I'm grateful and a little lucky I came across SoLo Funds. I've recommended it to many friends and look forward to helping others in the future! It's a nice kick to organizations that love to charge ex... See more
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Solo will make you go LOCO when you discover how simple they have made p2p lending and borrowing. Tired of borrowing Money from your parents ? If so then download solo funds. An app I guarantee you w... See more
Company replied
Due to an emergency, I found myself in need of help. I had heard about the SoLo Funds app and network and registered. The process was very easy. But what was most important to me is that it is a place... See more
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Well, for a community run system such as this it is quite spectacular. True to form, no credit checks and everyone starts off with a fair shot to grow and build credit with the app ecosystem. And it w... See more
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Company details
About SoLo Funds
Written by the company
SoLo is the leading community finance platform focused on working class communities. Our members borrow on their own terms and lend to make industry leading returns or a social impact.
SoLo has over +3 million users, +2 million loans funded with 82% of its members being from underserved zip codes. As one of the few certified Benefit Corporations in financial services, SoLo has emerged as the new financial service leader on pace to deliver $1B back into working class communities by Q1 ‘26.
The traditional financial system has failed our communities, excluding them from returns and access to short term cash. SoLo created something different, something more human. They went back to the basics, creating a community where people could support each other financially. SoLo calls this community finance.
Contact info
8605 Santa Monica Blvd PMB 615204 , 90069, West Hollywood, California , United States
- info@solofunds.com
- solofunds.com
The #1 Community Finance App
4.5
Excellent
3K reviews
Asks customers to review
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Reply from SoLo Funds
Dear Rich,
We’re glad you enjoy the app and feel appreciated for your on-time payments. Your feedback motivates us to keep rewarding and supporting our users!
Thank You,
SoLo Community Expert
Reply from SoLo Funds
Dear Brian,
We’re so glad we could be there for you when you needed it most. Your support means a lot, and we’ll continue working to provide help whenever it’s needed!
Thank You,
SoLo Community Expert
Reply from SoLo Funds
Hello,
Thank you for taking the time to share your positive experience with us. We're pleased to hear that Solo made a difference for you. Your satisfaction is our top priority, and your review reaffirms the hard work we put in every day.
We look forward to seeing you again soon.
Thank You,
SoLo Community Expert
I was unsure at first but advertising…
I was unsure at first but advertising is one thing results are another! So I’m pleased to receive the help I needed lovely program I’m so impressed!
31 May 2026
Reply from SoLo Funds
Hello,
We do not take it for granted that you trusted us with your financial needs.
We are pleased you joined our community and we look forward to helping you meet your goals again.
Thank You,
SoLo Community Expert
Efficient and easy to use!
30 May 2026
Reply from SoLo Funds
Dear Patricia,
We’re delighted to hear that you found SoLo efficient and easy to use. Our goal is to make accessing community-powered funding as simple and seamless as possible.
Thank you for being part of the SoLo community!
Thank You,
SoLo Community Expert
I never received the money and yall…
I never received the money and yall want me to pay it back.
29 May 2026
Reply from SoLo Funds
Hello,
Thank you for reaching out.
Your first loan was requested and funded on 29 May 2026 and you initiated an ACH withdrawal on the same day.
Kindly note ACH withdrawals take 1 - 2 business days as stated on the platform.
The funds were deposited to you on 1 June, 2026.
Thank You,
SoLo Community Expert
It was hard at first cuz I couldn't get…
It was hard at first cuz I couldn't get approved but I connected 3 debit cards then within 5 minutes I was approved.
30 May 2026
Reply from SoLo Funds
Dear Brandy,
We understand that getting a loan request accepted as a first timer can be a bit challenging, and we appreciate your patience.
We're glad you were able to complete the verification steps and get approved so quickly afterward.
Thank you for being part of the SoLo community, and we're happy to hear things worked out for you!
Thank You,
SoLo Community Expert
Reply from SoLo Funds
Hello,
We developed SoLo to help people using something different, something more human, and we are glad to hear from you that it works.
We were tired of financial services not designed for our needs and the lack of transparency, simplicity, and unfair terms.
Thank You for being part of our community where people support each other.
Thank You,
SoLo Community Expert
Solo Funds is an excellent opportunity…
Solo Funds is an excellent opportunity for the community to help one another. I will forever utilize this platform to be a blessing to many Kings & Queens.
30 May 2026
Reply from SoLo Funds
Dear Cherrelle,
We developed SoLo to help people using something different, something more human, and we are glad to hear from you that it works.
