This is a company that sells your information to agents who then hound you to no end. You will not get a good deal at the end of this. They say that if you contact them, they will delete your info. Ho... See more
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Otto's ads might look legit online, but they're really just a lead form site. They act as a middleman to collect your personal info, sell it to other insurance companies, and get you spammed with endl... See more
Company replied
Atrocious! These kinds of things need to be made illegal. Getting spam calls from insurance companies is hell. Thank goodness that DeleteMe has an article with their official email address to dele... See more
Company replied
Filled out allo information asked for then was transferred to some guy who asked me the same questions I just answered. In turn, I was transferred to yet another person and started all over again... See more
Company replied
Company details
Written by the company
You ‘otter’ know how much you should be saving 🦦 We compare insurance rates so that all you have to do is shop quotes from the top national and regional insurance companies. We provide estimated insurance quotes to consumers across the country. We’re happy to assist you with all your auto, home, life, pet, and commercial insurance needs!
Contact info
1111 Lincoln Rd, 33139, Miami Beach, United States
- 8555382252
- info@ottoinsurance.com
- ottoinsurance.com
1.8
Poor
65 reviews
Replied to 76% of negative reviews
Typically takes over 1 month to reply
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See how their reviews and ratings are sourced, scored, and moderated.
Scamy. Steer Clear.
This is a company that sells your information to agents who then hound you to no end. You will not get a good deal at the end of this. They say that if you contact them, they will delete your info. However, they sell your info almost immediately so it doesn't matter. You will be hounded regardless.
3 April 2026
Unprompted review
Worse than useless.
I used the OTTO website and input ALL the information they asked for, including that my current insurer is Allstate. After entering everything, they came back not with a quote, but a link to Allstate. I then tried to call OTTO at the number posted in two places on their page. The call could not be connected. I found another number for OTTO and called one of their reps. I explained everything to her, gave her all the same information, and told her I wanted to get away from Allstate. That was my whole intent. She told me she would connect me with Liberty Mutual. I was connected and the lady on the other end informed me that she was with ALLSTATE, NOT LIBERTY MUTUAL! Additionally, the OTTO lady told me they would not share or sell my information, but I told her that immediately after entering my information the first time, I received a text message from a Farmer's agent and a follow up phone call. I did not go to OTTO to be misdirected and spammed and will not do business with them in the future.
4 March 2026
Unprompted review
Not an insurance company
Not an insurance company. It’s a quote service that caters to the big 5. Useless. Same as the other thousand sites that do the same.
21 February 2026
Unprompted review
Reply from OTTO Quotes
Thank you for your feedback. You’re correct that OTTO is not an insurance carrier. We are a quote comparison platform designed to connect drivers with insurance providers so they can review multiple options in one place. Our goal is to simplify the shopping process and help users find competitive rates without having to visit multiple sites individually.
We understand that comparison services aren’t for everyone, but many customers appreciate the convenience and ability to explore different offers quickly. If you experienced anything specific that didn’t work as expected, please feel free to reach out to info@ottoinsurance.com so we can help.
Otto's ads might look legit online
Otto's ads might look legit online, but they're really just a lead form site. They act as a middleman to collect your personal info, sell it to other insurance companies, and get you spammed with endless calls and emails
20 February 2026
Unprompted review
Reply from OTTO Quotes
We appreciate you sharing your concerns. OTTO Quotes is a quote comparison service, meaning we connect users with insurance providers so they can review available options. We do not sell insurance policies directly. We take privacy seriously and only share information in accordance with our stated terms and policies. Users also have options regarding communications and can opt out at any time. Our goal is to help people explore competitive rates, not to create an overwhelming experience. If you received communications that felt excessive, we’d be happy to help address that. Please reach out to info@ottoinsurance.com so we can assist directly.
Stay away from OTTO quotes
Stay away from this business, they just gather your information and put it out there for everybody to start calling you. The link you get even does not work. There should be an option for 0 star
10 February 2026
Unprompted review
Reply from OTTO Quotes
We’re sorry to hear you had a frustrating experience. OTTO connects users with insurance providers so they can compare options and potentially save. We are not an insurance carrier ourselves. If you experienced a broken link or technical issue, please reach out to us at info@ottoinsurance.com so we can review your situation and help make it right.
let me start by saying that I did find…
let me start by saying that I did find better insurance rates using Otto... my rates dropped from around $100/month to $73
HOWEVER! I've been getting non-stop calls? how many ppl did they sell my info to? I'd rather not know...
