Chelseai Oros was so easy to work with. I had a million questions and she answered them all. She put me at ease by clearly explaining the entire process, starting with what to expect on day one through the end of the program. No high pressure sales. I feel like I finally have a solution, and a huge weight has been lifted from shoulders.

The person listened and educated me. I appreciated it.

Kim made this experience painless. She provided me with useful information, care & compassion, and help me build confidence that I was making the wise decision going forward with debt relief. I just can’t stop sharing with friends and family the freedom I feel from the guilt of owning debt.

Hassan made the experience. He answered all my questions, twice, and made me feel more comfortable with the whole process.

Michael Hudson was such a great help in answering all my questions and concerns!

Matthew Gertz, was amazing and truly took the time to get to know my financial situation and help me take a huge weight off my shoulders.
A+ across the board!

Amelia Harwell very informative answered all questions very patient guiding me thru the process

James Armstrong was very helpful and answered all questions and explained the process very well . I really appreciated his willingness to take the time and make sure I understood everything !

I felt someone from my family listened my problem. He was really professional and helpful. Explained every thing with clearly. Answered all my concerns and questions. Thank you so much. Thank you so much . Five star.

Jasmin was amazingly easy to talk with. She had a listening ear, and very helpful answers to all of my questions. She explained everything very well and had a lot of compassion about my situation that was not fake or off-putting.

Clear communication and understanding.

Working with Sam was extremely easy. He made the process understandable, he walked me through everything that I had questions on and even made changes based on why I was most comfortable with consolidating. I highly recommend working with Pennie.

Joel Nelson was friendly and very helpful. I am/was embarrassed but Mr. Joel put my mind at ease and he really cared. Mr. Joel made my process simple and I can see a light at the end of my financial tunnel. Thank you

I reached out Freedom Debt relief, I was currently working with another company. I don’t believe they had my best interest in mind. I regress, the phone was answered by employee Kim Lerouge. I explained my problem and situations. She explained the process FDR uses. I must say she made me feel comfortable and told me how it is! Hats off to FDR I hope they have more people like Kim because she makes a difference.

Janice Rivas did a amazing job and helped me step by step with the process. I appreciate all the help.

Tanner is professional and patient. He walked us through the entire process and ensured we understood the steps and potential impacts. I was in a different debt relief program earlier but decided to enroll with Tanner/Pennie.

We had an incredible experience with Pennie Management, especially David Nervaiz. We initially contacted David hoping to qualify for a loan to consolidate funeral expenses we had to put on credit cards after our daughter was tragically killed in a head-on collision in June. We were overwhelmed by the unexpected debt we were facing.

When we didn’t qualify for a large enough loan, David didn’t just leave us without options. He listened to our situation, explained a debt relief program that could better fit our needs, and walked us through everything with compassion, patience, and absolutely no judgment.

What stood out most was that David genuinely cared about more than just helping us deal with our debt. He helped us see a path toward a better financial future. He showed us the numbers right on our computer, and we were amazed at how much we could save each month. We now have a plan to become debt-free within five years while also building our savings, and FDR will work directly with our creditors to negotiate our debts and payment arrangements.

After everything our family has been through, having someone treat us with kindness and give us hope when we felt overwhelmed means more than we can say.

Thank you, David and Pennie Management, for helping us find a way forward when we needed it most. ❤️

JAMES was really helpful and he wasn’t trying to sell me on the program, he was just giving me the information and letting me make my own decision. I appreciate the thoroughness in reviewing my options and it was a great overall experience.

Miles was great to work with. Very informative!