The cash advance program through Parafin and MindBody Capital has been a source of stability for my business. At first I was skeptical but I decided to accept the offer since I felt I could trust Mind... See more
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Good option for quick funds. Fees are on the high side but not as ridiculous as some merchant advances. After offer accepted on the merchant portal, funds were distributed on the same day. No cr... See more
Easy and quick, entering the manual account number works better than trying to link through the system.I was getting the wheel a couple of times so I entered it manually, had to try a few times, logo... See more
Swift, seamless, and forward thinking. The New Spoton Capital Team came in with a plan and executed. They were expedient with helpful information. Special thanks to Zack for being on top of it. Spoton... See more
Company details
Written by the company
Parafin provides fast and flexible financing to small businesses on platforms like DoorDash, Amazon, Walmart, and more. We offer a variety of capital products and financial services including merchant cash advances, term loans, and loans with flexible payments based on a fixed percentage of gross sales. Instead of relying on credit checks, we base eligibility on sales performance, so there's no lengthy application or extra paperwork. You can get a decision in as little as 1 business day, and if approved, funds arrive typically in 1-2 business days. Instead of interest, there's just one fixed fee you pay over the term of the advance or loan.
Contact info
301 Howard Street Ste 1800, 94105, San Francisco, United States
- parafin.com
4.9
Excellent
644 reviews
Replied to 100% of negative reviews
Typically replies within 24 hours
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Easy quick and simple i like doordash…
Easy quick and simple i like doordash work style only 1 think technically some issue about menu logo team so so the rest is good
3 December 2025
on time disbursement,quick response and…
on time disbursement,quick response and reasonable rates
3 December 2025
Definitely a great way to fund with not…
Definitely a great way to fund with not remembering to pay a bill. It will automatically come out.
2 December 2025
Quick and painless
Process was simple, approval happened quickly and deposit even quicker. Very impressive.
26 November 2025
Very easy very quick application never…
Very easy very quick application never a problem. Definitely recommend this company especially in a pinch when you’re trying to do some remodeling right away.
25 November 2025
Very easy & upfront process.
22 November 2025
Quick and painless!!
21 November 2025
I want to give this experience 5 stars
I want to give this experience 5 stars, EXCEPT I didn't have the option to choose what account my loan was deposited to or that the payments will come out of.
I have my business and personal accounts at the same bank, along with my child's account.
The funds went into the savings account of a minor, who's name isn't on my business.
And to get everything switched to my business account for repayment, I now have to provide a canceled check (who uses those anymore?) and 3 months of statement history...as if I'm applying all over again...and if the funding of the loan required 3 months of statement history to make a decision why would you look at the savings account of a child as the reason to give me a loan!?
Obviously the application was easy.
But there is also much to be desired in how the website functions.
19 November 2025
Reply from Parafin
Hello,
We sincerely apologize for the experience you’ve had, and we're sorry to hear that we did not meet your expectations.
We would love the opportunity to address any specific concerns or questions you have. Please reach out to us at rain-capital@parafin.com, and our team will be happy to assist you further.
Trusting the process
The cash advance program through Parafin and MindBody Capital has been a source of stability for my business. At first I was skeptical but I decided to accept the offer since I felt I could trust MindBody. The money was deposited directly into my business account two days later with out having to fill our loads of paperwork or deal with being denied by a bank. I’m very grateful.
18 November 2025
It was a great process
It was a great process. Easy way to fund the business in the short term.
15 November 2025
Fast and reliable
14 November 2025
Simplified processing
13 November 2025
A lifeline in business
Easy and appreciative. The funds will provide a great opportunity for us to keep advancing our business to better serve our customers.
13 November 2025
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