Onlia Reviews 

3,528
TrustScore 3.5 out of 5

3.5

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 50 reviews, most reviewers were somewhat happy with their experience overall. Customers frequently commend the helpfulness and professionalism of the staff and agents. Many people highlight representatives going above and beyond to provide detailed information, answer questions, and ensure quick policy setup, contributing to a generally positive experience with customer support. However, some customers also noted significant dissatisfaction with pricing, citing instances where quoted values didn't match or policies increased unexpectedly. A few other people also felt that customer service could be unresponsive, leading to delays in resolving issues and a perceived lack of transparency. Some reviewers described experiences with poor communication and extended waiting times for assistance.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, with many praising their helpfulness, professionalism, and... See more

Service

Clients share ambiguous opinions on service, with many reviewers praising the great service, knowledgeable... See more

Customer service

Users describe positive interactions with customer service, highlighting helpful, communicative, and... See more

Price

Customers had ambiguous experiences with price, with many reviewers praising the good rates and affordable... See more

Response time

People report ambiguous experiences with response times, with some customers praising the quick turnaround... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The company is good and offers convenient insurance options; everyone—even business owners—looks for a company that provides affordable insurance. Based on my limited experience in this field, Amila w... See more

Company replied


Company details

  1. Auto Insurance Agency
  2. Home Insurance Agency

Written by the company

At Onlia, we make home, auto, and lifestyle & leisure insurance a breeze. Our secret sauce? We’re the only brokerage that gives customers access to multiple insurance companies and competitive pricing, with the freedom to buy online or through a broker. We keep things simple, clear, and stress-free—because insurance doesn’t have to be a headache. Bottom line: we’re here to offer straightforward, flexible options with a friendly touch—and maybe a little swagger. As a RIBO licensed insurance broker serving customers in Ontario, Alberta, and BC, we’re able to find you the best quote for your needs at the best possible price from our group of nationally trusted carriers — 24/7 online, or over the phone with a broker. We’re backed by a strong and reputable Canadian financial holdings company, Southampton Financial Inc. Southampton’s principles are recognized for creating robust and successful insurance distributors in the Canadian marketplace.


Contact info

3.5

Average

TrustScore 3.5 out of 5

4K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 53% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

3.5

All reviews

(3,528)

74 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Use to be great

Use to be great, had a policy with them for over 4 years with no issues. Somewhere randomly along the way they were unable to collect a payment...ok no problem I switch my payment method (both from the same account from Card # to account number) . They collect with no problems. 4 years later they've been bought out (or merged couldn't care less) Now I can't renew my policy because of an issue from THIER side.
Try calling them. 1 HOUR wait time for unexperienced employees that have NO CLUE what's going on. Call again same thing. Call a third time wait an 2 HOURS to get someone competent only to hear "Okay we will open an investigation. FAST FORWARD 3 WEEKS AND NOT A SINGLE EMAIL OR MESSAGE.
WHAT IS GOING ON

26 January 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Michael, we're sorry to hear about your experience, we want to make this right. Please email us at support@onlia.ca with "Trustpilot review" in the subject line so our team can look into this. Appreciate your patience!

Rated 5 out of 5 stars

Best auto insurance rate I found online…

Best auto insurance rate I found online after about 6 hours of research. Easy to use site that took payment directly.

31 January 2025
Onlia logo

Reply from Onlia

Hi Brandon, thanks for your kind words! We're glad you found our rates competitive and the process easy. You should receive your documents soon.

Rated 1 out of 5 stars

Awful service

*** EDIT***After 3 attempts someone finally answered. She said an escalation is being put in place for someone to reach out, still no answers on if I have insurance….
*******

I have been trying to get a hold of this company for over a month. Each time I call I’m on hold for an hour just for them to disconnect. They say to email them (which I have) but those go unanswered as well!
They say I have insurance with them but I have had no communication- can’t access the online platform as I cannot get ahold of anyone for a policy number.

A small charge came off my credit card ($12) which I have NO idea what that was for- trying to figure that out as well.

I just want answers- insurance is such an important thing to have and the experience I have had with this company is absolutely appalling.

30 January 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Sarah, we’re really sorry for the frustration you’ve experienced. We’ve escalated your case, and someone will be reaching out soon. We appreciate your patience and the chance to make this right.

Rated 1 out of 5 stars

Ver bad company I been left 3 months…

Ver bad company I been left 3 months without a call back or even an email for an issue it has to be dealt with on them end I been charged for a car that it been on total lost I been calling them and emailing them but no one answering they owe me money and that why they not answering my phone calls they are a scammer there’s a lot to say about this company but what I said it’s enough never again with them

31 January 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Mohammad, we're sorry to hear about your experience. We want to make this right. Please email us at support@onlia.ca with "Trustpilot review" in the subject line so our team can look into this. Appreciate your patience while we're working to resolve this.

