Credible did an excellent job with guiding and assisting me with applying for my first loan. Without Credible‘s help in explaining my credit score and how I can improve it, I would‘ve never been able... See more
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Review summary
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Easy to view my options and apply for a loan. Also I really appreciated seeing the different APR options so I could make an informed decision about which plan I would like. Also! Incredibly competitiv... See more
The procedure was fast and easily understood. The funds were available very quickly. The auto pay system was also convenient. The lender took care of all activation requirements. I appreciated the abi... See more
The process to get approved was quite quite easy and clear to understand. I only wish that I didn’t have to pay origination fees, however, in the long run, I will still save more by refinancing with t... See more
Company details
About Credible
Written by the company
About Credible’s products
(Notice: Links below lead to Credible’s website(s))
Credible offers users the ability to compare personalized prequalified rates from multiple lenders across multiple products, such as:
- Personal Loans
- Student Loan Refinance
- Private Student Loans
- Insurance
- You’ll receive personalized prequalified rates. With Credible’s lending marketplace, you can fill out a simple, two-minute form, and instantly see which lenders you qualify for and at what rates. These are personalized, prequalified rates based on your credit history.
- Your credit score is not impacted.* Credible performs a soft credit inquiry to provide personalized prequalified rates for the loan products on our site. Soft credit inquiries do not affect your credit score.
- Safe and secure: Your data is encrypted and protected using transport layer security (TLS), the same protocols top banks and financial institutions use. And we don’t share your contact information with lending companies without your permission. Read more about Security at Credible.
Credible is different from other marketplaces and other mortgage brokers. Here’s how:
Checking prequalified rates with Credible is free and our dashboard allows consumers to see important loan details, including monthly payment and total repayment costs, and sort as they prefer.
Insurance-related services are provided through Credible Insurance, Inc. (CA Lic. # 0M90597), VA: Credible Insurance Agency, Inc., MN SOS: Credible Cover, Inc.. Not available in all states.
*Checking rates on Credible will not impact your credit score. If you close a loan, your chosen provider or ultimate lender may perform a hard credit pull that may impact your credit score prior to loan closing (timing varies by provider).
Credible
Written by the company
- Credible is a marketplace that allows you to compare financial products from multiple providers side-by-side. Credible is not a lender, a bank, or a credit card issuer — we partner with the best financial service providers so that they can provide you with a variety of competitive options, enabling you to find the right financial product for your needs.
Contact info
6601 Northpark Boulevard, Ste. C #6037, 28216, Charlotte, United States
- 866-540-6005
- support@credible.com
- www.credible.com
4.8
Excellent
9K reviews
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It was a quick and easy process
It was a quick and easy process. But it got a little confusing with a couple emails asking for my signature when I had already signed. But overall it was a good experience
12 March 2026
Other options
A loan company I was using had my account on hold after withdrawing an application I didn’t think was fair due to their settings. I looked for other companies and I’m glad I used this. I found better egg which shows fees more clearly than the other company I was using.
11 March 2026
This company is fast and efficient
This company is fast and efficient. I highly recommend this company. My experience was totally hassle free. I would totally use them again. Hence the 5 star. Also this was my first time doing business with them!
12 March 2026
Very efficient and easy to navigate…
Very efficient and easy to navigate easy to use, always recommend!!!
12 March 2026
Wow!!
Wow!!! Credible is wonderful in getting a
loan for me…thank you very much for
understanding!!!
10 March 2026
Very quick approval process.
10 March 2026
Great company
7 March 2026
It was easy to do and I could finally…
It was easy to do and I could finally get a better interest rate and get rid of a high credit card.
6 March 2026
May use AI-assist with repliesRead more
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
Please I’ve been doing this a year but…
Please I’ve been doing this a year but I never get a loan, please help
7 March 2026
Unprompted review
Reply from Credible
Hi, Nanz -
Thanks for taking the time to leave a review; we hope we can help!
Credible is an online marketplace that lets users compare prequalified rates with several lenders at once for different loan products. Users can shop for their best prequalified rates from multiple vetted lenders in one place by filling out a single prequalification form.
The pre-qualification process uses a soft credit pull, which allows us to display personalized rates through our partner lenders, without impacting your credit score.
If there's anything we can assist with, please call us at 866-540-6005, Monday through Friday, 9 am - 7 pm ET, or email us at support@credible.com.
The quickness of the loan
6 March 2026
Five stars
Five stars! ⭐️ This was hands down the easiest lending process I’ve ever been through. No jumping through hoops, all online, and the turnaround time was insane—money was in my bank the next morning. Thanks for making it so stress-free!
6 March 2026
It showed some good options without…
It showed some good options without hard pull on credit.
4 March 2026
Fast and easy loan application and…
Fast and easy loan application and funding.No useless information was required.
3 March 2026
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