Intuit Credit Karma US Reviews 

895
TrustScore 1 out of 5

1.1

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Review summary

Created with AI, based on recent reviews

Considering 177 reviews, most reviewers were let down by their experience overall. Many people feel trapped by misleading promotional offers, explaining that the platform heavily pushes unwanted credit cards and loans featuring unexpectedly high interest rates and excessive yearly fees. Consumers frequently express deep frustration regarding the customer service department, noting that representatives are completely unresponsive, unhelpful, and quick to hang up during important calls. Some reviewers were not happy with persistent system glitches and frustrating technical errors that repeatedly lock user accounts or block valid password logins. Individuals also mentioned experiencing severe processing delays when trying to receive tax advances or safely move their funds around.

What people talk about most

Customer service

Customers had negative experiences with customer service, reporting widespread frustration and a complete... See more

Payment

Customers consistently note negative experiences with payment processes, reporting severe difficulties and... See more

Service

Reviewers highlight negative aspects of service, expressing deep frustration and disappointment with the... See more

Price

Consumers find price to be negative, consistently expressing frustration over expensive interest rates and... See more

Website

Clients share negative opinions on website performance, reporting frequent login failures, locked accounts,... See more

Reviews shaping this summary

Rated 1 out of 5 stars

Does NOT use FICO score. Tools only useful for people with excellent credit, who don't need help in the first place. No offerings for people with marginal credit that that actually need help - such... See more

Rated 1 out of 5 stars

The customer service is horrible. They trick you into thinking you can apply for loans at certain rates and then come back with a higher rate after they hard pulled your credit. Never click apply on C... See more

Rated 1 out of 5 stars

Do not use this service! They automatically track you, ypur driving and it can affect your driving score. They did this without my knowledge. Ive since deactivated my account. Its the equivalent of a... See more

Rated 1 out of 5 stars

I buy my credit score every quarter. My score is never under 681 on any of the big 3 in 18 years. They say I have a 505 on credit karma. This is criminal at the least. They do that to give you high in... See more


Company details

  1. Money & Insurance

Written by the company

Instantly receive your free credit score and credit report card online. Free credit tools to track and optimize your credit score. No credit card needed & no hidden fees


Contact info

1.1

Bad

TrustScore 1 out of 5

895 reviews

5-star
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1-star

No recent history of asking for reviews

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1.1

All reviews

(895)

177 reviews in the last 12 months

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Rated 1 out of 5 stars

Can’t delete account with out giving them picture ID

Will not let me delete account without giving them picture ID even though I can verify over email codes and secondary phone telling me I have to use my primary phone number in order to change primary phone number. I have to give them my photo ID just to delete the account not gonna happen.

29 March 2026
Unprompted review
Rated 1 out of 5 stars

They destroy your credit

I got an email that I had applied for a loan through them and I absolutely did not and of course you can't reach anybody. I am going to FDIC and any other entities.

20 March 2026
Unprompted review
Rated 1 out of 5 stars

Do not use this service

Do not use this service! They automatically track you, ypur driving and it can affect your driving score. They did this without my knowledge. Ive since deactivated my account. Its the equivalent of allowing ypur insurance company to put device on your car and its a trap. Unbelievable credit karma!! Ypu have no right! You are a disgusting company with piss poor business practices

29 March 2026
Unprompted review
Rated 1 out of 5 stars

I am HIGHLY disappointed

I am HIGHLY disappointed. Yes I have been having financial difficulties and my score dropped. It took me a while to get my life together and start to pay off my debt. When you look at your credit report on Credit Karma it states if you pay off your debt in a certain time frame your score will go up depending on if you pay it off or payments and so on. So I had 3 different debts and it clearly states if I paid them off within 2 years of the opening debt my score would go up 25 points each. So I did. I paid all 3 of them off and my score went up 3 points. I contacted Credit Karma and asked why only 3 points and they said they don’t decide that the credit bureau do. Like WTF you clearly have it stated on your site and now you don’t handle that. So you basically lie to people to get them to pay stuff off so you get a your kick back from the credit bureau. Credit Karma is nothing but lies. Don’t do any credit stuff though them until they can back what they promise

28 March 2026
Unprompted review
Rated 1 out of 5 stars

Refund Scamvance

I applied for refund advance on 01/24. It was accepted for $1000. It is now 03/25 and I still have not received it. Whenever I call, no one can give me an answer and they say this is happening to a lot of people. I see a lawsuit coming.

25 March 2026
Unprompted review
Rated 1 out of 5 stars

It's just spam now

It's just spam now, just garbage. I remember when It was a pretty nice platform, but like all things Intuit touches it turned into a steaming pile of donkey crap.

23 March 2026
Unprompted review
Rated 1 out of 5 stars

Horrible company and terrible service

Horrible company and terrible service. I verified my ID at least five times, and they still refused to remove the hold on my account. They will not even explain what is wrong with my photo, even though I submitted it exactly as instructed.

