 5 out of 5 stars

Great card

Great card, and good experience so far. Easy to do anything on the Application.

7 July 2026
Jaja logo

Reply from Jaja

Hi there 😊

Thank you for your lovely feedback! We're so pleased to hear you're enjoying your JAJA Credit Card and that you've had a great experience so far. It's fantastic to know you’re finding the app easy to use and manage your account through 💳✨

We really appreciate you taking the time to share your experience with us 🚀😊

Thank you,
Shannon

Rated 5 out of 5 stars

Good card happy with mine.

Good card happy with mine.

7 July 2026
Jaja logo

Reply from Jaja

Hi there 😊

Thank you for your lovely feedback! We're so pleased to hear you're happy with your JAJA Credit Card and that you're enjoying your experience with us 💳✨

We really appreciate you taking the time to share your feedback with us 🚀😊

Thank you,
Shannon

Rated 5 out of 5 stars

Great app

Great app. Easy to use and make payments

7 July 2026
Jaja logo

Reply from Jaja

Hi there 😊

Thank you for your lovely feedback! We're so pleased to hear you're enjoying the app and finding it easy to use and make payments through 💳✨

We really appreciate you taking the time to share your experience with us 🚀😊

Thank you,
Shannon

Rated 5 out of 5 stars

A new and exciting card

A new and exciting card . JAJA is a excellent name I just had to join you thank you for the Opportunity..You've been great .Cheers 👍

23 June 2026
Jaja logo

Reply from Jaja

Hi there 😊

Thank you for your fantastic feedback! We're so pleased to hear you're excited to be part of JAJA and that you've had such a positive experience with us 💳✨

We really appreciate your kind words and are delighted to have you with us. Thank you for taking the time to share your experience 🚀😊

Thank you,
Shannon

Rated 1 out of 5 stars

Most cards can't be balance…

Most cards can't be balance transferable as not supported.( Pointless card from this)

23 June 2026
Jaja logo

Reply from Jaja

Thank you for taking the time to leave us a review. We're sorry to hear about your experience. We’ve reached out to you via your in-app message centre, which you can find by going to More > Help, to discuss this further. We're here to support you and help resolve the issue.

Rated 5 out of 5 stars

Easy and smooth would highly recommend

Easy and smooth would highly recommend

23 June 2026
Jaja logo

Reply from Jaja

Hi there 😊

Thank you for your fantastic feedback! We're so pleased to hear you found the experience easy and smooth, and that you would highly recommend JAJA 💳✨

We really appreciate you taking the time to share your experience with us 🚀😊

Thank you,
Shannon

Rated 5 out of 5 stars

Great card easy to apply for easy to to…

Great card easy to apply for easy to use the app as well great card all round I rate it 5*

16 June 2026
Jaja logo

Reply from Jaja

Hi David,

Thank you so much for your fantastic 5-star review! 😊 We're thrilled to hear that you found the card easy to apply for and that you're enjoying using the app. It's wonderful to know that you're having such a positive experience all around! 🚀

Thank you,
Shannon

Rated 5 out of 5 stars

Really good card fast service

Really good card fast service

16 June 2026
Jaja logo

Reply from Jaja

Hi Andrew!

We are so happy to hear that you had a positive experience with our service! We always strive to provide efficient and excellent service to all our customers.😊

Thank you,
Shannon

Rated 5 out of 5 stars

Easy application process

Easy application process, card took longer than expected to arrive.
Sensible starting credit limit and app easy to use

21 June 2026
Jaja logo

Reply from Jaja

Hi Lawson!

Thank you so much for your fantastic feedback! 😊

We're delighted to hear that you found the application process easy and that you're happy with your credit limit and our app. We understand that waiting for your card to arrive can be frustrating, and we appreciate your patience. We're always working to improve our delivery times. 💳📱✨

Thank you,
Shannon

Rated 5 out of 5 stars

Easy application process

Easy application process, card arrived quickly, app user friendly and responsive to queries

20 June 2026
Jaja logo

Reply from Jaja

Hi Marie,

Thank you so much for your fantastic feedback! 😊 We're thrilled to hear that you found the application process easy, your card arrived quickly, and that you're enjoying the user-friendly app. We're delighted to know we're meeting your expectations! 🚀

Thank you,
Shannon

Rated 4 out of 5 stars

The whole experience has been good

The whole experience has been good
Easy application
Well laid out
Only thing I would like is on the app an easy way to see when payment is due.

