Pioneer Finance Reviews 

386
TrustScore 4.5 out of 5

4.7

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 5 out of 5 stars

I appreciate the service provided by Keegan in helping me out processing. The result may not be the one im hoping but i still appreciate his passion with what he do. Thank you for all your help and a... See more

Rated 5 out of 5 stars

Total professionalism from the first email, phone call, contact with Trinity. She was very patient with me and helped me navigate a couple of the requirements to complete the application process. Than... See more

Rated 5 out of 5 stars

I have used Pioneer, off & on, for many years. I suppose I could get a better rate via bank, on paper at least, but having proved myself long ago, I now find Pioneer easy, quick, amiable & dependable... See more

Rated 5 out of 5 stars

I have had positive motivated response right from the beginning of this year from Pioneer Finances Ltd the staff are professional but understanding eye level fast through and very efficient. The Com... See more

Company replied

Company details

  1. #3 of 4 best companies in Loan Agency
  2. #9 of 10 best companies in Car Finance and Loan Company
  3. #2 of 3 best companies in Financial Institution
  4. #3 of 5 best companies in Non-Bank Financial Service

About Pioneer Finance

Written by the company

At Pioneer Finance, we are committed to providing our valued customers with a wide range of flexible and affordable financial solutions. Our services are available to clients across New Zealand, ensuring that you can access the funds you need, no matter where you are.

Our offerings include:

1. Debt Consolidation Loans: Simplify your finances by combining multiple debts into one easy-to-manage loan with competitive interest rates.

2. Personal Loans: Whether you need funds for home improvements, a dream vacation, or an unexpected expense, our personal loans are tailored to suit your individual needs.

3. Vehicle Loans: Drive away in your dream car with our hassle-free vehicle loans, designed to help you secure the perfect ride at the best possible terms.

4. Business Loans: Give your business the boost it needs with our flexible and competitive business loans, designed to support your company's growth and success.

With interest rates ranging from 11.95%pa to 22.95%pa, we offer competitive financing options to suit a variety of budgets. Our simple 3-minute mobile application form makes it easy for you to apply for the loan you need, and our same-day approval process ensures that you can access your funds as quickly as possible.

At Pioneer Finance, we pride ourselves on our exceptional customer service and our commitment to helping you achieve your financial goals. Our experienced team is always available to answer any questions you may have and guide you through the loan process.

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

386 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Hasn’t replied to negative reviews

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.7

All reviews

(386)

70 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

. Moezphil.

Pioneer Finance made our loan application fairly easy, and then processed it fast. They treated us with respect, unlike some finance companies, who make you feel like you're a joke.
I would recommend Pioneer Finance to anyone needing a loan without hesitation!

23 December 2025
Rated 5 out of 5 stars

Review


I am writing to provide a review of the service I received in relation to my recent loan.
Throughout the process, I found your team to be professional, efficient, and genuinely helpful. The requirements for the loan were explained clearly, step by step, and I appreciated the time taken to ensure I understood each stage of the process. I was also regularly asked if I had any questions, which made the experience reassuring and supportive.
I felt well guided and supported from start to finish, and I am grateful for the respectful and clear manner in which my application was handled.
Thank you for the assistance provided and for making the process straightforward and positive.

29 December 2025
Rated 5 out of 5 stars

Thanx pioneer finance awesome

Very thankful to pioneer finance they were there for me when I was turned down by all the other finance companies signing up with Pioneer finance was so easy an strait forward thank you very much pioneer finance great experience

24 December 2025
Rated 5 out of 5 stars

Easy to follow steps when applying for…

Easy to follow steps when applying for my loan with Pioneer Finance.

18 December 2025
Pioneer Finance logo

Reply from Pioneer Finance

Thank you for your feedback George! We’re glad to hear our loan application process was clear and easy to follow. - Many thanks from the team at Pioneer Finance.

Rated 5 out of 5 stars

Great Customer Service

18 December 2025
Pioneer Finance logo

Reply from Pioneer Finance

Thank you for your positive feedback! We’re happy to hear that our team provided you with great service. - Many thanks from the team at Pioneer Finance.

Rated 5 out of 5 stars

Communication and efficiency

Communication and efficiency, great team makes feeling that you care about people. Makes our life better. Bring kindness and problems solving into the world!huge thanks 👍

18 December 2025
Pioneer Finance logo

Reply from Pioneer Finance

And a huge thank you for your kind message, Evgenii! We’re glad our team could help out. We truly appreciate you taking the time to share this. - Many thanks from the team at Pioneer Finance.

Rated 5 out of 5 stars

Very good service

Very good service

18 December 2025
Pioneer Finance logo

Reply from Pioneer Finance

Thank you for your feedback Martin! We’re glad you were happy with our service. - Many thanks from the team at Pioneer Finance.

Rated 5 out of 5 stars

Was very easy and fast

Was very easy and fast

17 December 2025
Pioneer Finance logo

Reply from Pioneer Finance

Donna, we appreciate your review! It’s great to hear our team made the process quick and straightforward for you. - Many thanks from the team at Pioneer Finance.

Rated 5 out of 5 stars

easy and fast

11 December 2025
Pioneer Finance logo

Reply from Pioneer Finance

Thank you for leaving us a review! We're glad to hear that you found our process easy and fast. - Many thanks from the team at Pioneer Finance.

Rated 5 out of 5 stars

It was simple and I was kept fully…

It was simple and I was kept fully informed through the whole process

1 December 2025
Pioneer Finance logo

Reply from Pioneer Finance

Thanks for the great feedback Linda! We’re happy to hear everything was clear and that you were kept informed every step of the way. - Many thanks from the team at Pioneer Finance

Rated 5 out of 5 stars

to be honest,it helps ne easier to find…

to be honest,it helps ne easier to find a solution for my financial problem,thank you so much.

3 December 2025
Pioneer Finance logo

Reply from Pioneer Finance

Norman, thank you for leaving us a review. It’s great to know our team could help make finding a financial solution easier for you! - Many thanks from the team at Pioneer Finance.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look