3 February 2026
Unprompted review
Reply from OTTO Quotes
Hi Jon thanks for this review! we were glad that you were able to find a cheaper rate using our service. If you wish to unsubscribe from further communications please reach out to info@ottoinsurance.com and we will be happy to assist you!
Absolute trash service that going to…
Absolute trash service that going to sell your info. Be careful
27 October 2025
Unprompted review
Reply from OTTO Quotes
Hi KONDRA, we are sorry for your experience. OTTO Quotes is a quote comparison marketplace and the information submitted is used to match you with insurance options. If you would like all outreach to stop and your information removed, please email info@ottoinsurance.com and our team will assist right away.
Atrocious
Atrocious! These kinds of things need to be made illegal. Getting spam calls from insurance companies is hell.
Thank goodness that DeleteMe has an article with their official email address to delete my info, as well as our info, from predatory and nasty companies.
2 October 2025
Unprompted review
Reply from OTTO Quotes
Hi Kelly, we’re sorry for the frustration caused by follow-up calls after requesting insurance quotes. OTTO Quotes operates as an insurance comparison platform, which means multiple licensed providers may reach out after a quote request is submitted. We understand that this can feel overwhelming. You don’t need to rely on third-party services to remove your information. We have a direct opt-out and data removal process. If you email info@ottoinsurance.com, our team will process your request and ensure outreach stops. We appreciate your feedback and are continuously working to improve the experience and clarity around how insurance quote marketplaces work.
Almost got sucked in
Almost got sucked in. They explain in their BBB poor reviews that they "contact carriers," not sell insurance. Then if they are not an INSURANCE company, why do they call themselves "Otto Insurance"? Total deception.
13 September 2025
Unprompted review
Reply from OTTO Quotes
Hi John, thank you for the feedback. OTTO Quotes is not an insurance carrier. We are an online quote comparison platform that connects customers with licensed insurance providers. We understand the confusion and are working to make this clearer. If you would like outreach stopped and your information removed, please email info@ottoinsurance.com and we will help.
Otto is not insurance
Otto is not insurance. It's spams you with emails from the same companies you were trying to get cheaper rates from. They spam you with commercials collecting your information.
19 July 2025
Unprompted review
Otto IS NOT an insurance company in Florida
Otto is NOT AN INSURANCE company. They distribute your information to several insurers, but OTTO is not listed on Florida office of insurance regulation
28 June 2025
Unprompted review
Reply from OTTO Quotes
Hi Ron, thank you for sharing this. You are correct that OTTO Quotes is not an insurance carrier and we do not issue policies directly. We are an online quote comparison marketplace that helps connect customers with licensed insurance agents or providers. If you would like outreach stopped and your information removed, please email info@ottoinsurance.com and we will take care of it.
Don’t be a sap
Don’t be a sap - this company just collects information and sells it to other pesky insurance companies
11 June 2025
Unprompted review
Reply from OTTO Quotes
Hi Robert, we are sorry for the frustration. OTTO Quotes is a quote comparison platform and the information submitted is used to help connect you with insurance options. If you would like all outreach to stop and your information removed, please email info@ottoinsurance.com and our team will assist.
Absolute lie!
Absolute lie!! Do not buy in!!! They do not cut out the middleman, my phone hasn’t stopped ringing since I tried to get a quote on 1 vehicle!!! I wish I would have never done it.
27 May 2025
Unprompted review
Reply from OTTO Quotes
Hi Sarah, we are sorry for the inconvenience after requesting a quote. OTTO Quotes is a quote comparison platform, so a licensed provider may follow up after a request is submitted. If you would like all outreach to stop and your information removed, please email info@ottoinsurance.com and we will assist right away.
It's a scam
It's a scam ! Give them your personal info and you will regret it the rest of your life.
