AXA UK Car and Home Reviews 

30,117
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the ease of their online processes and user-friendly website, making tasks like policy changes and getting quotes simple and quick. Many people appreciate the competitive and fair pricing offered, often finding it more reasonable than other providers. The service is frequently described as excellent, with staff noted for being professional, helpful, and efficient, contributing to a positive overall experience. However, some customers also noted concerns regarding unexpected price increases upon renewal or policy changes, leading them to seek cheaper alternatives. A few other people also felt that service quality could be inconsistent, citing issues with claims processing, incorrect information, or unsatisfactory breakdown assistance.

What people talk about most

Service

Customers had positive experiences with service, often describing it as excellent, swift, friendly,... See more

Price

Clients share positive opinions on price, with many finding the costs fair, competitive, and often less... See more

User experience

Reviewers mention positive feedback about user experience, highlighting that the website and app are easy to... See more

Website

Reviewers highlight positive aspects of website, consistently praising its ease of use and navigation, making... See more

Staff

People report positive experiences with staff, highlighting their professionalism, helpfulness, and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I’ve been with AXA for many years, and overall I’ve been very happy with their service. However, I do have one concern. I believe loyal, long-term customers should be treated much better. Instead of i... See more

Company replied

Rated 5 out of 5 stars

Axa made it very easy on line to remove my private plate prior to purchasing my new car. Then when collecting the new vehicle I was able to quickly swap the policy to my new car and then when the V5 a... See more

Company replied

Rated 5 out of 5 stars

They were so understanding. My husband died recently and I explained to Axa that I would be taking over the account, they were so professional, explained everything about the insurance to me and made... See more

Company replied

Rated 5 out of 5 stars

Needed new home insurance after my existing insurer's quote inexplicably tripled. Had a look at some comparison websites where all quotes were still normal but preferred a known brand so went with AXA... See more

Company replied


Company details

  1. Insurance Agency
  2. Auto Insurance Agency
  3. Business Insurance Company
  4. Home Insurance Agency
  5. Insurance Company
  6. Landlord Insurance Company
  7. Travel Insurance Company

About AXA UK Car and Home

Written by the company

Welcome!

AXA offers 5-star Defaqto rated car and home insurance, health and life insurance, plus cover for businesses, landlords and vans.

We believe that your insurer should make life easier whether you need to claim or not.

Get a quote

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

30K reviews

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4.4

All reviews

(30,117)

2,500 reviews in the last 12 months

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Rated 5 out of 5 stars

The whole process was very quick and…

The whole process was very quick and easy to do.

13 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi there, Neville.

Thanks for leaving your fab feedback for us.

It's so nice to hear the process of updating your policy went nice and smoothly.

Enjoy the rest of your day!
Jonathan
AXA Customer Service Team

Rated 3 out of 5 stars

My call was for a windscreen…

My call was for a windscreen replacement, I was put through to Autoglass, a three week wait time, very unaccomodating with timings, and not willing to change appointments even though they had been told the car needed to be driven at 4pm the appointmentthey gave was 2 45 to 5.45.
I went to a different company that fitted a new screen within 24 hrs, great service that I would happilyuse again and it was £100 cgeaper in total than Autoglass for tge same specification screen.
To be told by Axa it was not an authorised company even though it was a national company and I can only claim back £100 of the £546 I paid.
I was also told Axa deal with 3 glass companies but was only made aware of one, the online system gives no option but Autoglass so how the other two are accessed I have no idea, Autoglass are far from a great company with my many experiences with them.
I then I was told my policy would now be amended because of the £100 claim to reflect this.
Poor show Axa, you dropped the ball on this one.

Could do a lot better.

9 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Ron,

I'm sorry you're unhappy with your windscreen repair options and will log your feedback.

Our recommended repairers are Autoglass, Auto Windscreens, and National Windscreens. You can find more information on our website here: https://help.axa.co.uk/s/article/Windscreen-Glass-Cover-AXA

You won't lose any No Claims Discount if you make a windscreen claim, as long as that’s your only claim. Your No Claims Discount will increase when it's time to renew.

