Intelligent Insurance Reviews 

5,587
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 465 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the knowledgeable staff and the supportive customer service team for providing clear guidance, answering questions patiently, and going the extra mile during policy setup. Many consumers also highlight the competitive pricing, noting that renewals often bring better rates and significant savings compared to other providers. However, some people mentioned difficulties navigating the online platform, citing occasional technical roadblocks and challenges with digital communication channels. A small group of reviewers were dissatisfied with unexpected charges, poor response times, or steep renewal costs that did not meet expectations.

What people talk about most

Staff

Reviewers mention positive feedback about staff, highlighting extremely helpful, polite, and knowledgeable... See more

Price

Reviewers highlight positive aspects of price, frequently mentioning competitive quotes and significant... See more

Customer service

Clients share positive opinions on customer_service, noting that advisors are extremely helpful, polite, and... See more

Service

People report positive experiences with service, highlighting the helpful and professional staff who explain... See more

Website

Consumers find website experiences to be mixed regarding usability and quotes. While many reviewers praised... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Web site is so friendly to use, asked if I would like a call back and speak directly to an adviser, Jack was excellent, went through all my requirements and got back to me with the quote and everyth... See more

Company replied

Rated 5 out of 5 stars

It was great and reliable service. I found Jack and Katie both helpful and supportive. Jack, also explained the policy well. And the online service was quick and efficient. I've spoken to other h... See more

Company replied

Rated 5 out of 5 stars

I was looking for buildings and contents insurance for a coach house. Jack was extremely helpful and patient. He was able to answer all my queries and I feel assured I have obtained the right insuranc... See more

Company replied

Rated 5 out of 5 stars

As a new customer I was very impressed by the knowledge of the staff, the excellent customer service and the fact that there were no Bots or automated systems. I spoke with a real person after a very... See more

Company replied


Company details

  1. Home Insurance Agency
  2. Insurance Agency

About Intelligent Insurance

Written by the company

Intelligent Insurance is dedicated to finding home insurance for typically ‘hard to insure’ properties and circumstances. From unoccupied home insurance to insurance for listed buildings and holiday homes, we'll strive to arrange high-quality, competitively priced home insurance, whatever your property type, condition, usage or personal circumstances.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

6K reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 60% of negative reviews

Typically replies within 48 hours

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4.5

All reviews

(5,587)

459 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars

Good value renewal price valuing loyal…

Good value renewal price valuing loyal customers, however, instructions not clear when trying to update payment details on line.

16 August 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thank you for taking the time to leave us a review, Peter.

We really appreciate your feedback and are pleased you found your renewal price good value.

Thanks again for choosing Intelligent Insurance for your home insurance.

Rated 5 out of 5 stars

Extremely helpful, efficient and competitively priced

Extremely helpful, efficient and competitively priced. Really couldn't fault the service received. Really pleased!

14 August 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thank you, Mr P, for the 5-star rating.

“Couldn’t fault the service” is exactly the kind of feedback that makes the team smile.

We’re really pleased we could be helpful, efficient and competitively priced too.

Thanks again for choosing Intelligent Insurance.

Rated 1 out of 5 stars

Check "Endorsements" carefully !

Got a really good quote from Intelligent Insurance for Home cover.......until I read the small print Minimum Security - Alarm : The insurer will not pay for any loss or damage caused by theft or attempted theft unless one of the following security devices are fitted, maintained in good working order, and put into effective operation at night and whenever the home is left unattended: • a NSI/SSAIB approved alarm system which is maintained in full working order under an annual maintenance contract • a central station monitored alarm system which is maintained in full working order under an annual maintenance contract • a BT Redcare alarm system which is maintained in full working order under an annual maintenance contract.

This is not mentioned in the main body of the policy which simply asks if you have an alarm fitted or not. The is a sneaky little "endorsements" button near the end that you have to click to open and this is listed in there.

So no alarm, no cover for contents due to burglary/theft etc. This is NOT a standard clause among the majority of insurers.

And insurers wonder why they have a bad reputation.

14 August 2026
Unprompted review
Rated 5 out of 5 stars

Intelligent Insurance did.

I caught in the realm of rejection by insurance companies for not insuring my home .Dunno why ? But while searching for reasons,intelligent insurance popped and i followed the procedures.Alas!!! i got a quote . It's worth it.

14 August 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thank you, Olabisi, for your kind review.

Being turned away by other insurance companies can be really frustrating, so we’re delighted Intelligent Insurance could help where others couldn’t.

We’re pleased you were able to get a home insurance quote and that the process worked for you.

Thanks again for choosing Intelligent Insurance.

Rated 5 out of 5 stars

easy to access

all the info I needed was easy to get at. I could not see exactly how to upgrade to one of the options, but that didn't matter as I didn't want them anyway.

And my renewal premium went down!

8 August 2026
Unprompted review
Rated 5 out of 5 stars

Very simple online quote and very…

Very simple online quote and very competitive terms.
Staff very helpful on the phone.

4 August 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Hi Dave,
Thank you for leaving a review.

A simple online quote, competitive terms and helpful people on the phone is exactly the balance we aim for.

Thanks again for choosing Intelligent Insurance.

Rated 5 out of 5 stars

Service supplemental to chatbot.

