Price was comparable to other providers but offered much better cover. No need to take extra cover on car hire as it was covered by this. Even covered some pre-existing conditions while travelling.
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
I had a good holiday and didn’t need to worry about insurance. Going through the online system produced a quote which initially very expensive. I phoned them though and found I’d selected a bunch of s... See more
Company replied
The bad news was that we had to make a claim post our Fiji boat charter. The good news was that Southern Cross provided an exceptional service in responding to this claim: - the process itself was... See more
Company replied
We use Southern Cross travel insurance all the time. We come back all the time even when we have checked out other insurances. Lucky for us we never have to use the insurance but going overseas with... See more
Company replied
Company details
- #1 of 1 best companies in Travel Insurance Company
- #2 of 3 best companies in Insurance Company
About Southern Cross Travel Insurance
Written by the company
We offer travel insurance that suits how you want to travel
We know how important it is to make sure you have the right type - and level - of cover, so we have different travel insurance policies to suit different types of travel, and the ability to personalise your cover to suit you with our optional add-ons. Whether you’re heading to Fiji for some R&R, London for an OE or Queenstown to hit the slopes, we’re with you.
Single trip travel insurance
Our award-winning single trip policy provides comprehensive cover for your international holidays! Learn moreMulti trip travel insurance
If you're planning on taking several trips overseas a year, our annual policy might be a more cost (and time) effective choice for you. Learn moreMedical only cover
Designed with the budget-conscious traveller in mind. This policy provides essential medical cover for your overseas adventures. Learn moreKiwi adventures
Designed for trips taken within NZ, this policy covers you for unexpected events like cancellations, rental vehicle excess and more! Learn moreCover for your big OE
Quality protection designed for New Zealand travellers planning to live or work overseas. Learn moreStudying in New Zealand
Comprehensive cover for international visitors while they're living and studying here in New Zealand Learn moreNon-resident cover
This policy is designed for international visitors coming to New Zealand to holiday, to live or for work. Learn moreWritten by the company
Trusted by travellers
Trusted by over 6 million travellers on their adventures worldwide+
+Based upon the total number of travellers we have insured across the markets where we operate for all our travel insurance products from January 1995 to June 2024.
Contact info
155 Fanshawe Street, 1010, Auckland, New Zealand
- 0800 800 571
- info@scti.co.nz
- scti.co.nz
4.5
Excellent
3K reviews
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Never needed to claim for my trip so…
Never needed to claim for my trip so cannot make reference
Price is alway more than one would like
Service to take out policy was painless
15 May 2026
Reply from Southern Cross Travel Insurance
We appreciate your feedback and are glad the policy process was smooth. Thank you!
Claim handled quickly and without hassles.
I had to make a claim for lost eyeglasses. The claim was paid out quickly and with no hassles.
14 May 2026
Reply from Southern Cross Travel Insurance
We are pleased your claim was handled quickly and efficiently. Thank you for sharing your positive experience.
Good value for money and peace of mind..
The Southern Cross Policy was easy to understand in terms of benefits and services for two people and was the best value for money to give us peace of mind..
14 May 2026
Reply from Southern Cross Travel Insurance
We're so glad our policy provided peace of mind and was easy to understand. We appreciate your positive feedback!
Reply from Southern Cross Travel Insurance
We're glad to hear things went smoothly for you. We aim for a hassle-free experience.
Just the feeling that I was covered
13 May 2026
Reply from Southern Cross Travel Insurance
We are so glad you felt supported. We appreciate your kind words.
We didnt have to claim but it was good…
We didnt have to claim but it was good to know we were fully covered in case we did need it
13 May 2026
Reply from Southern Cross Travel Insurance
We're glad to know you felt secure with our coverage. Thank you for your positive feedback.
Reply from Southern Cross Travel Insurance
We're so glad you found the sign-up process easy and quick! We appreciate your kind words.
Easy to sort!
Easy to sort!
All done online with no drama. Felt comfortable while away that I would be looked after should it be needed.