Please let us know if there's anything else we can help with by sending a message through your online account.

Take care
Jasmin
AXA Customer Service Team

Rated 5 out of 5 stars

Everything went smoothly online.But as…

Everything went smoothly online.But as I have only just signed up only time will tell. So far so good the price was good and my partner has used AXA for years with no hassles.

16 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi David, thanks for taking the time to leave us a review.

We're really glad you're finding it easy to manage your policy online - please let us know if there's anything we can help with!

Best wishes
Jasmin
AXA Customer Service Team

Rated 4 out of 5 stars

Easy and simple transition of changing…

Easy and simple transition of changing my insurance.

14 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Jean, thanks for taking the time to leave us a review.

We're really glad you're finding it easy to manage your policy - please let us know if there's anything we can help with!

Best wishes
Jasmin
AXA Customer Service Team

Rated 1 out of 5 stars

In a previous telephone call

In a previous telephone call, I asked about the procedure when purchasing a new car and selling the existing BMW, I was told this was very simple and AXA would provide insurance for both cars for 1 month.

I agreed a sale of my existing BMW, then I found a replacement Mercedes which I inspected and purchased, went online to transfer the insurance to the new Mercedes because it needed to be insured. I then was asked to apply for temporary cover for my existing BMW, however, that cover was not available.

I then telephoned AXA, first, I was told that the insurance on my existing BMW would continue until midnight that day and, therefore, I was able to drive it to the buyer about 75 miles away.

The AXA agent then asked me to hold, whilst she consulted her manager, following which I was told that the insurance of my existing BMW had now ended and I would have to find temporary insurance from a third party.

The seller of the new Mercedes had been willing to drive the Mercedes, to accompany me whilst I drove my existing BMW to the buyer of the BMW, then I could have handed the BMW to my buyer and driven home in the Mercedes.

Unsurprisingly, the seller of the Mercedes was unable to wait all day for the insurance to be resolved. I then had to drive 75 miles to the buyer of the existing BMW to give him the keys, this was on the evening of the England -v- Mexico match and, therefore, he was unable to collect the BMW that evening.

The next day, I had to collect the buyer of the BMW and drive 75 miles to the car park in which I had left the BMW and also pay for him to arrange temporary cover for that day.

Overall, I drove 150 odd unnecessary miles, I wasted several hours of my time, all because AXA was unable to provide temporary cover on the existing BMW for a couple of hours after purchasing the new Mercedes.

I shall not be renewing my AXA car policy and/or my AXA home policy when they are due for renewal.

11 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello Philip,

Thanks for leaving us feedback and I'm sorry to hear about this experience.

I've logged a complaint for you and sent you a separate email regarding this.

Thanks,
Zach
AXA Team

Rated 1 out of 5 stars

Absolutely terrible waited nearly 15…

Absolutely terrible waited nearly 15 minutes to talk to a Human being. Changed our Energy supplier recently to Octopus and understand why they are the biggest now in the UK. Call them and you get a person answer Octopus Energy how can we help you. Lot of US Companies changing back to Human service and improving profits

13 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello Maurice,

Thanks for leaving us feedback and I'm sorry to hear there was a wait when you called us - I've logged your dissatiasfaction at this.

Our call queues can vary depending on when you call and how busy we are, but you'll always get through to a human being who is happy to help.

Thanks,
Zach
AXA Team

Rated 5 out of 5 stars

Helpful customer service assistants

Helpful customer service assistants. Easy to make changes on-line.

14 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi James, thanks for taking the time to leave us a review.

We're really glad you're happy with your online account and the service you received - please let us know if there's anything else we can help with!

Best wishes
Jasmin
AXA Customer Service Team

Rated 5 out of 5 stars

Very helpful member of staff

Very helpful member of staff, dealt with my needs very well

14 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Kenneth, thanks for taking the time to leave us a review.

We're really glad you're happy with the service you received - please let us know if there's anything else we can help with!

Best wishes
Jasmin
AXA Customer Service Team

Rated 5 out of 5 stars
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi there, thanks for taking the time to leave us a review.

