CreditAssociates Reviews 

22,544
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Looking at 2,545 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the professional staff for being exceptionally kind, knowledgeable, and patient while guiding consumers carefully through their debt relief options. People note that the overall process is smooth, efficient, and reassuring, helping to significantly lower their daily financial stress and anxiety. However, some customers also noted communication hurdles and frustrating delays when trying to reach out to their assigned agents after the initial call. A few reviewers also experienced unexpected issues with follow-up support, a lack of progress updates, or uncommunicated timeline details regarding their specific creditor accounts.

What people talk about most

Staff

Users describe positive interactions with staff, highlighting their professionalism, patience, and extensive... See more

Customer service

Reviewers highlight positive aspects of customer service, describing representatives as friendly, helpful,... See more

Service

Reviewers mention positive feedback about service, highlighting clear explanations and professional... See more

User experience

Consumers find user experience to be very satisfying, reporting that staff are helpful and explain everything... See more

Payment

Clients share ambiguous opinions on payment, with many consumers expressing satisfaction over affordable... See more

Reviews shaping this summary

Rated 5 out of 5 stars

The two people that made my day the greatest were Stephanie who did the intro part of my phone call and Ryan Williams who handled my credit debt request and questions. He explained everything to me e... See more

Company replied

Rated 5 out of 5 stars

My experience with Credit Associates has truly been life changing. I had over $18,000 in debt across two credit cards, and they helped reduce it to just over $13,000, saving me more than $5,0... See more

Company replied

Rated 5 out of 5 stars

I spoke with Tam, one of your agents and she was very helpful, and very knowledgeable. She explained the program to me and she went to her manager to try and get me a lower rate because she realized... See more

Company replied

Rated 5 out of 5 stars

I was skeptical about calling because with all the scams going on, I don't trust anyone. I have to say that customer service is excellent from the 1st associate to their manager who took over and expl... See more

Company replied


Company details

  1. Debt Relief Service
  2. Financial Consultant

About CreditAssociates

Written by the company

At CreditAssociates we have a passion for helping people break the cycle of endless debt, and with over 15 years of experience in the industry, we’re pretty good at it! We’ve resolved over 300,000 accounts totaling over $1 Billion in debt for our clients. Not only do we help them get out of debt for less than what they currently owe, our clients are typically debt-free in 24-36 months. Why spend years, even decades being crushed by crippling credit card debt, when you can be on your journey to financial freedom today?


Contact info

4.8

Excellent

TrustScore 5 out of 5

23K reviews

5-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 24 hours

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4.8

All reviews

(22,544)

2,614 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars

Great Staff

Great service, Great Staff -
Katherine Adams was pleasant and easy to talk to and she knew her stuff.

28 July 2026
CreditAssociates logo

Reply from CreditAssociates

Hi, Maryanne. Thanks for taking the time to share your positive experience. We truly appreciate it! Sincerely, Your Client Success Team

Rated 5 out of 5 stars

…Pleasant Experience.

Explained everything clearly and answered all questions. Honest, encouraging, and knowledgeable.

28 July 2026
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Reply from CreditAssociates

We're so thrilled that you had a positive experience, R! Thank you so much for sharing. Sincerely, Your Client Success Team

Rated 5 out of 5 stars

Very informative

Very informative, covered everything, answered all my questions and Thomas was so very helpful and polite. Very relieved now. Thank you

29 July 2026
CreditAssociates logo

Reply from CreditAssociates

Thank you for the amazing feedback! We work hard at Credit Associates to meet expectations like yours, and we’re happy to hear we hit the mark for you. Sincerely, Your Client Success Team

Rated 5 out of 5 stars

The professionalism of Mr Kalani Sheelar

The professionalism of Mr. Kalani Sheelar was amazing. He empathized with my situation and worked diligently to provide me with the relief I desperately needed.
The apparent flexibility of this program is equally impressive and worthy of note.
I sincerely look forward to better days.
Julius Ezepue

28 July 2026
CreditAssociates logo

Reply from CreditAssociates

Thank you for the amazing feedback, Julius! We work hard at Credit Associates to meet expectations like yours, and we’re happy to hear we hit the mark for you. Sincerely, Your Client Success Team

Rated 5 out of 5 stars

Both persons I spoke with were so…

Both persons I spoke with were so friendly and helpful, took a lot of time explaining stuff to me....

26 July 2026
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Reply from CreditAssociates

Thanks so much for your feedback, Margaret. We’re so happy that you found our services helpful. Sincerely, Your Client Success Team

Rated 5 out of 5 stars

Representative was knowledgeable

Representative was knowledgeable. Answered my questions to my satisfaction

25 July 2026
CreditAssociates logo

Reply from CreditAssociates

Hi, Marie. Your feedback is highly appreciated. Thank you for the review! Sincerely, Your Client Success Team

Rated 5 out of 5 stars

Steven is incredible!!

Steven is incredible!!! He was so helpful, informative and shared great information with me!! Very thankful for him and his help! He needs a raise!!!

28 July 2026
Unprompted review
CreditAssociates logo

Reply from CreditAssociates

We appreciate the stellar review, Kiana! Thank you so much. Sincerely, Your Client Success Team

Rated 5 out of 5 stars

Everything

Everything , The agent was very helpful she made the process simple. Thanks

23 July 2026
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Reply from CreditAssociates

We really appreciate you taking the time to share your positive experience, Macarthur! Sincerely, Your Client Success Team

Rated 5 out of 5 stars

Personable ick

Personable

27 July 2026
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Reply from CreditAssociates

We're so thrilled that you had a positive experience, Rhonda! Thank you so much for sharing. Sincerely, Your Client Success Team

Rated 4 out of 5 stars

Christian was very helpful and…

Christian was very helpful and knowledgeable and answered all my questions to my satisfaction.

27 July 2026
CreditAssociates logo

Reply from CreditAssociates

Thanks for the review, Ruth! Your feedback is so much appreciated. Sincerely, Your Client Success Team

Rated 5 out of 5 stars

Working with me to get my payments to…

Working with me to get my payments to just 1 a month and the staff was very nice and helpful.

27 July 2026
CreditAssociates logo

Reply from CreditAssociates

We appreciate the stellar review, Connie! Thank you so much. Sincerely, Your Client Success Team

Rated 5 out of 5 stars

Debt relief made easy

Nicholas Varela was extremely compassionate and very easy to talk to. He spoke in plain English giving me lots of time to ask questions. He made the plans easy to understand. At the end of the conversation I felt like a burden had been lifted.

27 July 2026
CreditAssociates logo

Reply from CreditAssociates

Hi, Kdekoski. Thank you so much for leaving us a stellar review! Sincerely, Your Client Success Team

Rated 5 out of 5 stars

Good company

Good company

24 July 2026
CreditAssociates logo

Reply from CreditAssociates

We really appreciate you taking the time to share your positive experience, Tim! Sincerely, Your Client Success Team

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