10 May 2026
Reply from Southern Cross Travel Insurance
We're so glad to hear you found everything easy and felt secure. Thank you for your kind words!
Booking travel insurance to Rarotonga…
Booking travel insurance to Rarotonga with SCTI was so easy via the website.
Covered scootering around the island with a very low additional charge. I think the price for both of us was better than other Companies and given Southern Cross have been around a long time, I am confident they would be great to deal with if a claim was required.
12 May 2026
Reply from Southern Cross Travel Insurance
We're so happy to hear that booking your travel insurance was easy and that you found our pricing competitive. We appreciate your confidence in us.
Easy to apply the travel insurance…
Easy to apply the travel insurance online and smooth process to claim my medical expenses. Thanks
11 May 2026
Reply from Southern Cross Travel Insurance
We're glad to hear you found the online application easy and the claims process smooth. Thank you for your positive feedback!
I have not actually used it
I have not actually used it, but taken as standby for situations unexpected. So guess it must have been wonderful for those who needed it.
11 May 2026
Reply from Southern Cross Travel Insurance
We appreciate you taking the time to share your thoughts. We are glad our product offers peace of mind.
Reply from Southern Cross Travel Insurance
We're happy to hear you found it easy and the pricing competitive. We appreciate your feedback.
So my husband broke his tooth in Bali
So my husband broke his tooth in Bali - I reported it straight away - I tried to do it online but it wouldn’t accept my policy number and then I heard back that the work needed to be done in Bali and not when we returned 2 days later in NZ! I won’t use your company again
9 May 2026
Reply from Southern Cross Travel Insurance
Hi there. We are sorry to hear about the difficulties you faced with your husband's tooth injury and our online system. We appreciate you sharing your experience, and we are reviewing your feedback to improve our processes. Take care.
Outstanding
Outstanding, prompt outcome received on my claim.
The personalised letter from Julie demonstrates soneone who cares and I am not just a number.
12 May 2026
Unprompted review
Reply from Southern Cross Travel Insurance
Hi Lynne! We are so pleased to hear about your positive experience with Julie and the prompt outcome of your claim. We truly value your kind words.
Reply from Southern Cross Travel Insurance
We are so glad you found our service easy and quick. Thank you for your feedback!
easy to use
easy to use - have not had to make a claim - so unsure of the additional services.
5 May 2026
Reply from Southern Cross Travel Insurance
Hi there. We're happy to hear that it's easy to use! We appreciate your feedback and hope our additional services meet your expectations, should you need them in future. Take care.
Very excellent Cover Easy to complete “form” online
Very easy to complete “form” online
Quick excellent cover for our holiday
6 May 2026
Reply from Southern Cross Travel Insurance
Hi Marisa. We're happy to hear that our online form was easy to complete, and we provided excellent cover for your holiday. Thank you for your feedback.
Worth the Purchase
The policy gave me peace of mind that should we have to access the insurance, it covered all the incidents we considered could happen and that the process for claiming was clear and straightforward. I was also impressed that we received an email outlining the process just before we travelled, and an email when we completed our travel, and information we needed in the event we needed to make a claim. In addition, the cost of cover was fare and reasonable.
8 April 2026
Reply from Southern Cross Travel Insurance
Hi Elena. We're happy to hear that our policy provided you with peace of mind and that the claiming process seemed clear. We appreciate your feedback regarding the helpful pre and post-travel information, and we're glad you found the cost reasonable. Thank you! Take care.
Simplistic insurance process
Luckily I didn’t need to claim for anything but the simplicity of taking out the insurance is great.
9 October 2025
Reply from Southern Cross Travel Insurance
Hi Sue. We're happy to hear that taking out the insurance was a simple process for you. Thank you for sharing your positive experience with us.
So easy to get the quote and fast…
So easy to get the quote and fast handling will use again
3 May 2026
Reply from Southern Cross Travel Insurance
Hi Jax. We're happy to hear that getting a quote was easy and the handling was fast. We appreciate your feedback and future business!
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