Workin with Lenay was awesome! Always stayed in contact with me and they did a great job. I definitely recommend
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
See what reviewers are saying
My spouse and I paid over $2,000 for credit repair services. They assured us that they would be able to repair our credit in order to get a home loan approval. The accounts that we were told would be... See more
While having less than stellar credit, I thought that a credit repair service was my only option. When I reached out, I met Mike Morones. As he took my information and background, I was skeptical tha... See more
Company replied
Mitchell made me feel at ease and confident during the process. Kept me informed of new information and updated with current credit scores. Most importantly honest and straightforward. During... See more
Company details
Information provided by various external sources
White, Jacobs & Associates is a premier consumer services firm. WJA offers an aggressive alternative to credit repair and debt settlement - Attorney Powered.
Contact info
200 Chisholm Pl #250, 75075, Plano, United States
- (972) 231-0452
- info@whitejacobs.com
- whitejacobs.com
Hasn’t replied to negative reviews
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
My spouse and I paid over $2,000 for…
My spouse and I paid over $2,000 for credit repair services. They assured us that they would be able to repair our credit in order to get a home loan approval. The accounts that we were told would be deleted weren’t. Letters they wrote on our behalf were returned to us by the merchant multiple times. Please use caution when signing a contract with this company.
Just getting started
Worked with Curtis a little rough start but never the less a great guy to work with only been a couple of weeks and already seeing an increase. Great job guys would definitely recommend. Will update again later.

Reply from White, Jacobs & Associates
Mathew & Ciara were both super helpful…
Mathew & Ciara were both super helpful and very informative! I am recommending them to all of my fam and friends!

Reply from White, Jacobs & Associates
Eric S. has been the gift I never knew I needed!
Eric S. has been the gift I never knew I needed! Working with Eric, has been such a wonderful experience. He has completely changed the game and my approach to credit. From professionally handling sensitive materials in a timely manner to intentionally educating me through the difficulties of understanding the credit world... I found, his vast knowledge and expertise merged with his welcoming demeanor has unleashed my new confidence on tackling my credit profile. It's simple, He is the analyst you want in your corner. -E. Carver

Reply from White, Jacobs & Associates
Daniel Benitez White Jacobs and Associates…
I was referred to White Jacobs in August of 2024 and Mr. Daniel Benitez went to work on my behalf immediately. His work ethic was very professional and honest. Daniel was very knowledgeable and explained everything in detail. A huge thank you to Daniel for all of his assistance.

Reply from White, Jacobs & Associates
My recent experience with Curtis at…
My recent experience with Curtis at white Jacob’s & Associates was short and unfavorably and less than enjoyable experience.
I was not please with the letters that were sent out in my behalf to represent me. The creditors didn’t think so either, a few contacted me and asked why would a letter be sent not addressing the real issue of the dispute.
This was unacceptable for me. The lack of formal contact after you spend your hard earn money with this firm was below my expectations. Although I recall distinctly when I paid my fee of over $1,100 I could hear his co workers cheering for Curtis on like if as some sort of amusement!
The last straw was that I was able to make my own credit improvements in the same amount of time that this jerk had my account. He wasted my money & time!
Disappointed customer!!!!!
Beware before considering using!
Eric was awesome!!
Eric was awesome!!! He took me through the entire process and explained exactly how and what would happen when. I would definitely recommend them rather than the other repair companies out there! I’m excited to see the results!