These are Spammers. Spammed my inbox for months. They Spam for leads.
11 May 2025
Unprompted review
Reply from OTTO Quotes
Hi Chris, we are sorry for the experience. OTTO Quotes is a legitimate insurance quote comparison platform and we never want anyone to feel misled. If you would like all outreach to stop and your information removed, please email info@ottoinsurance.com and our team will assist.
I visited several websites to obtain a…auto insurance quote
I visited several websites to obtain a car auto quote for my granddaughter and found OTTO insurance by far the easiest and most compensating site of all that I visited. It was easy to apply, and I found a policy that works for us immediately. I will definitely recommend this site to friends and family.
23 February 2025
Unprompted review
Reply from OTTO Quotes
Hi Dianna, thank you for the great review. We are glad OTTO made it easy to compare options and find a policy quickly. We truly appreciate the recommendation.
Looks like a DATA COLLECTOR and NEVER GAVE ME A CAR INSURANCE QUOTE!!!
They just collected data from me and NEVER actually gave me a car insurance quote! It looks like some folks behind a nefarious scam! What this OTTO Quotes site does is after they collect your personal data, you are directed to (you "select" from a number of insurance sites)-for example, GEICO and then the data process begins again! Who knows what these people do with all the personal infromation they collect. Florida is KNOWN for lots of shady business operations...I once lived in South Florida and it is not a pleasant state to live in. The beaches are their saving grace. The state of Florida has one of the highest car insurance rates in the USA!
6 December 2024
Unprompted review
Reply from OTTO Quotes
Hi Earth Conscious Shopper, we are sorry your experience did not meet expectations. OTTO Quotes is a quote comparison platform, and depending on the details submitted, quotes may be provided through follow up with a licensed provider. If you would like outreach stopped and your information removed, please email info@ottoinsurance.com and our team will assist.
Otto is a trustful company and the…
Otto is a trustful company and the accident claims are amazing specially Jamil at Colindale branch very helpful and nice man. 5 stars service
3 December 2024
Unprompted review
Reply from OTTO Quotes
Hi Rogerio, thank you for the kind review. We appreciate you taking the time to share your experience.
They're a data collection redirect site. Not an insurance company
Just like so many other reviewers experience OTTO is a waste of time. Basically they collect your personal data then sell it to other companies. After entering your personal details you'll be redirected to as many other redirect sites you care to be strung along for. After getting redirected 5 times I received quotes which were substantially higher than my present rate.
7 October 2024
Unprompted review
Reply from OTTO Quotes
Hi Patrick, thank you for the feedback. OTTO Quotes is a quote comparison platform, not an insurance carrier, and we connect customers with licensed providers. We understand the redirect experience can feel unhelpful, and we are working to improve clarity and reduce extra steps. If you would like outreach stopped and your information removed, please email info@ottoinsurance.com and our team will assist.
It is a scam
It is a scam. They run their ad on Facebook and advertise auto premiums like $38/month full coverage. After getting all your auto and personal info they simply redirect you to Progressive, Liberty, etc. Those guys will easily charge $200 to 250/month
4 September 2024
Unprompted review
Reply from OTTO Quotes
Hi Nikolay, OTTO Quotes is a quote comparison platform, and final pricing is determined by the insurance carrier based on the details of the driver, vehicle, and coverage selected. We understand the price difference can be frustrating. If you would like outreach stopped and your information removed, please email info@ottoinsurance.com and we will help.
Misrepresented the entire experience
Misrepresented the entire experience. The add claims that they got rid of the middle man to save money. Then I've got a message from an Allstate insurance agent(!?) who is exactly a middle man! AND the quote was almost $100 MORE per month compared to what I'm paying right now. 😭
28 July 2024
Unprompted review
Reply from OTTO Quotes
Hi Arnulfo, we appreciate you leaving this review. OTTO Quotes is a comparison platform that connects customers with licensed agents or providers, and we understand your point about the middleman messaging. Rates can vary based on coverage and underwriting factors, and we know it is frustrating when the quote is higher than what you are currently paying. If you would like outreach stopped and your information removed, please email info@ottoinsurance.com and our team will assist.
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