I was having issues getting approved for credit elsewhere. Polar credit helped us out. You can borrow as much or as little as you can afford each time from the credit you are approved for. I would r... See more
Company replied
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See what reviewers are saying
Amazing. Borrow what you need they take min payment each month but you can pay extra on top. Interest isn't too high either. Def recommend. Def affordable compared to others
Absolutely amazing company! Staff are always so helpful and they are professional at all times. The service offered is amazing and nothing is too much for them to do. Repayments are set up with no has... See more
Company replied
The application process was okay, the money was available immediately, HOWEVER they LIED to me and said if I repaid my whole balance they would increase my limit, I asked them if they are SURE, they g... See more
Company details
About Polar Credit
Written by the company
New, simple way to access revolving credit. We are a reliable direct lender for your ongoing credit needs.
Representative example: Amount of credit: £1200, interest rate 49.9% pa (variable) and 1.65% transaction fee. Representative 68.7% APR (variable).
Representative example: Amount of credit: £1200, interest rate 49.9% pa (variable) and 1.65% transaction fee. Representative 68.7% APR (variable).
Contact info
3rd Floor, 12 Gough Square, EC4A 3DW, London, United Kingdom
- 0800 612 7188
- info@polarcredit.co.uk
- polarcredit.co.uk
3.9
Great
239 reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Hasn’t replied to negative reviews
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Fake reviews I applied than at the end…
Fake reviews I applied than at the end of application it says pending than straight away redirects me to another lender scam they sell your information to other companies
12 December 2023
Unprompted review
Great experience, recommended
Great experience. Easy, understandable and reasonable. Helping me out in my temporary financial issues..very handy..Great company.
1 December 2023
Quick and easy
Quick and easy, when credit is available on my polar account I could transfer to my bank account instantly
31 October 2023
Reply from Polar Credit
Hi Dan,
Thank you for your kind words!
We are so pleased to hear that you like our service.
Kind regards,
Polar Credit
This company never responds to your…
This company never responds to your email complaints and believes there were more than 28 days in February. Take direct debit payments from your account when you have already paid
31 October 2023
Reply from Polar Credit
Hi John,
We are so sorry to see your 1 star review.
Our team are committed to providing excellent customer service and we want to assist you. If you are able to email info@polarcredit.co.uk, we will be happy to help.
Kind regards,
Polar Credit
Excellent service
3 October 2023
Reply from Polar Credit
Hi Gillian,
Thank you for taking the time to share your review!
We are so pleased to hear that you like our excellent service.
Kind regards,
Polar Credit
Reply from Polar Credit
Hi JF,
Thank you for sharing your experience with us.
We are so pleased to hear that you like our service!
If there is anything that would take your review from 4 star to 5 star service, we'd love to hear more from you. You can email info@polarcredit.co.uk with any recommendations. Your feedback is really important to us and we will use it to improve our service.
Kind regards,
Polar Credit
Brilliant company!!
2 October 2023
Reply from Polar Credit
Hi Kathleen,
Thank you for your lovely review!
We are so happy to hear that you like our service.
Kind regards,
Polar Credit
Avoid ,very poor website to…
Avoid ,very poor website to negotiate,only way these can stay in business is to charge extorti na are rates,im surprised still trading
22 September 2023
Unprompted review
Reply from Polar Credit
Hi Sophie,
We are so sorry to hear that you didn't like our website.
As a responsible lender we want to make sure that our customers are fully informed and we have worked hard to ensure that our site provides all the information necessary. We appreciate your feedback and we are always open to making improvements to the website so do let us know if you have any recommendations and our team will look into implementing them. You can contact us by emailed info@polarcredit.co.uk
Kind regards,
Polar Credit
Reply from Polar Credit
Hi Mandy,
What a lovely review!
We are so pleased that you are happy and like our great service.
Kind regards,
Polar Credit
Polar Credit is a no nonsense lender
Polar Credit is a no nonsense lender. If you have a payment problem it is dealt with sympathetically. I would recommend Polar Credit for short term loans.
2 September 2023
Reply from Polar Credit
Hi Susan,
Thank you for taking the time to share your experience!
Our team our committed to helping our customers and we will pass on your kind comments. We are happy to hear that you would recommend our service.
Kind regards,
Polar Credit
Very long application
Very long application, not very mobile friendly and sends emails and asks you to read so much pre-contract information. Not as user friendly as other sites. Disappointing and time wasting when declined.
2 August 2023
Unprompted review
Reply from Polar Credit
Hi Daniel,
We are so sorry that you didn't like our application process.
As a responsible lender we want to make sure that our customers are fully informed, however we understand that it can be disappointing when an application isn't approved. We appreciate your feedback and we are always open to making improvements to the site.
Kind regards,
Polar Credit
Quick easy and fast got me the money I…
Quick easy and fast got me the money I needed fast with no hassle easy to understand terms conditions and repayments easy to controll
4 July 2023
Reply from Polar Credit
Hi Shane,
Thank you so much for sharing your lovely review of our service!
We are so happy to hear that you found our terms easy to understand and that your repayments were easy to control.
Kind regards,
Polar Credit
Very good company there when I need to…
Very good company there when I need to use rolling credit
4 July 2023
Reply from Polar Credit
Hi Rachel,
Thank you so much for your lovely review!
We are so happy that you like our service.
Kind regards,
Polar Credit
With all due to my unexpected life…
With all due to my unexpected life crisis, you remain patience and understanding to my situation. So 5 star is really not enough for your hard work and your very good service.
1 July 2023
Reply from Polar Credit
Hi Mrs Hines,
Thank you so much for your kind words!
We are so happy to hear that you appreciate our help and understanding. We will pass your comments on to the team.
Kind regards,
Polar Credit
Best ever
Best ever! Fast, efficient, reliable! Online! Recomend to everyone if required!
Good experience!
31 May 2023
Reply from Polar Credit
Hi Asta,
Thank you so much for sharing your lovely review of your experience!
We are so happy to hear that you found our service fast, efficient and reliable, and we are very pleased that you would recommend us.
Kind regards,
Polar Credit
Great service
Great service, easy and straightforward.
Would be nice to have an increase option tho for extra emergencies
5 June 2023
Reply from Polar Credit
Hi Tatyana,
Thank you so much for your lovely review!
We are so pleased to hear that you found our service fast, reliable and affordable.
Kind regards,
Polar Credit
Absolutely awful the site is terrible…
Absolutely awful the site is terrible gave up in the end avoid at all costs
27 May 2023
Unprompted review
Reply from Polar Credit
Hi Mark,
We are so sorry that you didn't like our website.
We appreciate your feedback and we are always open to making improvements to the site. If you have any specific requests or comments we would love to hear them. You can email info@polarcredit.co.uk
Kind regards,
Polar Credit
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