UK Property Finance Reviews 314

TrustScore 5 out of 5

4.9

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Rated 5 out of 5 stars

Due to hold ups on one project which was initially going to finish funding a project abroad we applied for a bridging loan. Our initial contact was Kelly, who efficiently started our application and c... See more

Company replied

Rated 5 out of 5 stars

My Bridging Loan Application came with lots of hurdles. Ria was there at evey step with prompt, knowledgeable replies - even to my 'stupid' questions!! Ria was excellent at keeping the process moving... See more

Company replied

Rated 5 out of 5 stars

I contacted Kelly at UK Property Finance regarding a commercial mortgage product. Her detailed proposals were very clear and her speed of response was exceptional. She followed up every email with a q... See more

Company replied

Rated 5 out of 5 stars

We contacted UKPF to arrange a Bridging loan to replace an equity release mortgage.I spoke initially with Kelly Garvie who we found to be professional,efficient and amiable.Outlining clearly what w... See more

Company replied

Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service
  3. Financial Institution
  4. Loan Agency
  5. Mortgage Broker

Written by the company

UK Property Finance is a specialist provider of all types of bridging, development & commercial finance. We are directly authorised and regulated by the Financial Conduct Authority (FCA), FRN 667602. We have been involved in the world of bridging, development finance and commercial finance since 2003 and our staff at UK Property Finance have many years of high level relevant experience in all types of regulated and non-regulated property finance and all carry the required FCA or industry qualifications. As a premier partner with the major lenders we consistently offer our customers the very best rates in the lending market along with a large range of services. There are a great number of benefits when it comes to using our services, such as: Many, many years of experience at the senior level of the finance industry Our Whole of Market status, something which allows us to offer you the best rates! We can provide market leading rates! We are able to cover most finance situations, no matter how difficult you believe yours could be We are Flexible! Our offices open from 9am till 9pm, 7 days a week!


Contact info

4.9

Excellent

TrustScore 5 out of 5

314 reviews

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Rated 5 out of 5 stars

UKPF helpful , friendly & efficient

Due to hold ups on one project which was initially going to finish funding a project abroad we applied for a bridging loan. Our initial contact was Kelly, who efficiently started our application and collated our information and documentation. Once these were in place our application moved on with Ria. Ria was friendly, professional and extremely efficient. When the legal team were slow getting back with information, Ria was there chasing up and keeping the process moving, right the way to completion.

20 March 2026
Unprompted review
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Reply from UK Property Finance

Thank you for taking the time to share your experience. We’re delighted to hear that Kelly was able to get your application off to such an efficient start and that Ria provided friendly, professional, and proactive support throughout the process.

We understand how important it is to keep things moving, particularly when projects are time-sensitive, so it’s great to know Ria was able to stay on top of the legal progress and support you right through to completion. Jade, Office Manager

Rated 5 out of 5 stars

Bridging Loan Application

My Bridging Loan Application came with lots of hurdles. Ria was there at evey step with prompt, knowledgeable replies - even to my 'stupid' questions!! Ria was excellent at keeping the process moving and on the odd occasion Ria wasn't available, Jade knew every detail. Their friendly, approachable manner made a brilliant experience for helping a Novice through to completion!

6 March 2026
Unprompted review
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Reply from UK Property Finance

Thank you so much for your kind words! We’re delighted to hear that your bridging loan journey, despite its challenges, turned into a positive experience. Ria will be especially pleased to know her support and responsiveness made a difference—and we’ll be sure to pass along your lovely feedback to Jade as well.

It’s always our goal to make the process as smooth and stress-free as possible, no matter your level of experience, so we’re really glad we could support you through to completion. And for the record—there’s no such thing as a “stupid” question! Sona, HR Manager

Rated 5 out of 5 stars

Incredibly proactive and friendly service.

I contacted Kelly at UK Property Finance regarding a commercial mortgage product. Her detailed proposals were very clear and her speed of response was exceptional. She followed up every email with a quick call to check everything was received and okay, whilst expertly answering any questions. I will certainly be in contact with Kelly again as and when a need arises. Thank you.

