Ultimate Finance Reviews 

1,050
TrustScore 5 out of 5

5.0

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Review summary

Created with AI, based on recent reviews

Evaluating 116 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the dedicated staff for their prompt communication, friendly attitude, and genuine support during important financial transitions. People note that the professional team consistently goes above and beyond to make complex funding processes completely smooth, simple, and totally stress-free for growing businesses. Some reviewers were happy with the incredibly easy-to-use digital platform and its lasting positive impact on daily business cash flow. Consumers also mention that dedicated relationship managers are always readily available to offer expert guidance, quick responses, and reliable assistance whenever any unexpected operational challenges arise.

What people talk about most

Staff

Customers had positive experiences with staff, frequently noting that reviewers found the team extremely... See more

Service

Reviewers mention positive feedback about service, frequently highlighting exceptional support and a smooth... See more

Customer service

Reviewers highlight positive aspects of customer service, frequently praising the team for being... See more

Response time

Customers consistently note positive experiences with response time, highlighting that relationship managers... See more

User experience

Clients share positive opinions on user experience, highlighting that the online portal and systems are... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Ultimate stepped in at last moment as an invoice finance provider. Adam and his team moved mountains to get an acceptable deal onboard in record time.... 10 working days from initial conversation to p... See more

Company replied

Rated 5 out of 5 stars

Ultimate Finance are one of our 'go to' funders - they're quick and incredibly easy to use. Our contact is Jamie Glenn and he's one in a million! There aren't many BDM's that are like him nowaday... See more

Company replied

Rated 5 out of 5 stars

We have been working with Ultimate Finance for so many years. Their support has made a real difference to our cash flow, allowing us to focus on growth without financial stress. The system is easy t... See more

Company replied

Rated 5 out of 5 stars

When choosing a finance factoring company, we look for consistent cash flow, timely responses, and reliable customer service. Ultimate Finance has delivered all of this exceptionally well. We’ve... See more

Company replied


Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service
  3. Business to Business Service
  4. Financial Institution

About Ultimate Finance

Written by the company

Keeping business moving

At Ultimate Finance, we’re committed to delivering the right funding solutions for UK businesses. With over 20 years’ experience in the lending market, you can rely on our expertise to achieve impressive results. The kind of results that will see clients and introducers come back again and again.

The Right Solution

Creative, flexible thinking First and foremost, we’re customer led. We listen to what clients want. Then we apply our funding expertise to deliver what they need. It’s funding that works.

The Right People

Valuable insight, dedicated support With us you’ll have the dedicated support of funding experts, skilled underwriters and product specialists – strategically placed throughout the UK to offer a truly personal service.

The Right Process

Speed, ease, quality Skilled funding specialists and the latest technology allow us to seamlessly manage the process from start to finish, and keep you up to date as we go.

The Right Partner

Long-term commitment We’re not just a lender, but a partner. People you can build a long-term relationship with. People who will provide a truly integrated service. And who will essentially become part of your team.

The Right Choice

We’re in a uniquely strong position The flexibility and personal service of an independent specialist, combined with the backing of the Tavistock Group enable us to bring breadth and depth to our funding solutions

Get funded Become an introducer

Our funding solutions

Written by the company

Invoice Finance
Waiting to be paid is hard on any business. Invoice Finance lets businesses use their sales ledger as an asset which they can borrow against. It’s a simple way to release the cash that’s tied up in unpaid invoices. Instead of waiting weeks or even months to be paid, the cash can be accessed within 24 hours.
Asset Finance
We make it easy to get the equipment a business needs without the upfront costs through Hire Purchase, Lease or Refinance. And we’re fast. Finance is usually in place within 24 hours.
Bridging Finance
Where property is concerned, speed is everything. We’re able to have a decision in principle within 24 hours, and a fully credit backed offer within 72 hours.
Construction Finance
Construction businesses can often face cashflow challenges whilst waiting for customers to pay. New contracts are great for business, but they also bring with them new expenses, such as buying supplies upfront and paying additional wages, often leading companies to need to tap into their working capital before they receive their first payment. Construction Finance frees up the liquidity needed to complete existing contracts whilst looking to take on new ones so that growth ambitions aren’t slowed down.
Recruitment Finance
Recruitment Finance is a type of Working Capital Finance tailored to the needs of businesses within the Recruitment industry. It’s a complete finance and back office package in one simple to manage facility. We advance cash against temporary or permanent placements so that there is no need to wait for clients to pay invoices, as well as facilitate the processing, payroll and credit control demands by giving you access to RSM’s market-leading Recruitment Pay & Bill services.
Trade Finance
A simple way to bridge the financial gap between paying costs for the supplies a business needs and being paid by their customers with up to 120 days' trade credit available.
Structured Finance
Tailored funding through a combination of different assets: receivables, plant and machinery and / or property, with cashflow loans also available). We use our funding expertise to fully tailor a solution that is bespoke to a business to fully meet its requirements.