We're really glad you're finding it easy to manage your policy online - please let us know if there's anything we can help with!

Best wishes
Jasmin
AXA Customer Service Team

Rated 5 out of 5 stars

Lovely man dealt and explained

Lovely man dealt and explained everything to me

13 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Pauline, thanks for taking the time to leave us a review.

We're really glad you're happy with the service you received - please let us know if there's anything else we can help with!

Best wishes
Jasmin
AXA Customer Service Team

Rated 5 out of 5 stars

The service I received was excellent

The service I received was excellent

10 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Marie, thanks for taking the time to leave us a review.

We're really glad you're happy with the service you received - please let us know if there's anything else we can help with!

Best wishes
Jasmin
AXA Customer Service Team

Rated 5 out of 5 stars

The change process was very smooth and…

The change process was very smooth and took less than 5 minutes

16 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Tom, thanks for taking the time to leave us a review.

We're really glad you're finding it easy to manage your policy online - please let us know if there's anything we can help with!

Best wishes
Jasmin
AXA Customer Service Team

Rated 5 out of 5 stars

The service is very good,a recent phone…

The service is very good,a recent phone call was very helpful, they went through a process with me and were very thoughtful

15 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Kate,

Thanks so much for leaving such nice feedback for Lindsey, whom you spoke with.

I'll pass this along to her, as I'm sure it'll brighten their day 🌞

Rasheed
AXA Customer Service Team

Rated 5 out of 5 stars

Excellent

Easy to use website service excellent price competitive with others.

16 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hey Ian,

Welcome to the AXA family - it's good to have you with us!

Thanks so much for taking the time to let us know that you found our online process super easy - this is just what we like to see.

It really makes our day, so thank you!

Rasheed
AXA Customer Service Team.

Rated 2 out of 5 stars

Disappointing experience

Disappointing experience. The agent didn't seem to understand I was an existing customer trying to add a second vehicle. I'm still having problems getting the policy finalised - I've contacted the 'help' desk via my account but not had a reply. They want proof of my NCD from my previous insurer before adding the second policy ....AXA IS my previous insurer !!!! Right hand doesn't seem to know what the left hand's doing !!

11 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Denise,

Thanks for leaving your feedback for our team.

I am really sorry that your email was not clearly answered. I have just replied to your 2nd email reply and fully resolved the issue for you today.

Apologies and thanks for your understanding.

Rasheed
AXA Customer Service Team.

Rated 1 out of 5 stars

Honesty is NOT the best policy

Contacted AXA today regarding car insurance renewal as I needed to update some information. Unfortunately earlier this year I had a minor accident, yes my fault. This accident was nothing to do with this policy and has no effect on my no claims bonus, yet they wanted to charge me an extra £272 on top of the £89 they already put up this years premium. The policy I have for the vehicle I had the accident in went up by less than £100> how can this be justified. went elsewhere to a well known company £257 cheaper. As a past loyal customer,I have other policies with AXA.

13 July 2026
Unprompted review
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi.

I'm sorry to hear that your cover hasn't met your expectations.

I've requested some more information from you, once we receive this we can discuss your concerns in more detail.

Lindsay
AXA Customer Service Team

Rated 5 out of 5 stars

Nice and easy operation

Nice and easy operation. Good cover & good price.

2 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Mr. Chu,

We're so pleased to hear that you found our service easy to use and that you're happy with the coverage and price. Thank you for your wonderful feedback!

Lindsay
AXA Customer Service Team

Rated 5 out of 5 stars

Everything went well and the Person on…

Everything went well and the Person on the line was very helpful. Thanks,

5 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi.

We're so pleased to hear that everything went well and that our team member was very helpful. Thank you for your kind feedback!

Lindsay
AXA Customer Service Team

Rated 5 out of 5 stars

Online offered discounted dual home and…

Online offered discounted dual home and motor insurance.
Information was very clearly stated.
The website was very user friendly.

11 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Katherine.

We're so pleased to hear that you found our online process for your home and motor insurance clear and user-friendly. Thanks for sharing your positive experience!

Lindsay
AXA Customer Service Team

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