23 March 2026
Unprompted review
Rated 2 out of 5 stars

Can’t pick auto save date

I use the credit builder portion of the app. I wanted to change the auto save date to biweekly Fridays rather than Thursday because my payday has changed. You’d think it would be as easy as going into settlings to update the withdrawal date. I deactivated the auto save because it would withdraw the day before I get paid which may be a date I’m low or negative on cash, risking an overdraft fee of $36. I called to get it changed and the only other option was to change it to monthly or every 15 days. That’s not fixing my problem. It’s so simple yet so asinine that I can’t change the auto save date on my own. The only option is to do it manually. Once it builds back up to $500 I’m closing it out ASAP

21 March 2026
Unprompted review
Rated 1 out of 5 stars

A truly worthless concept

Auto emails to solve internal company issues are rude, incorrect, mind numbingly useless. I reported a fraud suspicion upon receiving an email from this company indicating that I had changed a password or used a different device recently. Not only do I not have now, nor have I ever an account with them. Upon alerting this to their CS team, the auto generated “customer support “ email response was to provide my account number. If that doesn’t help you out with seeing this business’s massive breech of its literal foundational function, not a truckload of college degrees and subscription fees will keep the fraud from demolishing their entire system and hasten the demise of a truly worthless concept.

12 March 2026
Unprompted review
Rated 1 out of 5 stars

Credit Karma doesn't care about you

I had i guess gotten my identity or accounts stolen. This was not credit karmas fault. Through credit karma specifically an attempted $4,800 out of my $2,800 was grabbed. My bank couldn't do much, as I had entrusted credit karma to save $100 per week the last 28 weeks and my bank saw them as safe. After numerous weeks of contact with credit karma's strictly email third world based workers, I got a solid $1,200 back. This is in account of the $2,000 taken from me that I never had. I was told that my account was under balance. So at the end of all this, I gave credit karma $800. I hate credit karma. I now will do my taxes by myself, not even turbo tax, since they are friends. In general I don't trust third party things like this. So at least they helped me in distrusting any and all third party life-easienizers. Let's get back to checkbooks and bartering.

29 March 2025
Unprompted review
Rated 1 out of 5 stars

Payroll Advance /System Glitch

I was offered the Credit Karma payroll advance a few months ago. I've had the same payroll deposit for the last six years. Around a month ago, I received a Fidelity deposit a week after I received my payroll deposit. Your system flagged my Fidelity deposit as my payroll which substantially lowered my advance limit and now because I didn't get a deposit into my account this week, my advance access has been frozen. I reached out to your customer support team and was told there is nothing you can do because it's a system issue, which is pretty bonkers to me. You guys created the system but you can't fix the system? I'll be using my secondary bank going forward. If an error is presented which is clearly not on my end, this should be rectified.

18 March 2026
Unprompted review
Rated 1 out of 5 stars

Will not let you unsubscribe to their Emails.

They spam you daily, (sometime multiple times). When you click on unsubscribe, they won't let you. I will have to mark it as spam forever now. Don't be fooled. They are just there to get you to take out High Interest Loans to pay off high interest Credit Cards. They used to be a good company, but they are now just SPAMMERS.

16 March 2026
Unprompted review
Rated 1 out of 5 stars

Terrible

They offer loans but you have to have a vehicle to use as collateral. If you use the money management application, it will allow you to get 20-400 & once your direct deposit is made it's taken out but the amount you're allowed to get varies from week to week. If you borrow 200 & when it's taken out your account, they may allow you to borrow 50-100. You don't get to borrow the same amount. So that is a financial thing & nobody can explain to you why it changes. If you do a chat session, they're going to hang up on you because they don't know how to answer your question. The credit cards they offer are always secured or have a very low credit amount.

12 March 2026
Unprompted review
Rated 1 out of 5 stars

Embarrassing!

How can you not be ashamed to be associated with Credit Karma? They don’t even try to hide the fact that their product sucks!

9 March 2026
Unprompted review
Rated 1 out of 5 stars

If I could give it zero I would

If I could give it zero I would. They played in our faces BAD this year. We all ONLY used them instead of our banks (because let’s be real, we all have bank accounts now) because they said we would get our refunds 5 days early. They can lie to our faces all they want and say it’s not them, it’s because the irs isn’t sending payment stuff early but we all KNOW it’s a lie because EVERY SINGLE OTHER BANK IS RELEASING IT THE DAY TRANSCRIPTS UPDATE OR THE NEXT DAY AT LATEST: I will NEVER use them again and I’ve seen thousands of other people say the same thing.

5 March 2026
Unprompted review
Rated 1 out of 5 stars

Unable to update my phone number and verify my ID

I have been trying for months to change my phone number on my CreditKarma account. No matter how many codes I had sent to my phone, all were rejected as incorrect codes. When I first started back in October, they wanted me to verify my ID. My ID was expired and it wasn't until recently that I was able to get a new one. I tried to verify my ID today and it wouldn't ever accept my selfie. I have deactivated my CreditKarma account and will never use any service by Intuit ever again!

6 March 2026
Unprompted review

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