Ultimate stepped in at last moment as an invoice finance provider. Adam and his team moved mountains to get an acceptable deal onboard in record time.... 10 working days from initial conversation to p... See more
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At Ultimate Finance, we’re committed to delivering the right funding solutions for UK businesses. With over 20 years’ experience in the lending market, you can rely on our expertise to achieve impressive results. The kind of results that will see clients and introducers come back again and again.
The Right SolutionCreative, flexible thinking First and foremost, we’re customer led. We listen to what clients want. Then we apply our funding expertise to deliver what they need. It’s funding that works.
The Right PeopleValuable insight, dedicated support With us you’ll have the dedicated support of funding experts, skilled underwriters and product specialists – strategically placed throughout the UK to offer a truly personal service.
The Right ProcessSpeed, ease, quality Skilled funding specialists and the latest technology allow us to seamlessly manage the process from start to finish, and keep you up to date as we go.
The Right PartnerLong-term commitment We’re not just a lender, but a partner. People you can build a long-term relationship with. People who will provide a truly integrated service. And who will essentially become part of your team.
The Right ChoiceWe’re in a uniquely strong position The flexibility and personal service of an independent specialist, combined with the backing of the Tavistock Group enable us to bring breadth and depth to our funding solutions
Get funded Become an introducerWritten by the company
Equinox North, Great Park Road, Bradley Stoke, BS32 4QL, Bristol, United Kingdom
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The product range offered by Ultimate was as good and in some cases better than the other banks we approached. They're very cost-competitive. Their team are superb, starting with the RD Richard who was great during the evaluation and take-on process. Going forward once contracted, our Relationship Manager Michelle has been excellent - very responsive, pragmatic, patient and looks for solutions not problems. Her deputy Ahmed is a joy to interact with, he is so positive and again is very responsive. This is an elite and open minded outfit who are aiming for and delivering a level of service beyond what the sector has traditionally been able to offer.

Reply from Ultimate Finance
Having been working Ben for a considerable time now, e has always been on the end of the phone when needed. His knowledge has proven to be invaluable at times and he always has what's best for me and my business in his decisions.

Reply from Ultimate Finance
Understanding your business model, strong communication, and responsiveness are essential qualities in any funder—and Ultimate Finance consistently delivers on all three. What sets them apart is their consistency, reliability, and the genuine partnership they offer. They’ve taken the time to understand our business and support our ambitions, acting not just as a lender but as a true growth partner.
A special mention to Ben Hunter, our Relationship Manager, who has been exceptional throughout—knowledgeable, proactive, and always available when we need him. We've been with Ultimate for several years now, and their ongoing support continues to be a key part of our growth story."

Reply from Ultimate Finance
we thought we would give another glowing reference the ultimate finance we was with them before for about four years or so may be more. We had a break for nearly 2 years. This was because of a contract which helped our cash flow and it made sense to leave factoring As it was not cost-effective. Now that the contract has been completed We have now gone back It was great when we called Lesley Mouncher he said when we left, just give us a quick full and we will put everything back as it was we could not believe it. We made the phone call within a week, everything was back to exactly where we Left, So a big thank you to all the team and as always, Leslie has been great. We feel as though we have not been away and we are very much looking forward to the future with Ultima.

Reply from Ultimate Finance
We have been with Ultimate Finance for a number of years now with brilliant service always received. Our Relationship Manager Lesley Mouncher is always extremely accessible and on hand to help with any queries or help we need. This gives us so much confidence that the partnership with our business helps us as we continue to expand.

Reply from Ultimate Finance
Our Relationship Manager just makes this work. The speed of action and the flexibility of our facility contributes so much to the running of the business

Reply from Ultimate Finance
Great Partners
I have been using the invoicing financing facilities provided by Ultimate Finance for a number of years and increasingly see them as a valued partner in my business.
Queries are promptly deal with and all the account managers I have dealt with over the years have been very personal, helpful and friendly.

Reply from Ultimate Finance
Ben is extremely helpful and professional. Always at the end of the phone when needed :-)

Reply from Ultimate Finance

Reply from Ultimate Finance
Making it seem easy is Ultimate Finance's USP!!! They seem to be able to say yes when others don't even listen to the question. Its a pleasure dealing with them!!!

Reply from Ultimate Finance
A great company to do business with, we felt listened to and our needs were completely understood. Plenty of hand holding during the initial steps, with real people at the end of a phone line.

Reply from Ultimate Finance

Reply from Ultimate Finance
I have a great experience working with Ultimate Finance- they are professional, responsive and helpful.

Reply from Ultimate Finance
We have used Ultimate Finance for over 5 years now and have s found them flexible , and good listeners !
They have helped us build a very successful business from ground zero to where we are now !
Thank you Ultimate Finance for your support over the years here’s to many more .

Reply from Ultimate Finance
Ultimate Finance are fantastic, not only is their pricing competitive their customer service is second to none. They have displayed fantastic levels of common sense not least when we needed to tweak a few elements of our agreement. Thank you to Simon, Julian and their respective teams....Highly recommend

Reply from Ultimate Finance
The staff are extremely polite and very helpful in all our queries

Reply from Ultimate Finance
I have been using Ultimate Finance for the past few years and it has been a great experience throughout. The team are always there to help and quick to respond. I would highly recommend to anyone needing to use this type of facility within there business.

Reply from Ultimate Finance
We have been with Ultimate Finance for a long time now, and we have really been able to push our business forward because of their support. Kaci and Debbie are fantastic to deal with and always on hand when we need them. I would really recommend this company and wouldn't use any other for our financial needs. Enterprise Workwear Ltd R. Cannon.

Reply from Ultimate Finance
What a great company to work with, they were there from the start and are such a pleasure to deal with. Nothing is too much trouble and their customer service and flexibility is second to none. You can always talk to a member of the team not a soulless automated machine that some of the big name lenders offer.

Reply from Ultimate Finance
I've been using Ultimate Finance for over a year, mainly for invoice factoring, and it's been a game changer. Cash flow was a constant challenge before, but their support has made things much smoother.
Our account manager Debbie has been brilliant—always friendly, proactive, and genuinely invested in helping our business run smoothly. Our credit controller Catherine has also been incredibly helpful, quick to respond, and great at resolving any issues that come up.
The whole process is easy to manage, and the funding comes through quickly when we need it. No hidden fees, no hassle—just reliable support from a great team.
E.thorpe

Reply from Ultimate Finance
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