13 March 2026
Unprompted review
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Reply from UK Property Finance

We really appreciate you taking the time to share your experience. It’s great to hear that Kelly’s proposals were clear and that her responsiveness and follow-up made the process straightforward for you. Ensuring clients feel fully informed and supported at every stage is something we place a lot of importance on, so your feedback means a great deal. We look forward to assisting you again whenever you need support with commercial finance in the future. Jade, Office Manager

Rated 5 out of 5 stars

We approached UKPF to obtain a bridging…

We approached UKPF to obtain a bridging loan, the whole process so far has been smooth and i have to recommend Priya who has been so helpful through the whole process, explaining everything in detail and answering my myriad of questions promptly and concisely .

Would 100% recommend Priya @ UKPF

4 March 2026
Unprompted review
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Reply from UK Property Finance

We’re delighted to hear that the bridging loan process has been smooth for you and that Priya has been able to support you every step of the way. Providing clear guidance and prompt communication is something we pride ourselves on, so it’s wonderful to know that Priya delivered exactly that.

We truly appreciate your recommendation and look forward to supporting you again in the future if you ever need us.

Best wishes, Jade Office Manager

Rated 5 out of 5 stars

Priya was very helpful and professional

Priya was very helpful and professional
She made all the process so easy .
Definitely will recommend her to friend and family.

20 February 2026
Unprompted review
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Reply from UK Property Finance

Thank you so much for your kind words! We’re delighted to hear that Priya was helpful and professional and made the process easy for you. Your recommendation truly means a lot to us. We appreciate your trust and look forward to assisting you, your friends, and your family again in the future. Regards Jade, Office Manager

Rated 5 out of 5 stars

Five star experience - Bridging loan.

We contacted UKPF to arrange a Bridging loan to replace an equity release mortgage.I spoke initially with Kelly Garvie who we found to be professional,efficient and amiable.Outlining clearly what was possible and always getting back quickly by phone or email.
The refinance was time sensitive and UKPF worked tirelessly to make the cut off date,
Jessica and Ria were also involved in achieving a positive outcome.
We would have no hesitation in recommending this company

27 June 2025
Unprompted review
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Reply from UK Property Finance

We’re delighted we could help you secure the bridging loan and successfully refinance your equity release mortgage, especially with the time pressure involved. Situations like this really highlight how important clear communication and teamwork are, so it’s great to hear that Kelly, Jessica, and Ria made such a positive impression. I’ll make sure your kind words are passed on to them.

It was a pleasure working with you, and we truly appreciate your recommendation. If you ever need support again in the future, we’ll be here to help. Regards Jade, Office Manager

Rated 5 out of 5 stars

Kelly Garvie is very helpful and…

Kelly Garvie is very helpful and professional individual . She is an asset to the company she work for. I have no hesitation in recommending her to my network

16 December 2025
Unprompted review
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Reply from UK Property Finance

We’re pleased to hear that you found Kelly helpful and professional throughout. Your recommendation is very much appreciated, and we’re glad we could support you. Regards Jade, Office Manager

Rated 5 out of 5 stars

Been dealing with Kelly who has been…

Been dealing with Kelly who has been excellent and extremely helpful

5 December 2025
Unprompted review
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Reply from UK Property Finance

We’re so glad to hear this! Kelly will be thrilled to know her support made a difference. Regards Jade, Office Manager

Rated 5 out of 5 stars

Kelly was very professional

Kelly was very professional and tenacious in locating property remortgage finance for 1 of our portfolio properties which was a challenge given the all the requirements / rules etc that lenders like to have these days.

27 November 2025
Unprompted review
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Reply from UK Property Finance

I really appreciate your kind words. It’s been a pleasure working with you so far, and I’m glad we’ve been able to navigate the requirements and make solid progress in securing the right remortgage solution for your portfolio. Thank you for your continued trust — I look forward to bringing this through to a successful completion together. Regards Jade, Office Manager

Rated 5 out of 5 stars

Kelly was always calm and professional…

Kelly was always calm and professional and responded quickly to both emails and phone calls and carefully explained things. Excellent service

14 November 2025
Unprompted review
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Reply from UK Property Finance

We're delighted to hear that Kelly provided quick, efficient, and professional support. It's great to know her calm approach and prompt communication made a positive impact. We’ll be sure to share your kind words with her. Regards Jade, Office Manager

Rated 5 out of 5 stars

Bridge Loan

I recently spoke with Kelly regarding a bridge loan, and I was very impressed with her service. She listened carefully to my requirements, was highly informative, and responded promptly with a quote. Although I couldn’t proceed as the property fell through at auction, I will definitely return to them in the future due to the excellent service Kelly provided.

