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RSPCA Pet Insurance (UK) Reviews 

269
•
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 200 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the affordable pricing and highly competitive rates, making it extremely straightforward to set up pet insurance online without any hassle. Consumers also highlight the remarkably smooth claim process, noting that payouts are issued fast and helpful customer support is always readily available. Many people appreciate the excellent value offered for older pets, ensuring comprehensive coverage without unexpected price hikes. However, some people mentioned experiencing frustrating delays and rejections regarding their claims, alongside notable communication issues with the service team. A small group of customers also noted unexpected policy exclusions or difficulties when trying to get timely responses from support channels.

What people talk about most

Price

Reviewers highlight positive aspects of price, frequently noting that the monthly payments are very... See more

Service

People report high satisfaction with the service, praising the quick quotes, fair prices, and seamless claims... See more

User experience

Users describe positive interactions with user experience, frequently highlighting that the online... See more

Claim

Customers had ambiguous experiences with claims, as while many reviewers praised the fast repayments and... See more

Value for money

Consumers express satisfaction regarding value for money, highlighting very affordable monthly rates and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I just want to thank the customer service and team at RSPCA pet insurance, they was so understanding and compassionate… going above and beyond to, make sure my dog could get the treatment she neede... See more

Rated 5 out of 5 stars

Oczywiście — naturalnie po angielsku: I can honestly say that this is a very good insurance company for dogs, especially for an Akita, as many other insurers refuse to cover this breed. The price... See more

Rated 5 out of 5 stars

From the start of our time with RSPCA insurance, everything has been absolutely excellent. The portal worked very well, there have never been any issues and the customer service people have been grea... See more

Company replied

Rated 5 out of 5 stars

Our Lab sustained an injury while playing fetch and required overnight anaesthesia, stitches, and antibiotics at the out-of-hours vet. The claim was accepted within 3 days and paid within another 3. N... See more

Company replied


Company details

  1. Pet Insurance Company

Written by the company

With RSPCA pet insurance*, you’ll be ready to take care of your pet when they need it.Every policy taken out supports our mission against animal cruelty and neglect.


Contact info

Get peace of mind

with our 5* Defaqto rated cover

4.4

Excellent

TrustScore 4.5 out of 5

269 reviews

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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 46% of negative reviews

Typically replies within 1 week

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4.4

All reviews

(269)

199 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Claim

My Vets submitted a claim for over £1900 and I was awarded just over £200. I will not be continuing with this Insurance when it runs out!

22 April 2026
Rated 1 out of 5 stars

Awful experience with them

Awful experience with them. I rescued a puppy from the RSPCA, and was given 28 days free cover with them. I thought great! However, when my pup went for her vaccinations she had an allergic reaction, meaning a costly trip to the out of hours vet. This was stressful enough. Submitted my claim and they classified it as “accidental” meaning they wouldn’t cover it!! I rang them up to dispute, and they’d said it was their fault and it should have been covered and would be back in touch with a decision in 3-5 days. 3 working days later, and I get told it has been reviewed and they would be in touch within TEN days! I’m £400 out of pocket, and waiting nearly a month for them to pay out. I rang them to ask why there is a delay and their advisor was incredibly rude and unhelpful. By the time they should pay out, my free cover will have ended as I will not be purchasing cover after this experience.

7 October 2026
Unprompted review
Rated 5 out of 5 stars

Oczywiście

Oczywiście — naturalnie po angielsku:

I can honestly say that this is a very good insurance company for dogs, especially for an Akita, as many other insurers refuse to cover this breed. The price is also very reasonable, especially considering that my previous insurer wanted to charge me four times more for my dog’s insurance.
I highly recommend them!

4 September 2026
Rated 1 out of 5 stars

Horrendous costumer service

Horrendous costumer service. Call centre is basically useless - long waits , rude handlers … and the website has very little functionality so you end up having to call the bloody call centre anyway. Avoid! There are better insurers out there.

30 September 2026
Unprompted review
Rated 5 out of 5 stars

I just want to thank the customer…

I just want to thank the customer service and team at RSPCA pet insurance, they was so understanding and compassionate… going above and beyond to, make sure my dog could get the treatment she needed.
Can't thank them enough, would rate them 10 stars if i could.
Keep up the great work, and once again, thank you all soooo much for helping get my dog back to full health.
Great value price, compared to others i found for my 11 year old Staffie, excellent service, and rapid claim.

22 June 2026

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