Raisin U.S. Reviews 

978
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 373 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the excellent customer service, highlighting the helpfulness, knowledge, and pleasant demeanor of the staff. Many appreciate the ease of speaking to a real person rather than dealing with automated systems, and the quick response times to inquiries. The user experience is frequently described as simple and straightforward, making it easy to open accounts, deposit, and withdraw funds. However, some people mentioned difficulties with payment processes, particularly when trying to change linked external accounts or transfer funds, citing delays and complications. A few customers also experienced issues with account access and bonuses not being paid as expected, leading to frustration and extended resolution times.

What people talk about most

Customer service

Customers consistently note positive experiences with customer service, highlighting the helpfulness and... See more

Staff

Clients share positive opinions on staff, frequently highlighting their professionalism, helpfulness, and... See more

Payment

Users describe ambiguous interactions with payment, with some finding it easy to make deposits and... See more

User experience

Customers generally express satisfaction with the user experience, finding the platform easy to use and... See more

Response time

Reviewers mention positive feedback about response time, with many customers praising the quick and efficient... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Customer service is great at Raisin. Jack O'C is always very helpful in a genuinely friendly way. You will know it is him by his lovely Irish accent and competence. He helped me when I initially si... See more

Company replied

Rated 5 out of 5 stars

Rayvnn(Raisin support) She was professional,sweet and answered 3 questions in a clear understandable manner that helped me make my decisions in a timely manner. She should be a trainer for your sup... See more

Company replied

Rated 5 out of 5 stars

I have had very good experiences with Raisin since the beginning. Customer service is great. Easy to actually speak to someone rather than dealing with AI generated response systems. Please do not... See more

Company replied

Rated 5 out of 5 stars

I have been dealing with Raisin for years now. I like the fact that you can actually call them and find someone to talk to. They are always been patient and helpful to me as a customer. I feel comfort... See more

Company replied


Company details

  1. Non-Bank Financial Service

Written by the company

Raisin is a free financial platform offering access to high-yield savings and CDs from 100+ insured banks & credit unions, all in one account. Open a no-fee Raisin account in minutes and spread your savings across our growing network of banks and credit unions. You’ll get $250,000 of insurance coverage per institution, per individual, and be able to manage your savings in one account.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

978 reviews

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4.5

All reviews

(978)

368 reviews in the last 12 months

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Rated 5 out of 5 stars

Jack O'C's precise vocabulary and…

Jack O'C's precise vocabulary and beautiful Irish accent both inspire my confidence in the Raisin platform.

6 July 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're so glad to hear that Jack's clear communication inspires your confidence in our platform. Thank you for your wonderful feedback!

Rated 5 out of 5 stars

Wendy impressed me with her care for the customer

Wendy impressed me with her professionalism, knowledge and explanation of details related to my questions.
She took care of my issues very efficiently.
Thank you, Wendy.

2 July 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We are so pleased to hear about your positive experience and that we could efficiently resolve your concerns. Thank you for sharing your kind words about Wendy!

Rated 5 out of 5 stars

Kim was very professional and…

Kim was very professional and personable. She helped me with exactly what I needed.

2 July 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We are so glad to hear that Kim was able to provide you with such professional and helpful service. We appreciate your kind words!

Rated 5 out of 5 stars

I had to do some serious business today…

I had to do some serious business today with a few of my raisin accounts. I was unable to get into my new account I was setting up. Jack was very helpful as we needed to go over every thing I was doing. It involved 4 accounts. Jack was a huge help and spent the time and effort to make sure every deposit went into the right account. Your the best Jack!!

2 July 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We truly appreciate you sharing your positive experience with us! We are so pleased to hear that Jack was able to provide such thorough and helpful assistance with your accounts. Ensuring every deposit goes to the correct place is incredibly important, and we are glad we could make that process smooth for you. Your kind words are a wonderful affirmation of our commitment to excellent service.

Rated 5 out of 5 stars

The people are well trained and always…

The people are well trained and always answer my questions even if there complicated.

2 July 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're so happy to hear that our team has been able to provide you with excellent and helpful service. We truly appreciate your kind words!

Rated 5 out of 5 stars

Quick and excellent service

Quick and excellent service. Was able to walk me through what I needed to complete my cancelation of a matured CD that I wanted to change to another bank.

30 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're so happy to hear that our service was quick and helpful in assisting you with your CD cancellation. We appreciate you sharing your positive experience!

Rated 5 out of 5 stars

YOUR TELEPHONE CUSTOMER SERVICE REP WAS…

YOUR TELEPHONE CUSTOMER SERVICE REP WAS VERY INFORMATIVE.

SHE EXPLAINED EVERYTHING ABOUT MY SAVINGS ACCOUNT AND MADE ME REALIZE THAT RAISIN IS "NOT AN ONLINE SCAM".

THE EMAILS I RECEIVED WERE NOT ON POINT AT ALL
AND A TOTAL WASTE OF TIME. THEY REALLY UPSET ME WHERE I ALMOST WANTED TO CLOSE ALL MY RAISIN ACCOUNTS AND CALL YOU GUYS A DAM SHAME SCAM!!!!!

