Hiscox Reviews 

1,728
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Considering 228 reviews, reviewers overwhelmingly had a great experience with this company. Customers appreciate the simple online platform, noting that it is very straightforward to navigate quotes, understand policy details, and purchase coverage without any complications. Many consumers point out that the overall pricing is exceptionally competitive, providing wonderful financial value and helping them significantly reduce their regular business insurance expenses. However, some people mentioned facing significant difficulties, complicated procedures, and frustrating delays when attempting to file or resolve business claims. Reviewers encountered unexpected obstacles with slow communication and protracted investigations, leaving them dissatisfied with how certain challenging insurance claims were handled.

What people talk about most

User experience

People report positive experiences with user experience, highlighting that the platform is extremely easy to... See more

Service

Customers had positive experiences with service, often highlighting how easy and straightforward the entire... See more

Website

Clients share positive opinions on website, highlighting a fast and straightforward online quote builder that... See more

Price

Users describe positive satisfaction with price, highlighting great value and competitive quotes for their... See more

Claim

Consumers find claim to be ambiguous, reflecting a complex mix of experiences when trying to secure payouts.... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The insurance policy is flexible and competitively priced. Lost a star because: - It is not at all clear how to add Employers Liability insurance - You have to add Public Liability before you get an... See more

Company replied

Rated 5 out of 5 stars

Just spoken to a real human at Hiscox, who enabled me to change my cover, optimise the costs and was really friendly and helpful to boot. No endless AI Chat-bots No Automated Phone Hell (key in you... See more

Company replied

Rated 5 out of 5 stars

Quotes are competitive priced with Hiscox, but in particular, I was speaking with one support rep who's name is 'Jake Giordano', I hope I've spelled that correctly. His customer support skills we... See more

Company replied

Rated 5 out of 5 stars

I find using the internet can be tricky and there were one or two moments I thought I might have got something wrong. I therefore phoned them and spoke to a charming lady who checked everything for m... See more

Company replied


Company details

  1. Insurance Agency

Information provided by various external sources

We have a long history and expertise in providing specialist home insurance cover for homes and their contents, valuables and collections. In fact, we provide home insurance cover for over 60,000 homes in the UK. We also provide extensive business insurance, finely tailored to the needs of over 300,000 SMEs, professionals and consultants in the UK. We design profession-specific policies, that you can tailor to suit your business.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

2K reviews

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4.3

All reviews

(1,728)

225 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 2 out of 5 stars

Very slow website

Very slow website, near unusable. Couldn't use live chat as the page just turned white. Tried on multiple devices and had the same outcome. I couldn't even get insurance if I wanted to.

1 June 2026
Unprompted review
Hiscox logo

Reply from Hiscox

Dear Customer,

We are sorry to hear you had a frustrating experience, this is certainly not the level of service we expect for our customers.
In case you wish to be contacted by us for any additional information please contact us at reviews@hiscox.com.

Thank you in advance,

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Very simple to arrange PI cover for my…

Very simple to arrange PI cover for my new sole trader business at a decent price. Recommended.

1 June 2026
Hiscox logo

Reply from Hiscox

Dear Customer,

Thank you so much for sharing your positive experience with us. We are pleased that you found with us the best option that suits your company.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Arian Masud was the agent who resolved…

Arian Masud was the agent who resolved my issue which took several calls to resolve. None of the previous team were able to help. So i am glad Arian was able to help.

29 May 2026
Unprompted review
Hiscox logo

Reply from Hiscox

Dear Sam,

Thank you for taking your time to share your experience as a loyal Hiscox customer. It is fantastic to know that our teams delivered a service according to your needs and expectations. We are also happy and grateful to have you as a customer.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars
Hiscox logo

Reply from Hiscox

Dear Phil,

Thank you for your constructive review. Quickly and accurately servicing our customers is always one of our main goals.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Called them about my policy

Called them about my policy - where I have not claimed for many years - it was so easy to change my policy to reflect my change of circumstances. I wish all companies were as easy to deal with. A quick chat with Zoe - all fixed.

