Clearpay UK Reviews 

44,761
•
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Looking at 4,297 reviews, reviewers overwhelmingly had a very great experience with this company. Consumers often share that the platform is extremely simple to set up and navigate, while appreciating the helpful payment plans that make managing large purchases much easier by spreading costs over time without extra interest. People also consistently find the automated notifications incredibly useful for keeping track of upcoming dues without experiencing any stress. However, some customers also noted frustrating challenges regarding sudden account lockouts, unexpected reductions in spending limits despite consistent repayments, and difficulties reaching a human support agent instead of automated chat tools.

What people talk about most

Payment

Users describe positive interactions with payment, noting that the app is easy to use and helps spread the... See more

User experience

Customers had positive experiences with user experience, highlighting that the app is straightforward and the... See more

Service

Consumers find service to be a wonderful and helpful tool for spreading the cost of purchases over time with... See more

Product

Clients share satisfaction regarding the product, noting that it provides great payment flexibility to... See more

Customer service

Reviewers mention ambiguous feedback about customer service, as experiences vary widely across different... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Simply the best of the bunch when money is a little tight, as the payment plans are always more affordable than most others. The whole process is so very simple, it literally takes less than a minute... See more

Company replied

Rated 5 out of 5 stars

I’ve had a really positive experience with Clearpay. The app is easy to use, payments are clearly explained, and being able to spread the cost into manageable instalments can be really helpful. I also... See more

Company replied

Rated 5 out of 5 stars

Just love the site. Flexibility is brilliant as cant always pay for large purchases in one so it makes it much more palliatable than taking the one big hit. Another bonus is more and more companies ar... See more

Company replied

Rated 5 out of 5 stars

Clearpay is so easy to use and the pay in 4 (2 weeks between each payment) is a bonus, the fact that it can be used for groceries as well is excellent Clearpay has interest free payments and has he... See more

Company replied


Company details

  1. Payment Service
  2. e-Commerce Solution Provider
  3. Fashion Accessories Store
  4. Internet Shop
  5. Outlet Mall

Written by the company

Part of the Afterpay Touch Group - helping people to get what they want now and pay for it later, follow us on Twitter, Facebook and Instagram.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

45K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 93% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.6

All reviews

(44,761)

4,311 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Really handy to have

Really handy to have.
Purchase is easier when I can rely on Clearpay
I use Clearpay when it’s available.
Fantastic service

26 August 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Jill,

Thank you for taking the time to provide us with your feedback!

Have a great day

Rated 5 out of 5 stars

Excellent way to.pay

Excellent way to.pay. Easy process through all purchases and pleased to have the option. Great communication and service

23 August 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Mrs. Kelly,

Thank you for taking the time to provide us with your feedback!

Have a great day

Rated 5 out of 5 stars

Great service

Clear pay makes it so easy to pay for something in instalments...you dont notice the payments , so simply to use.

26 August 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Rose Mcloughlin,

Glad to hear you are loving the new way to pay! Amazing to hear how much you’re enjoying our Buy Now, Pay Later service!

Happy shopping!

Rated 1 out of 5 stars

Frozen my account for no reason was…

Frozen my account for no reason was actually weeks ahead in payments had the account for years asked send in id forms 2 weeks later still no updates rubbish customer services put me off the company all together

7 August 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi there,

We really want to help you out with this. Can you get in touch with us directly please?
You can send us a message by using your Afterpay/Clearpay app.
Once you've logged in, you can tap on the 'support' icon located in the "My Afterpay / My Clearpay" section.
http://spr.ly/62040B1x6NQ

Thank you,

Rated 5 out of 5 stars

Easy payments

Easy payments
Very straightforward no fuss

25 August 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi My Buchanan,

Glad to hear you are loving the new way to pay! Amazing to hear how much you’re enjoying our Buy Now, Pay Later service!

Happy shopping!

Rated 5 out of 5 stars

I never have any problems using…

I never have any problems using Clearpay and will always go to Clearpay first. So useful to pay in stages.

25 August 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Moira,

Thank you for taking the time to write such an incredible review.

We are so glad to hear that you are happy with our services! Thank you for your positive feedback and on-going support!