Reply from White, Jacobs & Associates
Fake reviews for a scam company
I’m not surprise to see so many fake reviews giving them such high ratings - I was an SEO and digital marketing manager as I told the fast-talking sales and, Jeffrey Rigdon, and ranked a horrible business number one for six years. Fake reviews cost about $2-$5 a piece to have mass produced.
I first became suspicious of the outfit when I noticed very basic words misspelled in the brochure they sent me after I signed up for their program.
Hint: It’s I before E except after C when the sound is long E. Hire someone who can spell before launching a scam operation folks.
I became further concerned when Experian sent me a letter stating that they were refusing to let White Jacobs dispute claims to my file as they weren’t considered a lawful representative of me. Troubling as this is what I hired them to be.
I became even more concerned when I reached out to the salesperson, Jeffrey Rigdon.
Neither he nor his assistant responded to anything I sent, multiple times. They call you everyday until you sign up and then they vanish.
Perhaps it is the 100 clients Jeffrey told me he had on his current caseload.
In hindsight that should have been a red flag as well. No one can provide good service with that many clients and is the perfect example of a “churn and burn” operation.
Now I was worried and looked up their better business bureau file - and was dismayed by what I found.
These guys are crooks run by two crooked lawyers, pure and simple.
When I again contacted Jeffrey Rigdon and he again refused to respond, I instructed both him and his assistant to cancel my membership.
Yet criminally and illegally, which is why I call them crooks, they continue to attempt to bill my now frozen credit card for their membership program, and are breaking the law in so doing.
Yet they also haven’t done any credit repair work that I hired them to do.
My next step is to report them to my credit card company for fraudulent activity. Refusing to honor a demand to cancel is fraud and a crime.
Don’t walk, run from this company. There may be legitimate credit repair firms out there, but White Jacob is not one of them.
Brandon Condoll has been exceptional to work with!
Brandon has been so nice, professional and empathetic. He’s been on top of our case and handling every detail. Totally believing us and prompt in each matter presented to him. It’s been a very positive experience working with Brandon!

Reply from White, Jacobs & Associates
spoke with Eric Saffold at White
spoke with Eric Saffold at White, Jacobs & Associates. He was very knowledgeable, pleasant and easy to talk to. He helped me understand the process and what to expect in the next couple of months. Communication is key and Eric Saffold assured us that we are in good hands and we made the right decision in choosing them. I look forward to seeing results .

Reply from White, Jacobs & Associates
Eric Saffold was very detailed and…
Eric Saffold was very detailed and walked me through each step on getting me ready to get my credit on point. With his expertise I'm very confident that I will have everything done I need to purchase my home.

Reply from White, Jacobs & Associates
So far so good
My husband and I spoke with Curtis at White, Jacobs & Associates. He was very knowledgeable, pleasant and easy to talk to. He helped us understand the process and what to expect in the next couple of months. Communication is key and Curtis assured us that we are in good hands and we made the right decision in choosing them. I look forward to seeing results so we can purchase our first home.

Reply from White, Jacobs & Associates
Very professional courtesy
Lacey Matthew Very professional courtesy! I totally recommend him!

Reply from White, Jacobs & Associates
Shawn has already been more than…
Shawn has already been more than helpful at the start of my credit repair journey. I believe that I have made the right choice working with Mr. Hill due to his experience and expertise in the credit business.

Reply from White, Jacobs & Associates
Within 30 to 45 of working on my credit…
Within 30 to 45 of working on my credit I have received a letter stating that the idea will be removed from my credit report. Fast friendly and professional service is what they offer. Great Job!!!!

Reply from White, Jacobs & Associates
A Fresh Start!
These guys know what they are talking about when it comes to credit, I would honestly say all the other companies that I paid for did not do their job, but when I came to this company there was nothing but success involved! I will say it is a little bit costly but you get what your money pays for.
Arriving at this company , I did not know too much about credit but when I spoke with Ciara she explained everything about what was going on and before I knew it , collection accounts where being deleted left and right.
This process takes time so do not expect it to happen over night. Thank you White Jacob’s and Associates!

Reply from White, Jacobs & Associates
Life Savers!
We’ve been working with Salley and her team from White Jacobs & Associates. In a very emotionally turbulent time, Salley has brought a sense of peace and comfort to the situation. She is extremely professional, kind and patient all while advocating for us in an aggressive manner so that we can make our financial dreams a reality. I honestly don’t know how we would have gotten through this financial stage without Salley’s help. I’m forever grateful for Salley and her team at White Jacobs.

Reply from White, Jacobs & Associates
Brandon and the team handled my issue…
Brandon and the team handled my issue very professionally and successfully with possitive results

Reply from White, Jacobs & Associates
Company delivers on their promise
The decision to go with White and Jacobs was a huge mistake. They promise that they will help you to get you to join and when you get family or friends to join they don't deliver on their promise. They have problems with accounting and after a few months they send your file to a new employee that has not handled your file in the past. It is a expensive mistake and I harmed my reputation with family for recommending them.

Reply from White, Jacobs & Associates
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.