I AM 73 YEARS OLD, WORK 60 HOURS A WEEK TO MAKE ENDS MEET FOR MY FAMILY I DON'T NEED TO BE SCAMMED OUT OF MY HARD EARNED MONEY.

PLEASE MOVING FORWARD.....I PREFER EMAIL SO READ MY MESSAGES CAREFULLY AND NEVER EVER SEND ME FLUFF CRAP RESPONSES AGAIN.
IT MAKE YOU FOLKS LOOK FOOLISH.

YOUR CUSTOMER,
ROBERT LAMARTINA

2 July 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We appreciate you taking the time to share your feedback. We are glad to hear that our customer service representative was able to provide you with clear and helpful information regarding your savings account.

We sincerely apologize that the emails you received were not helpful and caused you frustration. We understand how important it is to receive clear and relevant communication, especially when managing your finances. Your experience highlights an area where we can certainly improve, and we are taking your comments about the quality of our email responses very seriously. We are committed to ensuring our communications are always on point and valuable to our customers. We value your business and are dedicated to earning your trust.

Rated 5 out of 5 stars

Since I found Raisin and signed up for…

Since I found Raisin and signed up for CDs, Savings options, Rasin has been awesome!

29 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're so happy to hear you've had such a positive experience with our CD and savings options! Thank you for your kind words.

Rated 5 out of 5 stars

My agent helped me easily

My agent helped me easily

1 July 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that our team provided you with such easy assistance. We appreciate your positive feedback.

Rated 5 out of 5 stars

Excellent phone encounter

Eric Ebimami was very pleasant and efficient. He listened to my problem and was able to correct it right away. It could not have gone any better.

30 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We are so pleased to hear that Eric was able to assist you efficiently and resolve your issue quickly. It's wonderful to know that your experience was so positive.

Rated 5 out of 5 stars

Ashley Clark was fantastic!!!!!!!!!!!!!!!…

Ashley Clark went above and beyond in helping my wife and I navigate a complicated transaction of simply moving our account holdings to another bank. She was calm and very understanding of my difficulties in trying to figure out how Raisin works.

1 July 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We are so glad to hear about your positive experience with Ashley. It's wonderful to know that we could assist you effectively with your account transfer and clarify how our services operate. We appreciate you sharing your feedback.

Rated 5 out of 5 stars

Ethan did a great job guiding me…

Ethan did a great job guiding me through a transaction.

30 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're so glad to hear our team provided excellent guidance during your transaction. We appreciate your kind words!

Rated 5 out of 5 stars

Patient and helpful

The Raisin representative was extremely patient and helpful getting me through the online verification process and then explaining how to proceed with managing my CD afterwards. He encouraged me to call again if I have any problems, and I think he meant it!

29 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

Thank you so much for taking the time to share your experience! We are thrilled to hear that our representative was able to patiently guide you through the verification process and help you feel confident managing your CD. Providing supportive, genuine care is exactly what we strive for, and we'll be sure to pass your kind words along to the team. Please don't hesitate to reach back out if you ever need anything else!

Rated 5 out of 5 stars

I am so happy that I found "Raisin"…

I am so happy that I found "Raisin" that operates an online marketplace banking services! When I call they actually answer the phone and no waiting on hold for a long time like most banks customer service. I am so grateful that I again received excellent customer service from Josh T! He was so polite, friendly and answered all my questions with a smile....so nice that I can see it over the telephone lol! Thank you so much "Raisin" for having such a great customer service team! Love it!

26 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

Hi there, thank you so much for the wonderful five-star review! We are absolutely thrilled to hear how happy you are with the Raisin marketplace. We pride ourselves on offering quick, accessible phone support without the long hold times, so it’s fantastic to know we hit the mark for you. We will be sure to pass your incredibly kind words along to Josh T., he will be delighted to hear that his smile and friendly service made such a positive impression all the way through the phone! Thank you for being a part of the Raisin community, and we look forward to continuing to provide you with excellent service.

Rated 5 out of 5 stars

Josh was very patient

Josh was very patient, helpful and professional.

25 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're so glad to hear about your positive experience with our team. Thank you for your kind words!

Rated 5 out of 5 stars

No issues making deposits

No issues making deposits. Transfers were completed overnight so. next day the deposit was in my chosen bank.

23 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

Thank you for sharing your experience! We are glad to hear that your deposit and transfer process went smoothly and efficiently. Ensuring your funds move quickly and securely is a top priority for us. Thank you for choosing Raisin!

Rated 5 out of 5 stars

I spoke to one of the representatives…

I spoke to one of the representatives and the experience was excellent
Thank You thank you Raising for having
Such a good employee!!

24 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

Thank you so much for the wonderful review! We are absolutely thrilled to hear that you had such an excellent experience with our representative. We take great pride in our team, and we will be sure to pass your kind words along to them—it will truly make their day. Thank you for choosing Raisin!

Rated 5 out of 5 stars

My call was answered very quickly and…

My call was answered very quickly and the lady was very nice. I don’t care for the process of withdrawing funds. Having to put it in cash acct. then wait. Then move it to my bank and wait That cash acct is a waste of time

22 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We appreciate you sharing your feedback regarding the withdrawal process. We understand your frustration with the steps involved and are always looking for ways to improve our services for our valued customers.

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