28 May 2026
Unprompted review
Hiscox logo

Reply from Hiscox

Dear Howard,

It is great to hear that our service team delivered according to your expectations. Quickly and accurately servicing our customers is one of our goals. Thank you so much for taking the time to share your positive experience with Hiscox.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Great experience getting tech startup insurance sorted

As a solo founder of a pet care platform, I wasn't sure what insurance I needed. The Hiscox online quote builder made it straightforward to build the right cover — professional indemnity, cyber, public liability and more — all properly classified as a software/tech business. Good value at around £59/month for comprehensive cover. Documents came through instantly. Really pleased with the process.

27 May 2026
Hiscox logo

Reply from Hiscox

Dear Customer,

We are glad to receive your positive feedback and happy to know that you had a straightforward experience on our website.

We are pleased that you found with us the best option that suits your company.

Quickly and accurately servicing our customers with competitive prices is always one of our main goals.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Easy, positive experience

Responsive quotation process, called for ad-hoc support and received clear answers from Rabia.

27 May 2026
Hiscox logo

Reply from Hiscox

Dear John,

Thank you for trusting Hiscox and we are pleased you had a good experience.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Quick and easy to sort out

Quick and easy to sort out, also very quick on the telephone when I had a query as well.

27 May 2026
Hiscox logo

Reply from Hiscox

Dear Leo,

It is great to hear that our service team delivered according to your expectations. Quickly and accurately servicing our customers is one of our goals.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Started with hiscox

Started with hiscox , amazing , left hiscox to find a diffrent insurance company. Which wasnt a success , back with hiscox , good rates , easy to understand your policy.

25 May 2026
Hiscox logo

Reply from Hiscox

Dear Jasmine,

Thank you for taking your time to share your experience as a loyal Hiscox customer. We are happy and grateful to have you as a customer again.

Hiscox Support Team
Reviews@hiscox.com

Rated 1 out of 5 stars

Awful from day one

Awful from day one. Had to call to get sent my policy, failed to send me an invoice and now if I log into the portal it says there is no policy in my name. So essentially for them I don't exist yet I paid the annual fee. I am seriously worried I won't be able to claim if I need to because of some sort of mismatch on their systems. For an insurance company it is extremely poor.
I am expecting a quick resolution or a full refund.
At this stage I would rather have the latter as it's now the third strike (without counting the 'we couldn't find your quote' I even had before signing up).

23 May 2026
Unprompted review
Hiscox logo

Reply from Hiscox

Dear Francesca,

We are sorry to hear you had a frustrating experience, this is certainly not the level of service we expect for our customers.
In case you wish to be contacted by us for any additional information please contact us at reviews@hiscox.com mentioning your contact details.

Thank you in advance,

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

SIMPLE TO DO

22 May 2026
Hiscox logo

Reply from Hiscox

Dear Customer,

Thank you for your review. We are glad to receive your positive feedback and happy to know that you had a straightforward experience on our website.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars
Hiscox logo

Reply from Hiscox

Dear Sarah,

Thank you for your review. We are glad to receive your positive feedback and happy to know that you had a straightforward experience on our website.

Hiscox Support Team
Reviews@hiscox.com

Rated 2 out of 5 stars

Hiscox event insurance

Hiscox event insurance. Form not working properly for cancellation insurance. No phone number. Email if you need help get no answer . Would love to purchase if only we could speak about fault in form. Wrote to complaints address nothing from there either. Two phone numbers online both have been taken out of action. Why cant anyone be contacted?

15 May 2026
Unprompted review
Hiscox logo

Reply from Hiscox

Dear Helen,

We are sorry to hear you had a frustrating experience, this is certainly not the level of service we expect for our customers.
Kindly note that we have forwarded your review and email correspondence internally.

Thank you in advance,

Hiscox Support Team
Reviews@hiscox.com

Rated 1 out of 5 stars

GREAT COMPANY

Wonderful company — until you have to make a claim.

My water leak claim has been ongoing since February and I am now dealing with the fourth underwriter. Remarkably, the current underwriter, Paris, is apparently unable to confirm the company trading name or even provide the correct service address for legal correspondence, seemingly to avoid court action.

This is after 10 years as a loyal customer.

I will update with the court outcome in due course. Be warned.

20 May 2026
Unprompted review
Hiscox logo

Reply from Hiscox

Dear Customer,

We are sorry to hear you had a frustrating experience, this is certainly not the level of service we expect for our customers.
In case you wish to be contacted by us for any additional information please contact us at reviews@hiscox.com mentioning your Hiscox policy number and claims number.