Rated 1 out of 5 stars

The customer service agents are not…

The customer service agents are not knowledgeable and helpful! When it shows on the website that adding a G1 driver won't increase insurance premiums if they are not primary driver of the vehicle then agents told me I have to pay $60 more if I want to add my spouse who is a G1 licensed driver.

29 January 2025
Onlia logo

Reply from Onlia

Hi Anik, thank you for the feedback. A broker has been in touch with you to discuss pricing and the consequence of adding a G1 driver to your policy. You can also find more information here: https://www.onlia.ca/support/auto-insurance/getting-an-auto-insurance-quote/709

Rated 1 out of 5 stars

Noooooo response from last 2 months

Noooooo response from last 2 months. so frustrating. Not even received documents.

13 December 2024
Onlia logo

Reply from Onlia

Hi Dherya, we’re sorry for the delay and understand how frustrating this must be. We’ve escalated your case to the right team, and they’ll be in touch soon. Thanks for your patience!

Rated 1 out of 5 stars

Cannot cancel my policies (received cancellation letter months ago)

Since the beginning of January, I've been trying to reach their support about canceling my policies (I already received a cancellation letter in November, but my policies are still active on their site and they are trying to charge money for them). No answers from support email, and I cannot reach them by phone (trying to call several times, waited around an hour each time - no live person answered)

30 January 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Aleksey, we’re sorry for the delay and understand how frustrating this must be. We’ve escalated your case to the right team, and they’ll be in touch soon. Thanks for your patience!

Rated 1 out of 5 stars

The service is suck trying to talk to…

The service is suck trying to talk to customer service took so long

22 January 2025
Onlia logo

Reply from Onlia

Hi Ayana, we’re sorry for the delay and understand how frustrating this must be. We’ve escalated your case to the right team, and they’ll be in touch soon. Thanks for your patience!

Rated 1 out of 5 stars

Frustrated

Been trying to resolve an incorrect bill since November 2024. They don't answer the phone line or call back or respond by email telling me if the issue has been resolved.

25 November 2024
Onlia logo

Reply from Onlia

Hi Tasha, we’re sorry for the delay and understand how frustrating this must be. We’ve escalated your case to the right team, and they’ll be in touch soon. Thanks for your patience!

Rated 1 out of 5 stars

What a headache!

I received the email in December that it seems many received about payment not going through even though the credit card on file was active. I called Dec 27 and got through to an agent who said I have to provide my bank info now for payment. I do not like paying this way but was left with no option. I provided the info and was told payment would come out in a few days.
As of today Jan 28, payment has still not been withdrawn and I received another email about non-payment. What more can I do? I had a valid credit card Onlia withdrew from for months....told we don't take that anymore. I provide my bank info, now you won't withdraw the payment. This is extremely frustrating.
I have cancelled all my policies effective Feb 6, 2025. I received cancellation confirmation on the auto policies but am still waiting on the cancellation confirmation for the home policy for over 2 weeks now.
I need that home policy cancellation confirmation as well as a detailed final invoice of what is owed on my policies up to the cancellation date of Feb 6, 2025, and when it will actually be withdrawn. This information once could be found on the old Onlia webpage but is no longer available in my account.
Submitted ticket #309859

March 12: Still no contact from an Onlia agent but now I'm receiving emails with different amounts that seem to be attempted to be taken from my credit card unsuccessfully? Again, if someone reaches out to me I will pay the amount owing, once I receive documentation of what I am paying because the amounts do not make sense. My policies have been cancelled yet i am still trying to get ahold of someone to pay Nov, Dec and Jan.

26 January 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Jason, we’re sorry for the delay and understand how frustrating this must be. We’ve escalated your case to the right team, and they’ll be in touch soon. Thanks for your patience!

Rated 1 out of 5 stars

Why is my policy being cancelled??

Why is my policy being cancelled??? I payed and I'm getting a letter for cancellation for non payment?? No one is answering this company is garbage if my premiums increase I will report this

28 January 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Ahmad, we understand your frustration and want to get this sorted. Please reach out to us at support@onlia.ca with "Trustpilot review" in the subject line so we can look into this.

Rated 1 out of 5 stars

Terrible service

The live chat service is terrible. It doesn't connect me to an agent.
The phone service is even worse. I have waited for 30mins to 1 hours with no response.

The email service is slow and takes up to a week to get a response, which is usually pretty generic and unhelpful.

27 January 2025
Onlia logo

Reply from Onlia

Hi Shrey, we’re sorry for the frustrating experience. We’ve escalated your case to the right team. We appreciate your patience while we're working to resolve this.

Rated 1 out of 5 stars

Impossible to update billing info.

I’ve been trying to update my billing info for 2 months.

Every time I call I’m on hold for 2 hours then they hang up.

Support emails go unanswered. Website doesn’t work. Chatbot says to call or email.

