CRA picks on the vulnerable, easy money
CRA pursues low-income widows paying off a spouse's funeral while living below the poverty line, yet does not apply the same fervor to recovering COVID overpayments that were distributed at scale with minimal verification.
My spouse contributed to CPP for 45 years and never received a cent back. I am now being pursued for tax obligations while unable to afford extended medical care.
CRA does not disclose to Canadians what financial instruments may be attached to their Social Insurance Number, including trusts, irrevocable trusts, and insurance products such as dead peasants insurance (corporate-owned life insurance). Approximately 400 companies operating in Canada participate in the MIB Group (Medical Information Bureau), yet MIB is not listed on any Canadian insurance ombudsman's website, is not identified in Canadian insurance providers' transparency reports, and provides no guidance to Canadian consumers on how to query their records under US law, which is the jurisdiction MIB operates in. Canadians are subject to US regulatory frameworks through MIB with zero transparency or disclosure from Canadian regulators.
Meanwhile, FINTRAC and provincial securities commissions do not investigate fraud, money laundering in cryptocurrency, smart contracts, or GLEIF regulatory gaps because these fall outside their stated mandates. The enforcement pattern is consistent: pursue individuals living in poverty while systemic financial fraud and regulatory gaps operate without oversight.
If you are a widow or surviving spouse dealing with CRA while living below the poverty line, be aware that you can request taxpayer relief under the CRA's Taxpayer Relief Provisions for financial hardship. Document everything. Request itemized statements showing exactly what is owed and why. Ask CRA to identify all financial instruments and interests associated with your SIN. Request your MIB file directly through MIB Group in the United States at mibDOTcom. Canadian regulators will not tell you this exists.
17 February 2026
Unprompted review