We were tired of financial services not designed for our needs and the lack of transparency, simplicity, and unfair terms.
Thank You for being part of our community where people support each other.
Thank You,
SoLo Community Expert
Reply from SoLo Funds
Dear Jason,
Thank you for taking the time to share your positive experience with us. We're pleased to hear that Solo made a difference for you. Your satisfaction is our top priority, and your review reaffirms the hard work we put in every day.
We look forward to seeing you again soon.
Thank You,
SoLo Community Expert
Reply from SoLo Funds
Hello,
Thank you for reaching out.
Our records show that there were frequent failed transactions due to insufficient funds. However, we confirm successful transaction on your SoLo card on 31 May 2026.
Thank You,
SoLo Community Expert
Reply from SoLo Funds
Dear Piton,
We’re glad to hear that you found the instructions clear and the sign-up process easy to follow.
Our goal is to make the borrowing experience as simple and straightforward as possible.
Thank you for being part of the SoLo community!
Thank You,
SoLo Community Expert
Got my funds
29 May 2026
Reply from SoLo Funds
Hello,
Thank you for your positive feedback. We're thrilled to hear that Solo met your financial needs.
Your feedback is invaluable to us and plays a crucial role in helping us enhance our offerings. We look forward to the opportunity to serve you again.
Thank You,
SoLo Community Expert
I have $1011 in uncollected loan…
I have $1011 in uncollected loan balances and Solo is not helping me collect my balances. Furthermore, I don't know how they are scoring, but one of my biggest outstanding loans was to an individual with a Solo Score in the 80s and 30 loans repaid, but my loan just so happens to be when this guy decides to break bad. What are the odds of that?
29 May 2026
Reply from SoLo Funds
Dear Phillip,
Thank you for reaching out.
The 6 outstanding loans have been assigned to a 3rd party collection agency for continued recovery efforts. Recovery efforts remain ongoing through the collection process.
The SoLo score is a reflection of the borrowers historical repayment performance and overall behavior on the marketplace.
While the score is intended to help lenders assess risk and predict future repayment behavior, it should not be viewed as a guarantee that any loan will be repaid.
Thank You,
SoLo Community Expert
Great system
Overall, it was an easy experience came through what I needed it. Awesome appreciate it.
29 May 2026
Reply from SoLo Funds
Dear John,
Thank you for your wonderful review! We're delighted to know that you loved using Solo. Our team works hard to ensure our product meets your expectations, and it's great to hear that we succeeded.
We look forward to serving you again.
Thank You,
SoLo Community Expert
Due to an emergency
Due to an emergency, I found myself in need of help. I had heard about the SoLo Funds app and network and registered. The process was very easy. But what was most important to me is that it is a place where one can find empathy and human connection. My request was filled (so grateful for my lender) and repaid as promised. I look forward to being a lender in the network in the very near future. I highly recommend SoLo Funds.
26 May 2026
Reply from SoLo Funds
Hello,
We’re grateful that SoLo Funds could support you during a difficult moment, and we truly appreciate your kind words about the empathy and human connection within our community. We’re especially happy to hear your request was funded smoothly and that your experience as a borrower was a positive one.
Your willingness to give back as a future lender speaks to the heart of what SoLo is all about — people helping people. Thank you for being part of the community and for recommending SoLo Funds!
Thank You,
SoLo Community Expert
Reply from SoLo Funds
Dear Megan,
We developed SoLo to help people using something different, something more human, and we are glad to hear from you that it works.
We were tired of financial services not designed for our needs and the lack of transparency, simplicity, and unfair terms.
Thank You for being part of our community where people support each other.
Thank You,
SoLo Community Expert
Solo Funds Posted My Private Information
Solo Funds violated their own terms and conditions when they publicly posted my personal information. Since they made my information public I have received increase attempts to access my personal accounts.
1 May 2026
Unprompted review
Reply from SoLo Funds
Dear Patty,
Thank you for reaching out.
To help us better serve you, kindly provide your email address or account name or ID so we can accurately identify your account.
Kindly share a screenshot of said post with our Customer Support team.
Thank You,
SoLo Community Expert
Reply from SoLo Funds
Dear Michael,
We’re glad SoLo could be a place where you felt supported and not alone. Knowing that being accepted made such a positive impact means a lot to us. We appreciate you being part of the SoLo community!
Thank You,
SoLo Community Expert
Reply from SoLo Funds
Dear Patricia,
We’re glad the process was easy and that you were able to get funded by a friend through SoLo.
We appreciate you being part of the community and are happy we could help make the experience simple and seamless.
Thank You,
SoLo Community Expert
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