Thank you in advance,

Hiscox Support Team
Reviews@hiscox.com

Rated 1 out of 5 stars

Hiscox are like a cheap scam company

Hiscox are like a cheap scam company
I have been with hiscox for many years only to find I did not have buildings insurance ! Now added on and almost doubled my premium
In the policy it mensions liability insurance ! Only to find I do not have legal cover !
I recently made a claim for wind dammage But Hiscox turned the claim down saying it wasnt and the original workmanship was not good enough

In dissagreement with my builder
Excuse after excuse
My opinion ?
Find a company you can trust !

Hiscox cannot be trusted ! In my very honest opinion ! ! !
Strong winds blew a gable end facia board off
Put in a claim was turned down by
george.hardcastle at hiscox dot com

14 May 2026
Unprompted review
Hiscox logo

Reply from Hiscox

Dear Anthony,

I am sorry to hear you had a frustrating experience, this is certainly not the level of service we expect for our customers. In order for us to look into this in more details, could you please send us your policy number, claims number (if you have one) and a little background on your issue to reviews@hiscox.com. We can then direct this to the appropriate team who will look into this.
Thank you in advance.

Hiscox Support Team
Reviews@hiscox.com

Rated 1 out of 5 stars

I feel sorry for all the people who…

I feel sorry for all the people who posted reviews about what a great company they are, you will regret if you ever have to make a claim and face a constant fight trying to get a payout for anything.

I had to take over dealing with this company on behalf of my daughter following a fire in the building in which she had her salon. The fire which was an arson attack on one the other companies in the building resulted in 2 persons being arrested and charged. You would have thought a sympathetic approach after the loss of her 12 year old business.

The whole process of the claim has been an absolute nightmare over the last 14 months and the appointed loss adjustors Crawford and Co were even worse to deal with and put up more obstacles than the Grand National.

I have made 4 separate complaints about the handling of the claim, all of which were upheld in full or part resulting in compensation being paid

11 May 2026
Unprompted review
Hiscox logo

Reply from Hiscox

Dear Douglas,

I am sorry to hear you had a frustrating experience, this is certainly not the level of service we expect for our customers. In order for us to look into this in more details, could you please send us your policy number, claims number (if you have one) and a little background on your issue to reviews@hiscox.com. We can then direct this to the appropriate team who will look into this.
Thank you in advance.

Hiscox Support Team
Reviews@hiscox.com

Rated 1 out of 5 stars

I hope nobody else has to go through what they've put me through

I've got Hiscox home insurance and Hiscox business insurance. When I resolve my complaint against them I will change to another provider and never use them again.

Hiscox claim to be comprehensive no quibble cover, and charged me more per month than I've ever paid per year before, but delivered nothing of value at all when I needed them. Instead of being a safety net when things go wrong in your home, they've caused the most stressful year of my life and have nearly made my lose my home. I have had to remortgage to cover massive losses that everyone agrees should be covered, but somehow Hiscox and their subcontractors are still doing nothing about. Their staff are friendly and superficially sympathetic, but do nothing to resolve the problems, no matter how serious they are.

I've had to take my complaint all the way to the financial ombudsman service, and every step of the way every complaint I have made has been upheld, but still nothing has been done.

I've had multiple insurance policies for the business and our various properties for more than 30 years, but these are both the most expensive (by a factor of 15) and by far the worst. Between Hiscox and ARAG it is like they are competing for the most unpleasant possible customer experience. I hope that no other customers have to go through what I've been through.

14 May 2025
Unprompted review
Hiscox logo

Reply from Hiscox

Dear Customer,

I am sorry to hear you had a frustrating experience, this is certainly not the level of service we expect for our customers. In order for us to look into this in more details, could you please send us your policy number, claims number (if you have one) and a little background on your issue to reviews@hiscox.com. We can then direct this to the appropriate team who will look into this.
Thank you in advance.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

5 Star Experience

Easy to navigate throughout whole process, everything was simplified and overall great website.

13 May 2026
Hiscox logo

Reply from Hiscox

Dear Helen,

Thank you for your review. We are glad to receive your positive feedback and happy to know that you had a straightforward experience on our website.

Hiscox Support Team
Reviews@hiscox.com

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