NS&I Reviews 10,898

TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 4,270 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the ease of use for their services, particularly for managing payments and transactions. Many appreciate the straightforward processes for depositing and withdrawing funds, highlighting the efficiency and timely handling of their money. The overall service is frequently described as excellent, with people finding the platform user-friendly and secure. However, some customers encountered difficulties with the website, noting occasional functionality issues, especially with certain browsers. A minority of people were dissatisfied with aspects of customer service, reporting unhelpful chatbots, slow responses, and challenges in resolving complex account issues. Some also mentioned frustration with the security measures, such as quick automatic logouts and complicated verification steps.

What people talk about most

User experience

Clients share positive opinions on user experience, often describing it as easy to use, simple to access, and... See more

Website

Reviewers mention ambiguous feedback about the website. Many customers report significant frustration, citing... See more

Payment

Customers generally report positive experiences with payment processes. Many find it easy to transfer money,... See more

Service

Customers consistently note positive experiences with service, praising its efficiency and ease of use. Many... See more

Customer service

People report ambiguous experiences with customer service. Many reviewers express significant... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Easy to navigate and check monthly. NS&I informed me and paid within the time frame given. Only complaint was the winnings were not high enough, but nice nevertheless .

Rated 4 out of 5 stars

Actually, I said because it wasn’t that easy online and on the phone, it didn’t accept my details and all the additional questions mothers birthday that sort of thing. However, when I looked it up I h... See more

Rated 4 out of 5 stars

I cashed in some funds and they arrived on time but you’d expect that to happen! I don’t understand though why you cannot get hold of your money over a weekend - I requested the money on Friday and g... See more

Rated 4 out of 5 stars

For some reason, website doesn't always work fully when using Chrome, but fine with Windows... strange, but I'm no computer expert and probably something to do with settings. Otherwise, service as ex... See more


Company details

  1. Savings Bank

About NS&I

Written by the company

We’re the nation’s savings bank.

At NS&I, we support savers to achieve what they aspire to in life. We are the nation’s savings bank, and the only savings provider backed by HM Treasury. This means your savings are 100% secure, no matter how much you have saved with us.

We’ve been supporting the UK’s savers for over 160 years. With easy access savings accounts, fixed term investments and the chance to become a Premium Bonds millionaire — we’re the safe home for your savings.

Why save with us?

Written by the company

We're saving experts
We've been supporting the nation's savers since 1861. Today, millions of customers trust us with their savings.
We're the only savings provider backed by HM Treasury
We guarantee 100% of your savings – no matter how much you save.
We’re all about saving
Saving. Nothing more, nothing less. Whatever you’re saving for, we offer a range of products to suit your needs.
We're the home of Premium Bonds
Every £1 you save gives you the chance to win tax-free prizes every month – from £25 up to the two £1 million jackpots!

Contact info

Promotion box for NS&I

We’re here for you

Whether a new or existing NS&I saver, we're here and ready to help.

4.3

Excellent

TrustScore 4.5 out of 5

11K reviews

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Rated 2 out of 5 stars

Problems accessing late wife's accounts.

The transactions on my account were fine and easy to handle. My complaint is that I am unable to get anywhere with my late wife's accounts at NS&I, which were to be directed to me under her will. She died well over a year ago. When I spoke to an assistant a while ago (*) he refused to help, despite my solicitors having given NS&I full probate details.
Subsequently, I asked the solicitors to have these accounts closed and the proceeds transferred to their client account. They completed your form, which I signed and they then submitted it a few weeks ago, To my knowledge, my wife's funds have still not been released to the solicitors. Given these experiences, I think an award of 2 stars is being generous. (*) I'm not 100% sure of the exact date, but it was around Christmas last year.

22 December 2025
Rated 5 out of 5 stars

Nothing to loose

Pop your savings into premium bonds interest rate at your bank or building societies is not great Stop doing the lottery and online draws. Just squirrel your pounds into bonds they go in the draw every month and you never loose your money. When you want to draw some out it just takes a couple of days. Because you know you might miss out on a prize you are reluctant to draw on it so helps save. I can’t wait for the results every month. Fingers crossed.

15 April 2026
Rated 5 out of 5 stars

Fastest way to add Premium Bonds

I always increase my Premium Bonds holding by doing a bank transfer using my debit card. I do a monthly increase of the same amount, so a standing order would make more sense. But using other methods means my funds go into the ether for a few days, which is a nonsense for an electronic payment. So I will continue with the transfer method as it is pretty much instantaneous.

25 March 2026
Rated 3 out of 5 stars

I transferred premium bonds into my…

I transferred premium bonds into my main account to pay some bills, but it took either five or six days before it dropped into my bank account.
I've a couple of bank accounts, if I transfer money to my revolute account, the money is there in 10mins.

20 March 2026

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