They phoned me back supplemental to my chatbot conversation in order to clarify some complex points regarding the build composition of my home. Further I was pleased with the difference with the lump sum vs instalment price and when they phoned me the next day for card payment they were on time and more than removed a 20p price variance.

4 August 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thank you for your review.

We’re pleased our live chat and follow-up call helped clarify the more complex points around your home’s build composition.

It’s also great to hear the payment call happened when expected, and that the small price variance was sorted too. Sometimes the little details matter.

Thanks again John, for choosing Intelligent Insurance.

Rated 3 out of 5 stars

The process was straight forward

The process was straight forward, but the price was extortionate.

4 August 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Good morning David,

Thank you for your feedback. We're pleased to hear that you found the process straightforward. I'm sorry to hear your concerns regarding the premium. The policy quoted was for both Buildings and Contents Insurance and included 5 Star Defaqto-rated cover. Based on the details and level of cover requested, this was the most competitive price available.

However, if you'd like to explore alternative options, such as increasing your policy excesses to help reduce the premium, please feel free to contact us at contactus@intelligentinsurance.co.uk, and we'll be happy to help.

Kind Regards
Intelligent Insurance

Rated 4 out of 5 stars

Renewal of home insurance

Called to discuss the renewal of my home insurance. Jack was very helpful and handled my issue very well. We discussed the increased policy cost and can to an agreement of lower cost for the New insurance. I would recommend the company as they listened to my points and reduced the cost

3 August 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thanks for the review, John.

We’re pleased Jack was able to talk through your home insurance renewal, listen to your points and help find a lower cost that worked for you.

Thank you again for renewing your home insurance with Intelligent Insurance, and for your recommendation.

Rated 5 out of 5 stars

Excellent service and call back.

Excellent service and call back.

31 July 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thank you for your review.

Excellent service and a prompt call back is exactly what we aim for.

Thanks again for choosing Intelligent Insurance.

Rated 1 out of 5 stars

Extremely disappointed with this…

Extremely disappointed with this insurer, we are in central London and never had a problem with possibility of flooding. On the government site the threat is Very Low with our postcode.
They would not cover for flooding and when spoke to suggested special insurance for £800!
In over 25 years we have never had a problem nor refusal for insurance but having used Money Saving Expert site was tempted by price.
Buyers Beware and oh the next companies quote was good.

30 July 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Hi Michael,

We're sorry we weren't able to offer the cover you were looking for. Insurance decisions are based on a range of underwriting criteria and, unfortunately, we aren't always able to provide the cover or pricing a customer expects.

We appreciate your feedback and are pleased you were able to find suitable cover elsewhere.

Kind Regards
Intelligent Insurance

Rated 5 out of 5 stars

Easy and straightforward.

The process was easy and straightforward. I was able to get better cover for the same price than my previous insurer who had proposed an 86% increase in premium despite my making no claim during the year.

30 July 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thanks Peter, for your kind review.

An 86% increase after making no claim is never a nice surprise, so we’re really pleased we could make the process easy and straightforward, and help you find better cover for the same price.

Thank you again for choosing Intelligent Insurance.

Rated 4 out of 5 stars

Good service once phone was answered

Had to wait a while for call to be answered. When I was able to speak to someone she dealt with my request smoothly and efficiently. I was able to renew my policy simply after the call.

27 July 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thank you for your feedback.

We’re sorry you had to wait longer than expected to get through, but we’re pleased the team were able to deal with your request smoothly and efficiently once connected.

Thanks again for renewing your home insurance with Intelligent Insurance.

Rated 5 out of 5 stars

Good PR

Good PR. Responded quickly to query. Resolved problem. Was able to speak to someone in person.

29 July 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thank you for your kind review.

Quick response, problem solved, and a real person to speak to. That’s exactly how we like to do things - intelligently!

Thanks again for choosing Intelligent Insurance for your home insurance.

Rated 5 out of 5 stars

I was trawling the internet trying to…

I was trawling the internet trying to find house insurance to cover me for occasional air BnB in my spare room while I’m home and simple office based working from home and it was so stressful and I wasn’t getting anywhere. Other companies were telling me I had to have business insurance but I was sure I didn’t! Then somehow I found myself talking to Jack from intelligent insurance who just helped me with ease and his pleasant nature just really helped me find exactly what I wanted at a very reasonable cost with added extras. I was so happy that the painful experience had ended and quickly signed up. Thank you again Jack :)

28 July 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thank you Gursen, for such a great review.

Trying to arrange home insurance for occasional Airbnb use and working from home can quickly become frustrating, so we’re really pleased Jack was able to cut through the confusion and help you find the cover you needed.

It’s great to hear his calm and pleasant approach made such a difference, especially after a stressful search elsewhere.

We’ll make sure your kind words are passed on to Jack. Thanks again for choosing Intelligent Insurance.

Rated 5 out of 5 stars

Great help with setting up my house insurance

Excellent experience. The assistant, Phillip, was extremely helpful and together we sorted out my house insurance swiftly and comprehensively. I would thoroughly recommend them: helpful, courteous, and overall a very fair price.

28 July 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thank you for your review Caroline,

Swift, comprehensive and helpful is exactly what we like to hear. We’re really pleased Phillip was able to help set up your house insurance and make everything feel straightforward.

Thanks again for choosing Intelligent Insurance, and for your recommendation.

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