Sunshine Loans Reviews 648

TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Considering 621 reviews, reviewers had a great experience with this company. Customers frequently highlight the quick turnaround for loans, often receiving funds immediately after approval, which makes the process very straightforward and fast. The application process is described as user-friendly and easy, with many appreciating the efficiency and speed of transactions. People also commend the customer service for being polite, helpful, and professional, especially when they manage to connect with a live person. However, some people were dissatisfied with the payment process, noting issues like unexpected changes in repayment amounts or difficulties in updating payment information. A few other people also felt that customer service response times were lengthy, with some experiencing automated systems that prevented them from speaking to a representative.

What people talk about most

Payment

Reviewers mention ambiguous feedback about payment, with some customers reporting immediate funding and quick... See more

Service

Customers consistently note positive experiences with service, often praising the ease and speed of the loan... See more

User experience

Consumers generally express satisfaction with the user experience, often describing it as fast, easy, and... See more

Customer service

Users describe ambiguous interactions with customer service, with many reviewers reporting extremely negative... See more

Response time

Clients share ambiguous opinions on response time, with many reviewers praising the quickness of loan... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Quick turn around to borrow loans, usually immediately after paying off the previous loan! No advance notice as to when your loan is due. Short hold periods when attempting to call customer service w... See more

Company replied

Rated 4 out of 5 stars

Getting the loan was very straight forward and very fast. The problem is the website is not so on the ball. I tried to update my address so it would match my bank information and it would except the c... See more

Company replied

Rated 4 out of 5 stars

When I was forwarded to another email, I was sent to and someone who knew nothing of what I wanted. This happen often.

Company replied

Rated 5 out of 5 stars

Timely accepting my request only thing I ask for same amount and they only approved half of wat I was needing other than that great job

Company replied


4.1

Great

TrustScore 4 out of 5

648 reviews

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Replied to 100% of negative reviews

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Rated 1 out of 5 stars

Daughter Tried Compamy. HORRIBLE EXPERIENCE

Based on my daughters experience....WORST CUSTOMER SETVICE EVER! THEY HAVE LIKE 2 PEOPLE AND USE AI. HEADS UP. EMILY WHO ANSERS THE PHONE IS AI. THEY LIE AND SAY FUNDS ARE SENT. YOU STAY IN AN ENDLESS AI LOOP IF YOU HAVE TO TALK TO SKMEONE ABD AFTER 15 MINUTES THEY HANG UP. THIS IS WHAT ZERO CUSTOMRR SERVICE LOOKS LIKE AND THEY DO NOT CARE. ALL AI AND ALL BAD. PLEASE BOYCOTT COMPANIES THAT VALUE PROFIT OVET PEOPLE. HORRUBLE,. USE ANY OTHER COMPANY. THIS IS AN AISTRALIAN COMPAMY THAT REPLACED SERVICE WITH 2 TO 20 DAY RESPONSE TOMES VIA EMAIL ONLY. THEYVE GONE SO DEEP AI IT TAKES AT LEAST 3 HOURS TO GET A HUMAN ... MAYBE. BUT MIN 2 DAiY RESPOMSE TIME.

1 June 2026
Unprompted review
Sunshine Loans logo

Reply from Sunshine Loans

We appreciate you taking the time to share your feedback, and we understand your concern. We sincerely apologize for any inconvenience you experienced.

At Sunshine Loans, providing clear communication and excellent customer service are our top priorities. We’d appreciate the opportunity to review your concern further.

Please contact us at info@sunshineloans.com so we can assist you directly.

Rated 1 out of 5 stars

I did not request this loan

I did not request this loan
I never signed or authorized it.

29 May 2026
Sunshine Loans logo

Reply from Sunshine Loans

Thank you for bringing this to our attention. We're sorry to hear about your concerns and would like the opportunity to assist you.

Please reach out to us at info@sunshineloans.com so we can assist you directly.

