Unum UK Reviews 

849
•
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Evaluating 93 reviews, reviewers had a great experience with this company. Customers frequently mention that the online portal consistently makes the entire claims process exceptionally fast, smooth, and completely straightforward to navigate on a daily basis. Many people are also genuinely happy with how quickly payments and financial refunds are successfully processed shortly after uploading digital receipts. Some reviewers were simply not happy with recurring issues regarding lower reimbursement amounts or grouping multiple medical treatments together. Consumers additionally noted that certain claims were restricted, frequently delayed by difficult online system access hurdles, or paid out significantly less than expected due to strict administrative policies.

What people talk about most

Claim

Reviewers mention positive feedback about claim processing, highlighting a fast, efficient, and... See more

Payment

Clients share satisfaction on payment, frequently highlighting the easy claims process and exceptionally fast... See more

Service

Consumers experience divided satisfaction regarding the service, with many reviewers praising the super... See more

User experience

People report high satisfaction with the user experience, highlighting an efficient system and an... See more

Refund

Reviewers highlight high satisfaction regarding the refund process, frequently praising the fast repayment... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Bought a policy through my employer 8 months ago. Claims are so easy to make an usually paid within just a few days. Had to claim for an emergency when I saw 4 different dentists in 5 days and all cos... See more

Rated 5 out of 5 stars

I can’t speak highly enough of Unum Insurance. The claims process was very easy, payment was made very quickly, and the customer service was extremely helpful.

Rated 5 out of 5 stars

Easy and quick claim process The whole claim process is very handy, just a few clicks and uploading the receipt. I have my reimbursement in a week which is really impressive.

Rated 5 out of 5 stars

Easy to use app to submit my claim, and found the categories more in alignment with my dentist's description, so it was easy to complete the form and submit. Remuneration from this claim has appeared... See more


Company details

  1. Insurance Company
  2. also in
  3. Dental Insurance Agency
  4. Income Protection Insurance Company

Written by the company

We’re a leading employee benefits provider that offers expert health and wellbeing support alongside financial protection through the workplace.


Contact info

4.1

Great

TrustScore 4 out of 5

849 reviews

5-star
4-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Hasn’t replied to negative reviews

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4.1

All reviews

(849)

98 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 2 out of 5 stars

Used to be speedy in resolving claims…

Used to be speedy in resolving claims but the last two I’ve put in for a mouth guard they claimed they needed more information like the person making the claim, itemised bill from the provider etc and what the treatment covers. I’d logged the claim on their app so I don’t know why they claimed they needed to know who the patient claiming the treatment was.

Twice this has happened and I can’t be bothered with the hassle so am cancelling my policy.

26 March 2026
Unprompted review
Rated 1 out of 5 stars

These people will pester you non stop I…

These people will pester you non stop I made it clear I was not interested in filling a claim yet I was receiving phone calls and emails almost non stop to the point of borderline harassment. When one employee refused to stop calling I got very short with him over the phone to then have a different employee ring me back within a day

dirty vultures

8 January 2026
Unprompted review
Rated 1 out of 5 stars

Don't bother emailing them

Customer service non existent, standard template replies, no personalised service and most of all couldn't give 2 flying effs about anyone who is unable to use the app.

18 February 2026
Unprompted review
Rated 5 out of 5 stars

Brilliant dental insurance

Bought a policy through my employer 8 months ago. Claims are so easy to make an usually paid within just a few days. Had to claim for an emergency when I saw 4 different dentists in 5 days and all costs covered. Cannot recommend enough. Make sure you choose the right policy for you and read all the small print and costs you can claim back

11 February 2026
Unprompted review
Rated 1 out of 5 stars

SCAM

This dental insurance company is a scam. Paid £230 to my dentist for wisdom tooth removal. Got £32.50 back. Paying the company £25 a month for a 13% return on my claim. Absolutely disgusting from this company.

29 January 2026
Unprompted review
Rated 5 out of 5 stars

Fast settlement of claims

Fast settlement of claims. Any query is met with very friendly and UK based staff who sort out your query thanks to their knowledge. If you are considering a dental plan then this is the one I would say go for. Even after retiring I am keeping this policy going on a private basis.

29 January 2026
Unprompted review

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