Rated 5 out of 5 stars

Ensure that I was the right person

I Do not want my full name to be revealed please? Only my first name. Thanks
a) Ensure that i was the right person.
b) Accepted my purchase order
c) Great service👍

25 August 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Sheila,

Glad to hear you are loving the new way to pay! Amazing to hear how much you’re enjoying our Buy Now, Pay Later service!

Happy shopping!

Rated 1 out of 5 stars

I have used Clearpay for a number of…

I have used Clearpay for a number of years now
And have always paid what I owe . Sometimes well before the payment date. I am astonished that they suddenly dropped my spending amount from £1000 to £100. I asked why - Oh contact Trans Union they said?
I will pay off my debt and then cancel my account !

UPDATE - Your chat app has no idea what i want and considering YOU have asked me to contact YOU then that’s quite frustrating

So eventually I get a reply from the app which just tells me the same old thing - so I sent an email asking how long I had been a customer and how many times they get a check from Transunion (bear in mind I had £1000 for a number of years? They sent back a blank email - so this is the sort of customer service I get - very disappointing

25 August 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Mort,

We really want to help you out with this. Can you get in touch with us directly please?

You can send us a message by using your Clearpay app.

Once you've logged in, you can tap on the 'support' icon located in the "My Clearpay" section.

http://spr.ly/62046B1v38g

Thank you.

Rated 5 out of 5 stars

Help save money good thing

Its very good and say whats in the very clear pay and easy thank you

25 August 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Sharron

Glad to hear you are loving the new way to pay! Amazing to hear how much you’re enjoying our Buy Now, Pay Later service!

Happy shopping!

Rated 1 out of 5 stars

Awful experience with just eat gift…

Awful experience with just eat gift card i ordered a just eat gift card then recieved an email informing me ive recieved a gift card ftom ( BLACKHAWK) And not the usual company prezzie i tried to redeem this ftom blackhaek and got an error message informing me my gift card details could not be retrieved and a number to call i called the number and was in a queue for over 2.5 hours just to be told domeone would investigate and call me back ...but there was no delay from clearpay in taking money i dont know why this gift card was sullpied from a company called blackhawk and not the usual provider prezzie whom ive never had any issues and when i contact clearpay support i got a representatibe who could not even pronounce my name properly and was unable to help me ..it has been a mentally exhausting process and very poor service from clearpay

25 August 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Gerard,

We really want to help you out with this. Can you get in touch with us directly please?

You can send us a message by using your Clearpay app.

Once you've logged in, you can tap on the 'support' icon located in the "My Clearpay" section.

http://spr.ly/62040B1v3ur

Thank you.

Rated 5 out of 5 stars

First time I have used anything like…

First time I have used anything like this and I pleased I found it.
The company reminds me when payment is due, so funds can be paid. I have had no problem with this company at all. All in all I found it easy.
Thank you

24 August 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Susan,

Thank you for taking the time to write such an incredible review.

We are so glad to hear that you are happy with our services! Thank you for your positive feedback and on-going support!

Happy shopping!

Rated 1 out of 5 stars

Gift Card System Broken...

Clearpay seem to think its okay for customers to have to sit on hold to black hawk for 2 hours to get a gift card theyve already paid for. Unacceptable.

25 August 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi there,

We really want to help you out with this. Can you get in touch with us directly please?
You can send us a message by using your Afterpay/Clearpay app.
Once you've logged in, you can tap on the 'support' icon located in the "My Afterpay / My Clearpay" section.

http://spr.ly/62040B1vEY2

Thank you,

Rated 5 out of 5 stars

Clearpay!

Makes paying easier. Fair and easy to use. A few options and a great amount of retailers. Would recommend to anyone wanting a bit of help with buying and paying off. Big thumbs up!

31 August 2025
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi there,

Great to hear from you! Thank you for getting in touch and taking time to provide feedback. We really love hearing how Clearpay can continually improve.

Have a great day.

