Visio Lending Reviews 

192
•
TrustScore 4.5 out of 5

4.5

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Rated 5 out of 5 stars

I would give 10 stars if allowed as this process was seamless, efficient and timely. Eileen Allaire was my navigator, and she was there every step of the way, always available to answer my questions... See more

Rated 5 out of 5 stars

Had the pleasure to work with Eileen Allaire as my Account Executive. Great Service, always took time to explain my options and steps with patience. We were able to close fast and without any trou... See more

Rated 5 out of 5 stars

Dan Adams was an excellent advocate and went above and beyond. Visio Lending provides a product that fills a gap in other lending products and made it possible for us to obtain a beautiful property. T... See more

Company replied

Rated 5 out of 5 stars

Mo has been a tremendous help to my business needs. I've dealt with people who either give generic yes or no responses to what can or can't be done. Mo exceeded my expectations based on prior dealin... See more

Company replied

Company details

  1. Non-Bank Financial Service
  2. also in
  3. Financial Consultant
  4. Investment Service

Information provided by various external sources

Visio Lending is the nation's premier lender for buy and hold investors, offering flexible, long-term commercial loans for single family residential rental and vacation rental properties.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

192 reviews

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No recent history of asking for reviews

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4.5

All reviews

(192)

11 reviews in the last 12 months

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Rated 4 out of 5 stars

Gets the job done

I have used Visio a number of times and they have always gotten the job done. this last transaction got a little squirrely but we were still able to complete and all is well.

26 March 2019
Unprompted review
Rated 1 out of 5 stars

The mortgage processing was horrible…

The mortgage processing was horrible ..I had to wait 9 hours in the closing office because of the processor, lot of mistakes and documentation not ready.

26 March 2019
Unprompted review
Visio Lending logo

Reply from Visio Lending

Menon,

Thank you for taking the time to give us your feedback. We deeply regret that your experience was unsatisfactory. We pride ourselves on our simple and dependable loan process and are sorry that we did not meet the mark. We are continually reviewing our process to ensure it is fast, simple and dependable for our clients and will be using your feedback to improve.

-The Visio Lending Team

Rated 1 out of 5 stars

Terrible experience

Terrible experience! They changed the terms 3 days before closing and by then its difficult to change lenders. Don't trust them. I have multiple rental properties and I will never do business with them again. I do have one loan with them. I am part of a large organization in Atlanta that focuses on short term rentals and long term rental properties. Visio has been removed as one of our recommended lenders.

26 March 2019
Unprompted review
Rated 1 out of 5 stars

You get no communication or information…

You get no communication or information about loan or even closing date.

26 March 2019
Unprompted review
Visio Lending logo

Reply from Visio Lending

Thank you for your feedback, Janice! We are sorry to hear that your experience with us hasn't lived up to your expectations. Our management team will use your feedback to help us continue improving our process.

Rated 1 out of 5 stars

The entire experience was terrible

The entire experience was terrible. I would never ever use this company again. If I could give them 0 stars I would. Go elsewhere. VERY VERY BAD COMPANY

26 March 2019
Unprompted review
Visio Lending logo

Reply from Visio Lending

Thank you for your feedback Payne. We are sorry to hear that your experience with us hasn’t lived up to your expectations. Our management team will use your feedback to help us continue improving our process.

Rated 1 out of 5 stars

I don't really have anything positive…

I don't really have anything positive to say about my experience. It was extremely slow, I was misled several times, my title company was blamed for the delays when it wasn't their fault and they had proof to back up their stance. It was just unprofessional and a waste of money and time.

26 March 2019
Unprompted review
Visio Lending logo

Reply from Visio Lending

Morgan,

Thank you for taking the time to give us your feedback. We deeply regret that your experience was unsatisfactory. We pride ourselves on our simple and dependable loan process and are sorry that we did not meet the mark. We are continually reviewing our process to ensure it is fast, simple and dependable for our clients and will be using your feedback to improve.

The Visio Lending Team

Rated 1 out of 5 stars

The loan process was painful

The loan process was painful. Too many people involved and not enough that were actually knowledgeable. Closing date was missed by weeks. I was at closing getting ready to sign when your office called to say “wait” we need to change something. I felt there were too many young/unexperienced people involved.

26 March 2019
Unprompted review
Visio Lending logo

Reply from Visio Lending

Kris,

Thank you for taking the time to give us your feedback. We deeply regret that your experience was unsatisfactory. We pride ourselves on our simple and dependable loan process and are sorry that we did not meet the mark. We are continually reviewing our process to ensure it is fast, simple and dependable for our clients and will be using your feedback to improve.

The Visio Lending Team

Rated 5 out of 5 stars

Amazing service

Amazing service. Easy to work with. Fast closings.

26 March 2019
Unprompted review
Visio Lending logo

Reply from Visio Lending

We are so glad you are happy with our fast, simple and dependable service at Visio Lending. Thank you for your business!

Rated 2 out of 5 stars

Not worth the trouble

The mortgage originator I dealt with was very nice and really tried to help me. Rodney was great to work with, very polite and tried to help and very responsive. However I initially applied and received certain information on the loan that, then after a few weeks he contacted me to tell me that their loan rules had changed while he was on vacation, and he wasn't aware of the change. So it led to the rates being less favorable for me. Supposedly the criteria for the loan requirements changed. Houses over a certain value would get the rate that was advertised and that I was initially given. Houses valued under that threshold, I believe it was less than $250K or $275K, got a worse interest rate. That was not on their website and was not told to me in the beginning. That came about after a few weeks into the process. By that point I had already paid for inspections, paid earnest money, paid title company fees and bothered the previous owners, their realtor and my realtor for too long. So I continued going forward with it. Also, I had to send and resend the same documents over and over again, because whomever they had reviewing the attachments I would send would only look at perhaps the first attachment and none of the others. On several occasions I pointed that out. Fast forward a couple of weeks and I was contacted by the loan originator that I was working with and he told me that other criteria had changed too that he was not initially aware of. I needed more of a down-payment, higher reserves in my bank accounts, higher initial payments for the escrow accounts (I was told a full 12 months). I was annoyed, but I went too far to back out. I received the loan information the day before the closing date with all of the new requirements. The day of closing, as I was on the road to the title company's office, I get another email with a new closing cost that was about $10,000 lower. Apparently I didn't need the 12 month in escrow. It was a nice surprise, but I had to go get a new cashier's check.

26 March 2019
Unprompted review
Rated 1 out of 5 stars

It was a horrible experience

It was a horrible experience. There was rarely any communication from the person I was working with.

26 March 2019
Unprompted review
Visio Lending logo

Reply from Visio Lending

Thank you for your feedback Jackson. We are sorry to hear that your experience with us hasn’t lived up to your expectations. Our management team will use your feedback to help us continue improving our process.

Rated 1 out of 5 stars

I repeated had to send the same…

I repeated had to send the same documents. The processor was rude to my attorney. I was told they would close 30 days from the appraisal and it took nearly 90 days to close.

26 March 2019
Unprompted review

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