Megan did an amazing job at explaining in detail how this whole process works. I’m new to this and she was beyond patient and helpful, answered all questions and provided me with more knowledge! Defin... See more
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
The greatest part about my experience with my call today was how Anthony (Jaxx) was so attentive and informative about the process and status of my credit progress. He guided me through every step of... See more
I called Chris, my favorite Readiness Coach today. My husband & I are in the beginning stages of removing things from our credit reports so we can buy a home soon. I had a slight concern on my Trans... See more
The credit coaches who actually get you in the game! I needed to prepare to purchase a home and had very little credit to work with and a score you would NOT be proud of. 10mos later my report is clea... See more
Company details
About UQUAL
Written by the company
Your path to loan approval starts with UQUAL!
Using our easy-to-use website and expert 1 on 1 coaching, UQUAL helps you overcome roadblocks in the way of getting approved for a loan.
UQUAL helps you get into a loan by:
1. Providing you with an Action Plan showing you steps that you can take TODAY to improve your lend-ability.
2. Working with you to get better interest rates by showing you ways to pay down your debt the best ways possible.
3. Giving you tools, resources, and coaching to master your credit for a loan.
4. Providing a view into your finances by pulling all of your accounts into one location so you can save more for a down payment.
Take the first step towards loan approval and financial freedom with UQUAL!
Get started with a FREE consultation by calling (833) 49-UQUAL or visiting our website! Where the least we can do is give you FREE advice and a better understanding of your financial situation.
Contact info
1499 W 121st Ave #200, 80234, Westminster, United States
- (833) 498-7825
- coaches@uqual.com
- uqual.com
4.7
Excellent
819 reviews
Replied to 95% of negative reviews
Typically replies within 1 week
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
There is one problem with your review I…
There is one problem with your review I don’t have enough stars to give Chris right now fix it lol. Seriously this guy is a 100 on a scale of 1 to 10 clone him quickly!! He is the best!!!
7 November 2025
Unprompted review
Very helpful and all my questions were…
Very helpful and all my questions were answered in the best possible way guided me step by step for the best results
6 November 2025
Unprompted review
He was a nice guy and he coach me threw…
He was a nice guy and he coach me threw my account and how to make sure things would be line up in order as well he has amazing customer service !!!
4 November 2025
Unprompted review
I don’t recommend this
I don’t recommend this. I never get any updates. Costumer service sucks. I called them amount before my payment to cancelled and them refused to cancel because I have to make another payment. Them just care about your money not to fix your credit. I called to my bank to kot to let them take my money anymore.
21 October 2025
Unprompted review
Reply from UQUAL
We honored Martin's request to shut down his account on 9/23. He was advised of our arrears billing policy and was already into his next billing cycle when he requested to cancel which means he has a final payment to close his account in good standing. He was also sent an email on 9/23 stating his account is in the process of being shut down when his final payment processes. We have attempted to reach him after this review, but have not heard back. We will be here waiting for him if he needs further clarification of his final payment or would like to find some other arrangment.
No commucication from Uqual
I have been calling and leaving messages for days without receiving any response. It's impossible to talk to anyone, no matter what time I call. I cannot recommend this company to anyone. Once they have your money, there is no further communication. I will be canceling my service.
10 October 2025
Unprompted review
Reply from UQUAL
We were able to connect with the client and helped figure out the communication issues she was having. After clearing up the misunderstanding we are happy to report that she has decided to keep her account open at Uqual.
Chris was great
Chris was great! He was super helpful , very knowledgeable. I love i’ve had a great experience and i highly reccomend!
8 October 2025
Unprompted review
Polite
Polite, very well spoken, and very knowledgeable. And very relatable. Donnie is your guy.
8 October 2025
Unprompted review
I appreciate Uqual
I love Uqual. They make this process incredibly easy. My call today was with Chris. He was nice and answered all of my questions.
8 October 2025
Unprompted review
Chris was very helpful and…
Chris was very helpful and knowledgeable about proper steps to take. He deserves a raise.
8 October 2025
Unprompted review
Great Coaching and Tools
UQUAL gave me the guidance I needed to feel confident about applying for financing. Their platform made it easy to see all my accounts in one place, and their coaches showed me practical strategies to improve my credit score and lower my interest rates. Thanks to their help, I’m in a much better financial position.
1 September 2025
Unprompted review
Credit Report Information
Provided updated information pertaining to my account. My credit report at a glance. Very helpful, thanks Chris!
9 September 2025
Unprompted review
He was great
He was great, please pay him more. He explained everything to a tea. I now have a better understanding with the platform navigation as well as where my credit currently is. All thanks to him.
9 September 2025
Unprompted review
Amazing company
Amazing company, Megan was awesome from the start of my journey.
1 August 2025
Unprompted review
I have had great experiences with Desiree Dallas
I have had great experiences with everyone I had dealt with while using this credit repair company but today I had the pleasure of Desiree Dallas and she was very helpful and informative..she answered my questions and explained things to me I didn't understand.. definitely recommend if you need help like I did .
2 September 2025
Unprompted review
If I could give it zero stars I would
If I could give it zero stars I would. UQUAL failed to provide sufficient updates, and my attempts to reach them were consistently directed to voicemail, despite no issues on my end. I reached out to management via email, but they never initiated a call to address my concerns, insisting I contact the UQUAL number instead. Interestingly, when I expressed my intention to cancel my subscription, their calls suddenly came through. Overall, this experience felt like a waste of both time and money, and I cannot recommend their services.
Update 9.16.25. This is a reply to UQUAL's response. Although I wasn't a client, my husband was. I set up the account and I was paying the bill. Therefore, I was well aware of what was not happening from this company. I canceled my subscription and would never renew it.
27 August 2025
Unprompted review
Reply from UQUAL
We never like to see a client walk away disappointed and would love for our client relationship manager to connect with this individual to get a better understanding of all the problems they encountered while in our program. Unfortunately, we do not have any clients, current or completed, by the name of "Treva," so we have asked Trustpilot to reach out to this individual for their contact information so we can help resolve their complaint.
Worthy investment in one’s self
Uqual has been a pleasant experience this far though I must admit I was skeptical at first. They have consistently been going about getting bad things disputed and removed from my wife and I’s credit report. We’ve seen a 50+ point increase since beginning with them in February of 2025. Most recently I spoke with Donnie, a Loan Readiness Coach, who filled me in on the progress that has been made on our behalf. He was able to answer my questions and seemed to be very patient with me as I worked through the information he was giving. All in all I would certainly recommend them to anyone looking to get their credit in shape for home buying.
28 August 2025
Unprompted review
Chris
Chris, explain everything in detail he went above and beyond . Very pleased with your services you all doing an amazing job
28 August 2025
Unprompted review
The agent was very helpful and detailed…
The agent was very helpful and detailed explaining everything to me. I was very pleased. Thank you.
28 August 2025
Unprompted review
My name is Lee Gatewood
My name is Lee Gatewood.
My experience with Chris was very special. He gave wonderful customer service and addressed all of my concerns. A very important member of the Uqual team.Thank you Uqual!!
Great birthday gift today!!
28 August 2025
Unprompted review
Customer service details on explaining…
Customer service details on explaining to me about my credit was great I understand very well
28 August 2025
Unprompted review
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