Rated 1 out of 5 stars

Clearpay will wash their hands of you…

Clearpay will wash their hands of you if there is a problem with your merchant. I have been mis-sold an item. The merchant simply lied to Clearpay and they have accepted their side without even allowing me to refute it. The call centres are so noisy it is impossible to hear and the employees are clearly working off a questionnaire and have no actual understanding of the situation. Use Klarna instead. They listen and resolve issues. Clearpay use a financial loophole to evade culpability. If you have something good to say, that’s because you haven’t needed their help yet. When you do, they will let you down.
EDIT: this response is just another Clearpay attempt to present as trustworthy when they are not. One reason I know Clearpay is dishonest is that when they sent me a dispute decision that confirmed they believed the scammer and not my actual evidence, the details were in the tiniest font I have ever seen and at the foot of pages of this tiny print was a highlighted “accept” box. I nearly clicked on it but realised just in time that would legally mean I agreed I was in the wrong. This is what’s known as DARK PATTERNS and is used by companies trying to bamboozle customers into making mistakes. So I know exactly what kind of company Clearpay is and I would urge anyone reading this not to use them. And if anyone from Clearpay is reading this, do not insult my intelligence by pretending you are anything other than the nest of thieves that we both know you are.

25 August 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi there,

We really want to help you out with this. Can you get in touch with us directly please?

You can send us a message by using your Clearpay app.

Once you've logged in, you can tap on the 'help' icon located in the "My Clearpay" section.

Thank you,


Rated 5 out of 5 stars

easy to use and secure

25 August 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi there,

Great to hear from you! Thank you for getting in touch and taking time to provide feedback. We really love hearing how Clearpay can continually improve.

Have a great day.

Rated 5 out of 5 stars

So easy & a great way to pay

24 August 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi there,

Great to hear from you! Thank you for getting in touch and taking time to provide feedback. We really love hearing how Clearpay can continually improve.

Have a great day.

Rated 1 out of 5 stars

Getting refunds Clear pay are ok when taking money but…

Clear pay are ok when taking money but when it comes to refunds it’s a challenge. They received my refund two weeks ago and l am still waiting for my refund from clear pay and they seem to be refunding but by bit which s very frustrating as they received full refund but now refunding me bit by bit.

13 August 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi there,

We really want to help you out with this. Can you get in touch with us directly please?
You can send us a message by using your Afterpay app.

Once you've logged in, you can tap on the 'support' icon located in the "My Afterpay" section.

Rated 5 out of 5 stars

Easy and pleasant experience

Easy and pleasant experience

24 August 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi there,

Great to hear from you! Thank you for getting in touch and taking time to provide feedback. We really love hearing how Clearpay can continually improve.

Have a great day.

Rated 5 out of 5 stars

Brilliant fast service

Brilliant fast service

24 August 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Sanjeev,

Thank you for taking the time to write such an incredible review.

We are so glad to hear that you are happy with our services! Thank you for your positive feedback and on-going support!

Happy shopping!

Rated 1 out of 5 stars

Clearpay uk need to get their act together

I’ve been a customer of Clearpay uk for many years years.
I’ve been very loyal and a good paying customer.
I’ve always paid on time or early.
Recently the company ask me to upload my details to verify myself again.
I did this and three days later they asked me to upload my details again.
This has happened four times already.‘I’ve spoken to customer service support numerous times and they promise to solve the problem.
But they just send me another email days later to verify myself yet again.
Why do they keep asking me relentlessly for my details.
This has been going on for five weeks now and still no resolution.
What is happening with this company.
Are they going bankrupt or what ?.
I’d just like someone to resolve this issue instead of making it worse.

The company contacted me asking that I go online in the app.
They’re asking me the same thing again, to submit proof of my identity by way of driving license or passport.
I’ve already submitted these 4 times, now they’re asking again.
They’re just not interested in resolving this.
Is that how they treat good paying customers ?
What is wrong with this company ?
You can’t even speak to a manager ?.
Why don’t they assign you to a case worker, instead of just talking to anyone who answers the phone.
This is totally out of order, to treat good customers like this , it’s been 5 weeks already, how much longer will it be ??

24 August 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi there,

We really want to help you out with this. Can you get in touch with us directly please?

You can send us a message by using your Clearpay app.
Once you've logged in, you can tap on the 'support' icon located in the " My Clearpay" section.

Thank you.

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