Contact info

5.0

Excellent

TrustScore 5 out of 5

1K reviews

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5.0

All reviews

(1,050)

115 reviews in the last 12 months

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Rated 5 out of 5 stars

Exceptional Support from Our Relationship Manager

We’ve had a great experience with Ultimate Finance, and this is largely due to the amazing support from our relationship manager, Eve, and her team, including Holly and Alec. They consistently go above and beyond to assist us with our requests, always responding in an efficient and professional manner.

16 January 2025
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Reply from Ultimate Finance

Thank you for your review, Jonathan, we really appreciate it! We're delighted that the support you're receiving from Eve and the wider team has met your expectations!

Rated 5 out of 5 stars

I have recently joined the Ultimate…

I have recently joined the Ultimate team as a customer and my manager Dawn Brown and her assistant Keiran Clayton are both so helpful and will always be there to support and assist and bend over backwards..

Great team and so helpful

2 January 2025
Unprompted review
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Reply from Ultimate Finance

Thank you very much for your review Nicholas! We're proud to be your funding partner of choice and will be sure to pass the great feedback on to the team.

Rated 5 out of 5 stars

Ultimate Common Sense

Simply the best lender to work with if common sense is what you need. Far to many people promise the world but fail to deliver, that is never an issue with Ultimate and Laurence Trevaskis is a great human to have on your side. Thank you for all the continued support, excellent communication and brilliant lending!

11 December 2024
Unprompted review
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Reply from Ultimate Finance

Thank you for such a great review, Joe, we really appreciate your kind words! We're delighted our approach to funding works for you and that Laurence has been key in supporting the ambitions of your business!

Rated 5 out of 5 stars

Amazing service and customer care

As a company , we have been using Ultimate Finance for a while and have never had any issue. I personally deal with Lesley, who is the relationship manager at ultimate finances. She has always been helpful with any request we have had.
Thank you , for all your support and the service that Ultimate finance and yourself providing to our growing company .

10 December 2024
Unprompted review
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Reply from Ultimate Finance

Thank you for your feedback, Greta, it means a lot! We're proud to hear that Lesley and the team have been meeting your expectations when it comes to service!

Rated 5 out of 5 stars

Committed to Supporting Growth

Took the time to truly understand our business and what we need now, as well as how those needs will change as we grow the business. Readily contactable, practical and supportive. The flexibility and reaction time vs traditional IF providers is stark and exactly what we need. Another USP is having direct operational support rather than being thrown into a general contact centre so it truly is a relationship from both sides. Thank you Helen and Hannah- keep doing what you do

28 November 2024
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Reply from Ultimate Finance

Thank you very much for such a great review, James! We're proud to be your funding partner of choice and to play a part in your business' success!

Rated 5 out of 5 stars

Excellent customer service

Rachel and Kieran are extremely knowledgeable and are always on the other end of the phone and email for support and guidance. They have been very helpful and it is an absolute pleasure doing business with them on a daily basis

26 November 2024
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thanks for the feedback Johnny, it's much appreciated! We're proud to hear our team is meeting your expectations when it comes to a funding partner!

Rated 5 out of 5 stars

We have been using Ultimate Finance for…

We have been using Ultimate Finance for many years, and are extremely happy with the service provided. Any problems or issues are efficiently resolved by our account Manager Ben Hunter and the team. Great service!

21 November 2024
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Reply from Ultimate Finance

Thank you for your feedback, Rebecca, it means a lot! We're proud to hear that Ben and the team have been meeting your expectations when it comes to service!

Rated 5 out of 5 stars

In the time working with Keiran he was professional and efficient

In the time working with Keiran he was very responsive to all my emails & calls, very efficient in processing our applications, calm when dealing with any problems that came up, and just a generally nice helpful person.

1 November 2024
Unprompted review
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Reply from Ultimate Finance

Thank you for taking the time to share your review with us, Jenny, we really appreciate it and we're delighted that you found Kieran to be a great asset to your facility!

Rated 5 out of 5 stars

Working experience with UFL

We have been using Ultimate Finance for over ten years and can only say good things about their business model. Any problems or issues that have arisen have been quickly and efficiently resolved by their team. Keep up the good work it's one part of our business that we don't need to worry about.

21 November 2024
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Reply from Ultimate Finance

Thank you for your great feedback, it's much appreciated by everyone in our team! We are delighted that you are satisfied with the level of support our team is providing you and your business!

Rated 5 out of 5 stars

Excellent Support

Always there when I need anything and understands the construction industry well. I'm always transparent with everything I do in the Company which I believe Ultimate like.

