ADCB Reviews 480

TrustScore 2.5 out of 5

2.4

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Review summary

Created with AI, based on recent reviews

Most reviewers were unhappy with their experience overall. Many people were dissatisfied with the service, citing issues with money transfers taking too long, and a general lack of professionalism. Customers frequently reported long waiting times and difficulties reaching customer service, often experiencing disconnections or unfulfilled promises of callbacks. There were also concerns about unexpected charges and issues related to fund management. However, some customers also noted positive interactions with specific staff members who were described as helpful, accommodating, and professional. These individuals were praised for their kindness, clear communication, and ability to assist with various banking needs, making the process smoother for some users.

What people talk about most

Staff

Users describe ambiguous interactions with staff. Many customers praise individual staff members like Air Al... See more

Customer service

Clients share ambiguous opinions on customer service. Many consumers express significant frustration, citing... See more

Service

Reviewers express widespread dissatisfaction with the service. Many customers describe the service as "very... See more

Payment

People report negative experiences with payment. Many customers express frustration with delayed transfers,... See more

Response time

Consumers express significant dissatisfaction with response times. Many report long waiting times, with some... See more

Reviews shaping this summary

Rated 2 out of 5 stars

Something strange with this bank. We are in 2025 and still can't transfer money between my brokerage account and my current account. I do not have such freedom. To do it you need to call and call and... See more

Rated 2 out of 5 stars

As à excellency customer of the bank, I would believe I had a better treatment from the bank, however I had a relationship manager assigned that all the time was useless to reply my queries and to giv... See more

Rated 1 out of 5 stars

Unprofessional service, no follow up after calling as they promise will get back to me. On the other side if they have a small amount pending, they will call 100 times by saying we are different t... See more

Rated 1 out of 5 stars

As per the Fujairah ADCB bank officer, the bank has changed their policy to block sending sms for card transactions. Only more than AED 500, sms generates with bank balance. This is very difficult sit... See more


Company details

  1. Bank

Information provided by various external sources

Abu Dhabi Commercial Bank was formed in 1985 as a public shareholding company with limited liability, upon merger of Emirates Commercial Bank and Federal Commercial Bank with Khaleej Commercial Bank, which was established in 1975.


Contact info

2.4

Poor

TrustScore 2.5 out of 5

480 reviews

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Rated 1 out of 5 stars

Rude

Rude, unprofessional, authoritative.. Are you the service agent? Acting like goons

16 December 2025
Unprompted review
Rated 1 out of 5 stars

“Very poor service: account blocked after years of ignored requests”

I am very dissatisfied with the service provided by ADCB.
I have been a Privilege Club client of the bank for many years and I remain a Privilege Club client to this day. Despite this long-standing relationship, the level of service I have received has been extremely disappointing.
Since 2021, I cancelled my UAE resident visa because I relocated to Monaco, and from that moment I have repeatedly requested—through several relationship managers who have changed over time—that my current account be converted from a resident account to a non-resident account. Despite these continuous and clear requests, this change has never been completed.
As a result of ADCB’s failure to update my information, my bank account is currently blocked due to outdated details. This situation is unacceptable.
I use this account to collect rental income and pay expenses for several apartments I own in Dubai, and the account blockage has caused serious inconvenience and disruption.
Overall, this represents a very poor and highly unsatisfactory level of service, particularly considering that I have been—and still am—a Privilege Club client of the bank for many years.
P.G.

15 December 2025
Unprompted review
Rated 1 out of 5 stars

Really frustrating and disappointing…

Really frustrating and disappointing service, i have been calling the customer service for more than three weeks.To clear my pending applications for the loan every week.I'm calling two times waiting for thirty forty minutes on hold and then what they say in you have to wait forty eight hours. And then everything will be cleared same answer.I'm getting from every time.I am calling wasting hundreds of minutes to speak with the customer service and then with no results.It's really frustrating

30 November 2025
Unprompted review
Rated 1 out of 5 stars

Unprofessional service

Unprofessional service, no follow up after calling as they promise will get back to me.
On the other side if they have a small amount pending, they will call 100 times by saying we are different team.
Yesterday I called a lady promised that someone will call me back but no response.

27 October 2025
Unprompted review
Rated 5 out of 5 stars

Today 13/10/2025

Today 13/10/2025, Mr. Mazen at al wahda mall branch was very accomodating and assisted in every move shifting my old account to a new one. He was helpful and cool, whereas, the lady on duty yesterday( evening time)was busy talking on her phone & when I approached her, immediately she told me to go to the main office🤨 and no customer service at all. LnL

13 October 2025
Unprompted review
Rated 1 out of 5 stars

I am writing to formally raise a…

I am writing to formally raise a serious complaint regarding a recent experience that has caused me significant distress and financial difficulty.
I have been a loyal customer of ADCB for the past 7 to 8 years, and until now, have maintained a positive relationship with the bank. However, a recent incident has left me extremely disappointed.
My final settlement from my previous employer was recently credited to my ADCB account. Shortly after, I received communication from a person named Suraj (email: liaiseadcb.com), demanding a breakdown sheet within four days or threatening to deduct the entire amount toward my loan.
I immediately responded, informing him that:
I have joined a new company, and
I would be providing a salary transfer letter confirming my continued commitment to repay my loan installments without delay.
Despite this, Mr. Suraj continued to send what I felt were threatening emails, showing no willingness to cooperate or consider my situation.
I visited both Khalifa City A and Yas Mall branches, where I was advised that once I submitted the salary transfer letter via the ADCB app, the hold on my end-of-service benefit would be released.
I followed this instruction and submitted the document. However, despite doing so, Mr. Suraj and his manager proceeded to deduct the full amount from my account without my consent.
This action was taken:
Even though I had provided proof of my new employment, and
Despite assurances from ADCB branch staff that my documentation would suffice to prevent a full deduction.
I find this behavior unacceptable and completely lacking in customer care, especially given my long-standing relationship with ADCB. This is the first time in 14 years of banking in the UAE that I’ve experienced a bank withholding or deducting the entire end-of-service benefit even after receiving a valid salary transfer certificate.

1 October 2025
Unprompted review
Rated 1 out of 5 stars

Overrated

I have been using 4 credit cards from different banks with no issues and payment were ontime. My salary is being transferred with ADCB for 6 years however this bank never approves my credit cards application.

13 September 2025
Unprompted review
Rated 1 out of 5 stars

Impossible receive informations.by the…

Impossible receive informations.by the app they replay need call the call center.calling call center is impossible and very expensive due it s a 600 toll number at least 40 mins which means 50 60 aed.to receive info about their mistake!!!Q!Q!!

4 September 2025
Unprompted review
Rated 1 out of 5 stars

Worst Experience

The lady from Liability Department ruined my Loan process with Enbd , her name is Ms. Ruqia, when I applied for liability letter, I got a call from her side, and she convinced me to take loan from ADCB. and made me to cancel the liability which I applied for, now my loan application is rejected because of her and the amount which i paid for liability letter in adcb is not yet credited.

20 August 2025
Unprompted review

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