Southdownsinsurance Reviews 

5,602
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Looking at 260 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the staff are exceptionally friendly, professional, and helpful when updating travel policies or asking questions over the phone. People also appreciate the highly competitive prices, seamless renewals, and the clear, easy-to-use platform for getting instant quotes without any hassle. Some reviewers were not happy with the claims process, noting that payouts took a long time and required submitting the same documents multiple times. Consumers also pointed out frustrating communication issues, unresponsive staff, and unexpected difficulties getting certain medical or travel incidents covered under their policies.

What people talk about most

Price

Reviewers mention positive feedback about price, consistently describing quotes as very reasonable and... See more

Customer service

People report positive experiences with customer service, highlighting helpful and professional agents who... See more

Service

Users describe positive interactions with service, highlighting that representatives are friendly, helpful,... See more

Staff

Clients share positive opinions on staff, highlighting their professional and helpful demeanor during calls.... See more

Claim

Customers consistently note negative experiences with claim procedures, highlighting frequent refusals and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Third time I’ve taken out their cover and luckily didn’t have to use it! They consistently come out near the top for value and cover. Great price for someone who has pre-existing medical conditions to... See more

Rated 4 out of 5 stars

Friendly,helpful service and very reasonable price. Never claimed so couldn't give top rating as not experienced what claims would be like but overall happy with company.

Rated 5 out of 5 stars

I called to update medical history- and spoke with Nikki (?spelling) She was incredibly helpful, professional, kind and understanding. Gave me lots of options. Have been with Southdownsinsurance fo... See more

Rated 5 out of 5 stars

It is now three years that I have been insured with them. I only ever had to put one claim through and have to say it was not handled well to start with. However, customer service and management inter... See more


Company details

  1. Money & Insurance

Information provided by various external sources

Southdowns Insurance services Ltd is a General Insurance Intermediary located in West Sussex. We are licensed and regulated by the Financial Conduct Authority. Our authorisation allows us to arrange and assist in the administration of non-investment insurance contracts. You can check our entry on the FCA website at www.fca.org.uk. We currently provide sales and service support for an International General Insurance Intermediary but also offer our own products underwritten by within the AXA group. Our sales and service agents are experienced, knowledgeable and efficient, dedicating equal time and attention to service and query calls as they do to quotations and sales opportunities. We aim to provide a service that we can be proud of and one that we would wish to receive if calling or e-mailing into the office ourselves.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

6K reviews

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Replied to 100% of negative reviews

Typically replies within 2 weeks

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4.4

All reviews

(5,602)

241 reviews in the last 12 months

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Rated 1 out of 5 stars

Worst service ever

I had to claim due to cancellation due to illness, my daughter claimed for canellation due to my illness.

I can honestly say this my worst ever experience I've had with any insurance company for any type of cover. There were issues around supporting information:

Duplicate information.
Lost emails
Irrelevant information
Delayed payment
Being told contradictory information.

It took 15 weeks to settle the claim, at one point during a £3000 claim they were quibbling over £3.50.
I filed a complaint which was upheld, for which I was paid £50.

I'd never use them again

20 March 2026
Unprompted review
Southdownsinsurance logo

Reply from Southdownsinsurance

Dear Customer,

We are very sorry to learn of your claims experience and appreciate the time you have taken to provide your feedback.

Your feedback is very valuable to both Southdowns and AXA Partners and will be used to help improve our service and product to ensure we can continue to meet the high standard we strive to deliver.

We understand that you formally registered a complaint, which has now been upheld, and that your claim has been settled.

Once again, we thank you for sharing your feedback.

Kind Regards
Southdowns/AXA Partners

Rated 5 out of 5 stars

Great UK based customer service

Great UK based customer service, easy to call, super professional, helpful, polite and friendly. An exceptionally easy and positive experience all round for receiving a quote, taking out or adjusting travel insurance.

17 March 2026
Rated 1 out of 5 stars

Terrible experience

Having bought a policy for peace of mind. It has been a terrible experience trying to both claim back for out-of-pocket medical expenses we incurred when my husband needed urgent emergency surgery. As well as trying to get the company to book return flights and extend our hotel booking, when we needed to delay our return. There is no online number to call (i.e. whatsapp) so the cost of phone calls was extortionate. I frequently got cut off and so had to go through security again and again and each time got a new member of the team, so they had to read all the notes. At one stage, they even talked about moving hospitals (really handy when your husband is in agony and needs EMERGENCY surgery). Everything took so long, and in the end, that is why we ended up paying for treatment. Not sure, I expected travel insurance to work this way, but apparently this is standard. I thought because this was underwritten by AXA it would be a good reliable policy. How wrong could I have been. My husband's surgery was on the 16th Jan and here we are in March with no end in sight of our claim being paid.

16 January 2026
Southdownsinsurance logo

Reply from Southdownsinsurance

Dear Customer,

We are very sorry to learn of your experience and appreciate the time you have taken to provide your feedback.

We can confirm that all claims and emergency assistance services are managed by AXA Partners.

We have asked a member of our Senior Duty Manager team to escalate this to AXA.

Kind regards
Southdowns
Sales and Service

Rated 5 out of 5 stars

Great experience

Great experience. Forgot the ladies name but she was quick and efficient. Told me what was going to happen with amending my policy and then it was all done.

Great!

7 March 2026
Rated 4 out of 5 stars

Quick & Easy by Phone

Getting a quote from South downs Insurance was a good experience. The representative was very pleasant, knowledgeable and thorough. It wasn't long before my insurance was sorted and the policy emailed to me.

6 March 2026

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