21 November 2024
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you very much for such a great review, we're proud to be your funding partner of choice and to play a part in your business' success!

Rated 5 out of 5 stars

5 star - Ultimate Finance

I have been using the services of Ultimate finance for almost a decade. They are very attentive and give me a great service. Ria Seward who looks after me has done a great job and I am very grateful for her support, she often goes beyond expectation to help me.

20 November 2024
Unprompted review
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Reply from Ultimate Finance

Thank you very much for taking the time to share your feedback with us, Claire! We're delighted to know you are happy with our levels of service and that your expert Relationship Manager is meeting your expectations!

Rated 5 out of 5 stars

Lesley Mouncher

We have been working with Ultimate Finance since 2017, Lesley our account manager is behind us every step of the way assisting, advising and generally helping with advice when needed. It’s almost like calling a friend.

19 November 2024
Unprompted review
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Reply from Ultimate Finance

Thank you for taking the time to share a review of your facility with us, Chrissy, we really appreciate it! We're delighted to hear about your great relationship with Lesley and how her support is helping your business meet its ambitions!

Rated 5 out of 5 stars

Four Years with Ultimate Finance

We have been working with Ultimate Finance for over four years and our account manager Ria Seward has been an absolute delight to work with. She is always professional, friendly and gives us the best advise on all our important matters. We value her input and together we have built a very strong platform to work on.

18 November 2024
Ultimate Finance logo

Reply from Ultimate Finance

Thank you very much for the review, Amir! Here's to many more years of success working together!

Rated 5 out of 5 stars

This company has been very supportive…

Ultimate Finance are a company that has been very supportive to our business they are flexible and understand our business needs. Most importantly the Relationship Manager allocated to us has always been on hand for any difficulties to help us overcome them. We know we are in safe hands with people that make the time for us when ever we need them. Thank you.

18 November 2024
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for such great feedback, we really appreciate it! We're delighted that your business has been benefiting from the support of our tailored funding solutions and expert Relationship team!

Rated 5 out of 5 stars

We have dealt with Ultimate and our…

We have dealt with Ultimate and our account manager Ria for a number of years. We are not a large account and the cash flow element of invoice finance is very important to us . Ultimate have proved to be most reliable funder we could hope to have and whenever we have had a problem Ria has dealt with things efficiently to our best advantage. I can only than them for all their help over a number of years

18 November 2024
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Reply from Ultimate Finance

Thank you very much for your amazing review, Susan, we really do appreciate it! We're delighted that your Invoice Finance facility and Ria's support are helping to support your business and its ambitions!

Rated 5 out of 5 stars

Have been using Ultimate Finance for a…

Have been using Ultimate Finance for a number of years now & it has been a positive experience. The platform is easy to navigate, & accommodates the various currencies that my international customers use.
I particularly appreciate the help I receive from Ria Seward & her team as I am a scientist & not 'accounts minded', so am grateful for her assistance & patience when I make my usual errors on uploading invoices/credit notes...

15 November 2024
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Reply from Ultimate Finance

Thank you for the review, Paul, that's much appreciated! We're delighted to hear our team is helping you keep your business moving and that your facility meets all of your expectations!

Rated 5 out of 5 stars

The Way to Conduct Business Dealings

Dealing with Steve Brook was great.
Having dealt with finance companies most of my working life, what I found most satisfying was the understanding that business dealings don't have to be done with 'stone faces' on - their ability to be professional while operating in a friendly down to earth fashion was so pleasing.
For people that don't deal often with asset financiers I would highly recommend Ultimate Asset.

13 November 2024
Unprompted review
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Reply from Ultimate Finance

Thank you for your great feedback, Paul, we really appreciate it! It's great that you've found we bring a difference to business funding and that our relationship-driven approach was beneficial to you and your business! Thank you very much for the recommendation!

Rated 5 out of 5 stars

Working relationships

Ultimate Finance are very efficient in a friendly way. They build a relationship that is personalised to your organisation. A select number of contacts ensures you never have to speak to a stranger.

Their culture and ethos sets them apart from other funding agencies and they are a pleasure to work with. Many thanks must go to my relationship manager, Jane, who really does go above and beyond, on a regular basis.

15 January 2024
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Reply from Ultimate Finance

Thank you very much for such a great review, Liz! We're proud to be your funding partner of choice and to play a part in your business' success!

Rated 5 out of 5 stars

Lesley at UF is extremely helpful and…

Lesley at UF is extremely helpful and always responds quickly to any requests. We have a long term relationship with UF and they are flexible and accommodating when we need them to be. The platform is easy to use.

6 November 2024
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your great feedback, Katy, we really appreciate it! We're delighted to know both our funding solution and Lesley have been a great asset to your business, and we look forward to continuing to support your ambitions for years to come!

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