CreditNinja logo
Visit website

CreditNinja Reviews 

11,814
•
TrustScore 4.5 out of 5

4.5

Non-Bank Financial Service
Write a reviewVisit website
Write a review

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 1,929 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently found the application process straightforward and quick, often receiving funds promptly for urgent needs. Many appreciated the excellent customer service, noting helpful staff who explained things clearly. The company is also praised for offering flexible, affordable payment plans that fit various budgets, making repayment manageable. However, some customers also noted concerns regarding high interest rates, finding them excessive and leading to significantly higher repayment amounts. Additionally, a few people mentioned issues with transparency, citing undisclosed fees or unexpected payment structures. Some also experienced discrepancies between approved and received loan amounts or difficulties declining loans.

What people talk about most

User experience

Reviewers mention positive feedback about user experience, consistently describing it as fast, easy, and... See more

Service

Consumers find service to be positive, with many reviewers highlighting the quick response and funding,... See more

Payment

Users describe ambiguous interactions with payment, with many reviewers praising the quick approval and... See more

Customer service

Customers consistently note positive experiences with customer service, appreciating the helpfulness and... See more

Price

Clients share negative opinions on price, primarily due to extremely high interest rates, with some reporting... See more

Reviews shaping this summary

Rated 5 out of 5 stars

It was simple, questions were answered and even though it was after 5 on a Friday funds were available on Monday morning for our emergency. This is Marie C Miklas, please remove the name of Dianne R... See more

Rated 5 out of 5 stars

This is my third time using Credit Ninja, and they’ve always been great to work with. They’re a highly reputable company, and whenever I need help, I can actually talk to a real person, which makes... See more

Rated 5 out of 5 stars

It was so simple and I was able to get the application done and loan completed in really no time at all. If you only make the minimum payment it is a significant expense but pay it off and then you av... See more

Rated 5 out of 5 stars

I was having trouble getting a loan from any where but credit ninja took a chance on me. It wasn't quite as much as I wanted but im so glad that credit ninja is giving me the opportunity to show i can... See more

Company details

  1. Non-Bank Financial Service
  2. Financial Consultant
  3. Loan Agency

About CreditNinja

Written by the company

CreditNinja installment loans gives you access to funds in a safe and timely manner. Our online request process allows you to apply for a personal loan from the comfort of your home. That means no more long bank forms or slow moving lines. Typically within one business day you'll receive confirmation of the approved funding to help take care of your financial strains.
Apply Now

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

12K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 88% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.5

All reviews

(11,814)

1,894 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more
Rated 4 out of 5 stars

For my trip

Quick and easy. You all made it easy to be able to get money for my trip ,it wasn't a headache with a bunch of unnecessary questions and right to the point.thank you so much.

9 July 2026
Rated 5 out of 5 stars

Happy

Yes, the application was so fast and helpful Thank you for your wonderful service. I am a very happy customer.

Thanks so much for helping me.

Brenda Robinson

13 July 2026
Unprompted review
Rated 2 out of 5 stars

I was told in the e-mail that I would…

I was told in the e-mail that I would get a gift card from amazon after being approved or hat ever. I have not received or heard any more about this gift card

13 July 2026
CreditNinja logo

Reply from CreditNinja

Dear Michaelann,
Thank you for reaching out. We value your feedback and appreciate you sharing your experience. Feedback such as yours helps us improve our products and services. If you would like to discuss this matter in further detail, please call us at (855) NINJA-01 ((855) 646-5201) or e-mail support@creditninja.com.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look