Rated 5 out of 5 stars

good place

very helpful and help as fast as needed

5 May 2026
Sunshine Loans logo

Reply from Sunshine Loans

Thank you for your feedback. We're glad we could help.

Rated 5 out of 5 stars

Customer service is excellent when…

Customer service is excellent when verifying a questionable circumstance. I have a verifiable customer service representative whom is able to take responsibility as an employee for Sunshine loans.
Thank you

2 June 2026
Sunshine Loans logo

Reply from Sunshine Loans

Thank you for your time and feedback.

Rated 1 out of 5 stars

The deposit was sent to the wrong bank.

The deposit was sent to the wrong bank.

1 June 2026
Sunshine Loans logo

Reply from Sunshine Loans

Thank you for taking the time to share your feedback. We’d appreciate the opportunity to review your concern further. Please reach out to us at info@sunshineloans.com so we can assist you directly.

Rated 5 out of 5 stars

Straightforward

You know exactly how much you’re paying and when. Funding to your debit card is within minutes of signing your offer.

1 June 2026
Sunshine Loans logo

Reply from Sunshine Loans

Thank you for your time and feedback.

Rated 1 out of 5 stars

I can’t never get a human to talk to

I can’t never get a human to talk to. They never increase your limit. They never ask you if your income has changed. I always pay off my loan early and never get offered anything not even a dollar increase.

1 June 2026
Sunshine Loans logo

Reply from Sunshine Loans

We sincerely appreciate your feedback and are sorry to hear about your experience. We'd like the opportunity to discuss your concerns. Please email us at info@sunshineloans.com, and we'll be happy to assist.

Rated 1 out of 5 stars

No one answers the phone when you want…

No one answers the phone when you want to speak to someone all I get is AI you gotta help the elderly folks

1 June 2026
Sunshine Loans logo

Reply from Sunshine Loans

Thank you for bringing this to our attention. We're sorry to hear about your concerns and would like the opportunity to assist you. Please reach out to us at info@sunshineloans.com so we can assist you directly.

Rated 5 out of 5 stars

Thank you

Thank you. Funds received

27 May 2026
Sunshine Loans logo

Reply from Sunshine Loans

Thank you for taking the time to share your feedback. We’d appreciate the opportunity to review your concern further. Please reach out to us at info@sunshineloans.com so we can assist you directly.

Rated 1 out of 5 stars

I ended up taking the loan at a higher…

I ended up taking the loan at a higher rate and more than I wanted as I spent three hours just trying to get someone on the phone. Then I ended up emailing only to get a half-baked response and then being told to leave my number for someone to call me. Sunshine has the worst customer service and I will be paying off this loan asap and never working with this company again.

1 June 2026
Sunshine Loans logo

Reply from Sunshine Loans

Thank you for taking the time to share your feedback. We’re sorry to hear about your experience and appreciate you bringing this to our attention.

We’d appreciate the opportunity to review your concern further. Please reach out to us at info@sunshineloans.com so we can assist you directly.

Rated 1 out of 5 stars

I was told that and shown my payment…

I was told that and shown my payment would be $109.00 but what was deducted was $198.00 now this was unexpected.

15 May 2026
Sunshine Loans logo

Reply from Sunshine Loans

Thank you for taking the time to share your feedback. We’re sorry to hear about your experience and appreciate you bringing this to our attention.

We’d appreciate the opportunity to review your concern further. Please reach out to us at info@sunshineloans.com so we can assist you directly.

Rated 5 out of 5 stars

friendly

friendly, professional and always there when needed

25 May 2026
Sunshine Loans logo

Reply from Sunshine Loans

We appreciate your time and feedback.

Rated 2 out of 5 stars
Sunshine Loans logo

Reply from Sunshine Loans

Thank you for taking the time to share your feedback. We’d appreciate the opportunity to review your concern further. Please reach out to us at info@sunshineloans.com so we can assist you directly.

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