Excellent way for those whose credit is not up to what greedy companies want to be able to get what they want. Rather for yourself or a gift you now have an option to get the more expensive things.... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
I've been using Perpay for small, medium and large purchases for many years. The inventory is great with many premium brands. Never had an issue ordering or with deliveries. Once they started offer... See more
Been with Perpay for years. Had a big hiccup with my overpayment deposit. Did not arrive normally during business hours or even earlier Dropped by 6pm.I do really enjoy having nice things. Hope you as... See more
Honestly gave me the feeling of being in control again! My finances are killing me trying to get ahead or prevent from falling behind to say the least is the real struggle, but with the way it's desi... See more
Company details
Written by the company
Purchase the products and brands you love by making small, easy payments straight from your paycheck. Build credit along the way while you shop! No credit check, no interest. Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.
Contact info
Philadelphia, United States
- hello@perpay.com
- perpay.com
4.6
Excellent
4K reviews
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Ease of use and quality of goods
14 March 2026
Perpay is the way to go!
Perpay has been awesome! Great items for good prices. Items comes pretty fast as well.
19 March 2026
Easy and convenient process
Love it, I don’t have to worry about making payments they come out of my paycheck automatically
19 March 2026
May use AI-assist with repliesRead more
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
Disciminatory practices and policies I have had a per pay credit line of a…
I have had a per pay credit line of a 1000 dollars since 2021 and have not been.able to use it .reason being is i kwn my own buisness so i am my employer and cannot set up a direct deposit of my paycheck going directly to them .and i work construction contracts so i get paid by wire transfers or checks not direct deposit because my employer is always changing..that is discrimination a buisness owner or someone self employed cant use there credit card or credit line.and they charge through the roof.i make over 100000 a year and am approved for a credit line but because i wont deposit all my pay with them and i am my employer i cant use their credit line or card.thatnis garbage
18 March 2026
Unprompted review
Reply from Perpay
Thank you for reaching out and letting us know! Perpay operates via payroll direct deposit for the marketplace and credit-card platforms, meaning we are optimized for customers with traditional W-2 employment and who can proceed with electronic direct deposits. We apologize for the inconvenience this causes for self-employed professionals and contractors, and we appreciate your feedback on how we can improve our accessibility.
What made my experience great is when I…
What made my experience great is when I got my product the next day after the first payment. And the fact i didn't have to wait 3 to 5 business days to receive it, is amazing.
7 March 2026
Great place to get what you want
Great place to get what you want, excellent prices and you don’t have to worry about your payment, comes right out of your paycheck. I love this site, wide selection to pick.
16 March 2026
Gamechanger!
Superfast delivery, quality merchandise and credit increases on a fair schedule. This service has been a game changer for me and I have referred several of my colleagues who are also very pleased with the products and services provided.
16 March 2026
What a great experience
What a great experience. Perpay has been VERY easy to use. The setup was super flexible. All of the payments were made by direct deposit, which meant that I never had to worry about missing or late payments. I never even noticed and after a while I had paid for an excellent laptop, mouse and carrying case. Great on-time delivery service, by the way...
15 March 2026
This platform works pretty well
This platform works pretty well, its also easy to navigate from place to place, offers alot of extra services with plenty of great features.
15 March 2026
Mostly All Great Experiences
I’ve Had PerPay since 2023,I’ve Had Mostly All Great & Amazing Experience with PerPay Market Place & PerPay Credit Card
I Had One Situation That Wasn’t That Great,
Ordered Tires The Picture Showed The Tires As Being Able To Be Studded But The Tires Pictured/ Advertised Weren’t The Tires That Was Delivered or That PerPay Had
15 March 2026
Easy to work with easy payment…
Easy to work with easy payment arrangement helped increase my credit score. I love perpay.
14 March 2026
Great credit card option to build credit
13 March 2026
Conveinate
12 March 2026
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.