Live chat never works.

Now I’m being told they weren’t able to bill me. No kidding.

When I finally get ahold of someone they better not be a NSF fee.

Edit: I’ve never been called after a promise here or from a sales agent (They will sign you up but not service you)

I finally got ahold of someone after a total of 8 hours of hold over 2 days. They asked me to email them. So I’m sure that will go no where.

I asked to speak with a supervisor and was denied supposedly the agent has no company support what so ever and is an island.

They said I could be expecting a phone call in the next 1 -3 business days and I better.

The two times I’ve been able to speak with anyone have gone to “email” but all phone calls have been recorded.

Update: 1 business day. No emails or phone calls.

Update: 2 business days. No emails or phone calls.

Update: 3 business days have passed no emails or phone calls. Guess it’s time for the Ombudsman.

24 January 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Tyler, I’m really sorry to hear about the trouble you’ve been having with updating your billing info and the long wait times. I understand your frustration. I’ve asked someone from our team to look into your request, and we’ll get back to you as soon as possible to resolve this. Thanks for your patience!

Rated 1 out of 5 stars

Complete garbage service

Complete garbage service. Sent me a cancelation letter with no reason for cancelation so I obsltained new insurance with a new company and now they are trying to continue taking money out and my policy still says active I have proof of letter as well as my lender got the same one saying I was canceled and they still try to pull money after my canceled date. No answers on the phone and no replys by email. Do not use onlia they are garbage

7 January 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Dalton, thank you for your feedback, and we're sorry to hear about your experience. We’d be happy to look into this further for you. I've escalated your request to our team.

To clarify, we take pre-payment for the full month and process refunds the following month. For example, if your policy expired on January 7th, you would be billed for the full month of January and receive a refund for January 8–31 around February 10th.

Rated 2 out of 5 stars

Impossible to get a hold of customer service/NO RESPONSE

EDIT - It's been two days and NO ONE has contacted me regarding this issue. This company no longer has any of my trust.

They used to be good but what the hell has happened.

My credit card was compromised and as a result the bank put a hold on it, so I submited an update to my insurance payment. They never processed the change or responded to the submission.

They are not responding to emails, they are not answering their phone lines. Now my insurance is unable to be paid because they did not process the change.

27 January 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Tanya, thank you for bringing this to our attention, and we’re sorry to hear about the trouble you’ve experienced. I’ve requested someone to look into this for you.

Rated 1 out of 5 stars

Can never get ahold of the company…

Can never get ahold of the company since the merge its been horrible can't do anything on the app or website now

25 January 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Kenneth, I’m sorry for the frustration caused by these issues. We’ve escalated this to our team to look into it and ensure you get the support you need.

Rated 3 out of 5 stars

The service call is very difficult to…

The service call is very difficult to get through, I wait for about 1 hour, after connected, after I said 2 sentences, it was (accidentally?) cut off🥲🙄.
After I submitted the quote request online yesterday, so far I have not received the insurance policy.

27 January 2025
Onlia logo

Reply from Onlia

Hi Xiao, I’m sorry to hear about your experience. We’ve escalated your request to the broker who spoke with you yesterday, to ensure it’s addressed as soon as possible.

Rated 1 out of 5 stars

i left a review you said you were going…

i left a review you said you were going to get back to me and it’s been another 2 days onlia is a joke i just want to cancel at this point this is ridiculous worst insurance company if you’re thinking of signing up don’t because there is 0 customer service they don’t even answer their paying customers the only time they answered was after i left a bad review on google

26 January 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Zachery, we’re truly sorry for the delay and understand your frustration. We’ve escalated your case again to ensure it gets the attention it deserves.

Rated 2 out of 5 stars

They are unreachable!!

This is by far the worst company I have interacted with. My car got totalled and they asked me to cancel my insurance with them, since I was insured with Verassure. They first told me on the phone that they will honor my accident forgiveness program and add that to the new policy. I spoke to the agent next day, requesting a new quote and the agent was extremely condescending and told me very rudely that they will not honor it.
Either way, I decided to cancel my insurance and find another insurance provider. Next month I again get billed for my old insurance on a totalled vehicle. I have been trying to call them and they never answer and just put me on hold hours together. I can't believe that they are still allowed to operate. When I login to their system, there is no mention of my claim or my cancellation of the insurance. All my emails have never been responded to.
Just find your insurance elsewhere, they are not worth your money.

Update: Jan 28th 2025
The only way to get them to answer is to write a scathing review on TrustPilot. I received a response explaining how they process cancellations. They mentioned that I will be receiving a refund next month. I am adding another star for that. I will update the review when I finally receive the refund.

26 January 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Srinivas, I’m very sorry to hear about your experience. I see that a broker has been in touch with you today to assist. Please check your email for a follow-up regarding your policy. We’re committed to improving and ensuring you get the support you need. Thank you for your patience!

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look