20 June 2026
Jaja logo

Reply from Jaja

Hi there!

Thank you for taking the time to leave your Trustpilot review! We're so pleased to hear you've had a positive experience overall, and that you found the application process easy and the app well laid out 📱💳✨

We really appreciate your feedback regarding making the payment due date easier to find within the app. We understand how helpful this would be when managing your account, and we’ll ensure your feedback is shared with the relevant team.

Thank you again for sharing your experience with us!

Kind regards,

Shannon

Rated 5 out of 5 stars

Really fast convenient

Really fast convenient

14 June 2026
Jaja logo

Reply from Jaja

Hi there 😊

Thank you for your lovely feedback! We're so pleased to hear you've found JAJA fast and convenient to use 💳✨

We really appreciate you taking the time to share your experience with us 🚀😊

Thank you,
Shannon

Rated 4 out of 5 stars

Really happy with

Really happy with, very practical

3 February 2026
Jaja logo

Reply from Jaja

Hi there!

Thank you for taking the time to leave your Trustpilot review! We're so pleased to hear you're happy with your card and that you're finding it practical and useful 💳✨

We really appreciate you sharing your experience with us and taking the time to leave your feedback!

Kind regards,

Shannon

Rated 5 out of 5 stars

Great

Great
No hidden charges

2 July 2026
Jaja logo

Reply from Jaja

Hi Michael,

We are so happy to hear that you had a great experience with us. We appreciate your positive feedback! 😊

Thank you,
Shannon

Rated 4 out of 5 stars

Easy & fast application

Easy & fast application. App is straightforward & easy to use. Applied in order to do a balance transfer yet once approved it then didnt accept transfers from one of the companies I wanted to transfer from, would of been helpful to have a list provided prior to making the application, hence the 4 star rating not 5, apart from that, all good

12 June 2026
Jaja logo

Reply from Jaja

Hi there!

Thank you for taking the time to leave your Trustpilot review! We're so pleased to hear you found the application process easy and fast, and that you're enjoying using the app 📱💳✨

We really appreciate your feedback regarding the balance transfer process. We understand how disappointing it must have been to find out after applying that your transfer couldn't be completed with your previous provider. We appreciate that having this information earlier would have been helpful, and we’ll ensure your feedback is shared with the relevant team.

We're glad to hear that, aside from this, your experience has been positive, and we really appreciate you sharing your thoughts with us!

Kind regards,

Shannon

Rated 1 out of 5 stars

Didn’t confirm acceptance or denial…

Didn’t confirm acceptance or denial when it tells you to create account asks comfort credit card number which your not given so have no idea what’s happening

1 July 2026
Jaja logo

Reply from Jaja

Thank you for taking the time to leave us a review. We're sorry to hear about your experience. We’ve reached out to you via your in-app message centre, which you can find by going to More > Help, to discuss this further. We're here to support you and help resolve the issue.

Rated 1 out of 5 stars

Don’t ever use ASDA Credit card by jaja

One of their products “ASDA CREDIT CARD” don’t ever take that card, they are very unprofessional, they are misusing the ASDA brand name because the customer service and product, it’s been 4 months, my card got blocked, don’t know the reason, since that day I am trying to contact them but no one is on the other side to respond, they are charging extra monthly payments automatically now I have deactivated the DD just waiting for them to contact me, worst customer support service.

2 April 2026
Unprompted review
Jaja logo

Reply from Jaja

Thank you for taking the time to leave us a review. We're sorry to hear about your experience. We’ve reached out to you via your in-app message centre, which you can find by going to More > Help, to discuss this further. We're here to support you and help resolve the issue.

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