12 November 2025
Unprompted review
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Reply from UK Property Finance

We really appreciate you taking the time to share your experience. It’s great to hear that Kelly provided such attentive and informative service throughout your enquiry. Although the property didn’t work out on this occasion, we value your feedback and look forward to assisting you in the future. Regards Jade, Office Manager

Rated 5 out of 5 stars

Ria and Pria supported me well during…

Ria and Pria supported me well during the process which had the potential to be very overwhelming!

3 November 2025
Unprompted review
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Reply from UK Property Finance

It’s great to hear that Ria and Pria helped make what could have been an overwhelming process feel manageable and supportive. We’ll make sure they know how much their efforts were appreciated. Regards Jade, Office Manager

Rated 5 out of 5 stars

Ria, brilliant broker

Ria - thank you so much, you’ve been absolutely brilliant . Always remained calm, and extremely courteous, even when I was getting a bit hot under the collar , and kept me informed every step of the way.
I highly recommend this company if you need a bridging loan.

10 November 2025
Unprompted review
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Reply from UK Property Finance

We’re delighted to hear that you had such a positive experience. Ria will be thrilled to know her calm and courteous approach made a difference and helped keep things on track. We truly appreciate your recommendation and are grateful for the opportunity to assist with your bridging loan. Regards Jade, Office Manager

Rated 5 out of 5 stars

Highly recommend

Priya was amazing helping us all the way through process and went above and beyond to provide an excellent service supporting us every step of the way. She is a great credit to the company and could not recommend herself and the company enough.

30 September 2025
Unprompted review
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Reply from UK Property Finance

We're delighted to hear that Priya provided such excellent support at the beginning of your journey. We're proud to have her as part of our team and grateful for your recommendation. Regards Jade, Office Manager

Rated 5 out of 5 stars

kelly is very knowledgeable has been…

kelly is very knowledgeable has been very helpful and i would highly recommend to others

26 September 2025
Unprompted review
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Reply from UK Property Finance

Thanks for your feedback Peter. We're thrilled to hear that Kelly’s knowledge and support made a positive impact. Your recommendation means a lot to us, and we’re always here to help whenever you need! Regards Jade, Office Manager

Rated 4 out of 5 stars

Ria was very helpful

Ria was very helpful & always replied to questions promptly as was Kelly in her absence. Thank you for your help

16 September 2025
Unprompted review
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Reply from UK Property Finance

We're delighted to hear that Ria – and Kelly in her absence – were able to support you promptly and helpfully throughout the process. We really appreciate you taking the time to leave this feedback, and we're always here if you need any further assistance in the future! Regards Jade, Office Manager

Rated 5 out of 5 stars

Ria Patel and Kelly Garvie Great service!!!

Ria Patel and Kelly Garvie - wow - thanks very much from start to finish- thanks - where I did not get my first product you guys were on hand to get back to me with a new product and a great service thanks very much guys.

I know where to go when I need to think about more home improvements etc.

Michael

19 September 2025
Unprompted review
UK Property Finance logo

Reply from UK Property Finance

Thank you so much, Michael! We're really glad to hear that Ria and Kelly were able to support you from start to finish and find the right solution when the first option didn’t work out. Don’t hesitate to reach out when you’re ready for those home improvements — we’ll be here to help! Regards Jade, Office Manager

Rated 4 out of 5 stars

Big Thank You & Well done to Ria Patel…

Big Thank You & Well done to Ria Patel for putting up with us and getting us through to completion despite the hurdles. Ria dealt with our queries in a timely way and tried to go above and beyond her remit to help us complete our refinancing. Highly recommend!

29 August 2025
Unprompted review
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Reply from UK Property Finance

Thank you so much for your wonderful feedback! We’re thrilled to hear that Ria was able to support you through to completion, even with the hurdles along the way. Your kind words truly mean a lot, and we’ll be sure to pass them on to her. Going above and beyond is what we aim for, and it’s great to see Ria recognised for her dedication. We really appreciate your recommendation! Regards Jade, Office Manager

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