Viva Credit Reviews 

2,021
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Looking at 238 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently note the remarkably fast and reliable loan process, mentioning that money withdrawals and approvals happen almost instantly without facing unnecessary delays. Consumers also appreciate the exceptionally helpful support team, who provide clear guidance, polite communication, and friendly assistance during any situation they encounter. People find the digital platform very easy to navigate when managing monthly personal finances, handling unexpected expenses, or securing quick emergency funds. Borrowers consistently value the flexible repayment choices, transparent transaction terms, and overall convenience provided by the trusted financial service.

What people talk about most

Service

Reviewers mention positive feedback about service, highlighting the promptness, professionalism, and very... See more

Staff

Clients share positive opinions on staff, consistently praising their professionalism, promptness, and... See more

User experience

Users describe positive interactions with user experience, sharing that the application is very easy to use... See more

Payment

Customers had great satisfaction with payment options, praising the fast transfers and easy access to money.... See more

Customer service

Reviewers highlight high satisfaction with customer service, frequently praising fast help, promptness, and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Small loan company, with everything upfront. Sure they have their commission but you always know exactly how much you get and how much you owe. They are fast, reliable, and never said No when I needed... See more

Rated 5 out of 5 stars

Fast analysis, then fast and correct behaviour in monthly usage of the services. Very useful reserve of money at the end of month, with 5-7 days before the salary.

Company replied

Rated 5 out of 5 stars

My experience with this company is great, I respect the technical and customer support over the phone, they explain everything that you need to know in a very kind matter, even if you forget to speci... See more

Company replied

Rated 5 out of 5 stars

Every time I need some guidance on the phone the employee’s response is very nice and helpful and the application itself is very good and helpful


Company details

  1. Non-Bank Financial Service

Written by the company

Când cei dragi se bazează pe tine, tu bazează-te pe Viva Credit! :) Misiunea noastră este să oferim o soluție rapidă și convenabilă pentru finanțarea nevoilor tale urgente - linia de credit. Cum arătăm în cifre? Peste 13 ani de experiență în România Peste 1.000.000 de împrumuturi acordate Peste 90% dintre clienți ne-ar recomanda altor prieteni Ce este Linia de Credit? Este rezerva ta de bani până la salariu din care poți retrage oricând ai nevoie, de câte ori ai nevoie. Ce beneficii oferim? 0% dobândă în primele 30 de zile. Oferta este valabilă pentru clienții noi; Plătești dobândă doar pentru suma retrasă; Poți rambursa anticipat fără comisioane sau alte penalități; Suma rambursată, mai puțin dobânda, este din nou disponibilă pentru a fi retrasă; Poți plăti lunar doar 10% din suma utilizată + dobânda acumulată; Atât timp cât nu retragi bani, nu te costă nimic. VIVA Credit IFN SA este o instituţie financiară nebancară înregistrată în Registrul General al Băncii Naţionale a României cu numărul RG-PJR-41-110267.


Contact info

4.8

Excellent

TrustScore 5 out of 5

2K reviews

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4.8

All reviews

(2,021)

767 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Very good experience

My credit experience was very good concerning to find a fast credit and to return my installments.

15 July 2026
Unprompted review
Viva Credit logo

Reply from Viva Credit

Bună, Anca,


Mulțumim pentru încrederea acordată și ne bucurăm că îți putem fi de folos când ai nevoie! 💛


Echipa Viva Credit

Rated 5 out of 5 stars

The Best

The Best ! sunteți cei mai buni !

10 July 2026
Viva Credit logo

Reply from Viva Credit

Salut, Nicolae,

Mulțumim pentru încrederea acordată și ne bucurăm că îți putem fi de folos când ai nevoie! 💛


Echipa Viva Credit

Rated 5 out of 5 stars

Super rapidă, problemă rezolvată!

She was very receptive with my problem, fix it end explained to me how not to have this problem again.

10 July 2026
Viva Credit logo

Reply from Viva Credit

Bună, Bianca,

Mulțumim pentru încrederea acordată și ne bucurăm că îți putem fi de folos când ai nevoie! 💛


Echipa Viva Credit

Rated 1 out of 5 stars

What help is there...

No help at all, false promises.

8 July 2026
Viva Credit logo

Reply from Viva Credit

Salut, George,

Ne dorim să înțelegem mai bine situația și să o remediem cât mai rapid. De aceea, te rugăm să ne comunici pe adresa info@vivacredit.ro ce am putea îmbunătăți. Feedback-ul tău este important pentru noi.

O zi frumoasă,
Echipa Viva Credit

Rated 1 out of 5 stars

Not worth using them

12 December 2025
Viva Credit logo

Reply from Viva Credit

Salut, Lucian,

Ne dorim să înțelegem mai bine situația și să o remediem cât mai rapid. De aceea, te rugăm să ne comunici pe adresa info@vivacredit.ro ce am putea îmbunătăți. Feedback-ul tău este important pentru noi.

O zi frumoasă,
Echipa Viva Credit

Rated 5 out of 5 stars

Excelent service

Excelent service, very fast loan aprovall.
Very much options to pay back.

2 July 2026
Viva Credit logo

Reply from Viva Credit

Salut, Daniel,

Mulțumim pentru încrederea acordată și ne bucurăm că îți putem fi de folos când ai nevoie! 💛


Echipa Viva Credit

Rated 5 out of 5 stars

Great

Great! I am very satisfied !

20 June 2026
Viva Credit logo

Reply from Viva Credit

Bună, Florentina,

Mulțumim pentru încrederea acordată și ne bucurăm că îți putem fi de folos când ai nevoie! 💛


Echipa Viva Credit

Rated 3 out of 5 stars

credit ok

The prices are bit high. But ok

13 June 2026
Viva Credit logo

Reply from Viva Credit

Salut, Cristi,

Îți mulțumim pentru feedback! Recomandăm folosirea împrumutului doar pentru situații de urgență și doar pentru suma de care ai cu adevărat nevoie. De asemenea, recomandăm rambursarea sumei cât mai repede, pentru a reduce numărul de zile de dobândă.

Dacă te putem ajuta cu mai multe detalii, ne poți contacta telefonic la 021.303.0080 și un operator te poate ajuta cu toate informațiile necesare.

Mulțumim,
Echipa Viva Credit

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