now:pensions Reviews 1,472

TrustScore 3 out of 5

2.9

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Review summary

Created with AI, based on recent reviews

Looking at 550 reviews, most reviewers were unhappy with their experience overall. Many people were dissatisfied with the customer service, finding it unhelpful and difficult to reach a real person. They also encountered significant issues with payment processing, including delays in receiving funds and problems with bank details. Customers frequently reported difficulties with contacting the company, experiencing long response times and unhelpful interactions. Some people also felt that the overall service was poor, with issues like accounts being locked and a lack of clear communication regarding their pensions. Conversely, a small portion of people were satisfied with the service, noting helpful staff and smooth transactions.

What people talk about most

Payment

Reviewers highlight negative aspects of payment. Many customers report significant delays in receiving their... See more

Customer service

Users describe negative interactions with customer service, often citing difficulties reaching a human,... See more

Service

Consumers find service to be negative, with many expressing extreme dissatisfaction and frustration.... See more

Customer communications

Customers consistently note negative experiences with contact. Many reviewers report difficulties reaching a... See more

Response time

Customers consistently express frustration and dissatisfaction with response times. Many report significant... See more

Reviews shaping this summary

Rated 2 out of 5 stars

I have a small pension with now through employer, I have been trying to withdrawer since early march, had same problem as most, sent documents as address changed, this part went well but to get my mon... See more

Company replied

Rated 2 out of 5 stars

It took from July 2025 to May 2026 to get my pension payout. This was due to email and login issues. It took my financial advisor to help me resolve this issue. My money could have been gaining intere... See more

Company replied

Rated 4 out of 5 stars

Very frustrating at the start as they thought I had 2 pensions. Then not told until my last call that I actually had to submit a form to get my pension, even though I said I would take it while on the... See more

Company replied

Rated 1 out of 5 stars

Well, your system eould not recognise my bank details, you already had my I D prior to the request to take pension discussion. Your email system is awkward. My payment still has not arrived in my bank... See more

Company replied


Company details

  1. Pension Fund
  2. Financial Institution
  3. Fund Management Company
  4. Investment Service
  5. Pension Office
  6. Retirement Scheme Provider

Written by the company

now:pensions is an award-winning UK workplace pension provider. We look after the pension savings of millions of members on behalf of tens of thousands of workplaces from lots of different industries. We have a clear mission – to help everyone save for a more financially secure future. We’re dedicated to helping our members make the most of their pension savings and get a retirement they can enjoy. And, we’re fighting for a fairer pension system that benefits everyone. By highlighting pension inequalities and campaigning for change, we’re helping more pension savers get the kind of retirement they want. We are the UK's third largest auto enrolment pension provider by number of members.

Frequently asked questions (FAQs)

Written by the company

Why do I have a workplace pension?
The government’s auto enrolment laws mean all employers must put eligible employees into a workplace pension and contribute to their pension savings. NOW: Pensions provides workplace pensions for millions of members on behalf of tens of thousands of employers.
Can I stop paying into my pension?
Yes, you can stop paying in at any time. After being auto enrolled for one month, the pension savings you’ve saved will be invested until you retire or transfer to another pension provider. You’ll be able to see your account at nowgateway.com. If you stop paying into your pension, you’ll miss out on your employer’s contributions – at least 3% of your earnings; tax relief; and building up pension savings. Please note charges will still apply.
Can I opt out?
You can opt out within a month of being auto enrolled and get back any money you’ve paid in. If you opt out after a month, your pension savings will be invested until you retire or transfer to another pension provider.
Can I have my money now?
Pension laws mean if you don’t opt out within one month of being auto enrolled, your pension savings will be invested until you retire or transfer your savings to another pension provider. You can start to take your pension savings any time after you reach age 55.
Why can’t I cash in my pension savings?
After you’re auto enrolled in a workplace pension, pension laws give you one month to opt out. After a month, your pension savings will be invested until you retire or transfer your savings to another provider.
How long does it take to transfer out?
Once we’ve received everything we need to carry out your transfer request, payment can take up to 25 working days.
How do I check the progress of my request?
If you’ve made a request and want to check how it’s going, email trustpilot@nowpensions.com or give us a call on 0330 100 3334 and we’ll be able to update you.

Contact info

2.9

Average

TrustScore 3 out of 5

1K reviews

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Rated 5 out of 5 stars

Only one from to fill in and everything…

Only one from to fill in and everything done

5 May 2026
now:pensions logo

Reply from now:pensions

Hi Rajni,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Conner

now:pensions

Rated 5 out of 5 stars

Unbelievable easy to work with anything…

Unbelievable easy to work with anything I enquired👌🥇

24 April 2026
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Reply from now:pensions

Hi Alesh,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Conner

now:pensions

Rated 5 out of 5 stars

Made it easy to withdraw funds

Made it easy to withdraw funds

5 May 2026
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Reply from now:pensions

Hi Jason,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Conner

now:pensions

Rated 1 out of 5 stars

PaymentsI have received any payment yet so how…

I have received any payment yet so how can I rate you

5 May 2026
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Reply from now:pensions

Hello Steven,

Sorry to hear about this. We clearly haven’t met your expectations.

Please email trustpilot@nowpensionstrust.com so we can answer your query in full.

Kind regards,

Conner

now:pensions

Rated 1 out of 5 stars

Stay away from them

Stay away from them. They are thieves and what they are doing is criminal, for years they have taken money out of my wages then refuse to return it “because I didn’t opt out” how can I opt out of I am never notified? Someone needs to be looking into this pension company and someone should be held accountable criminally. I am taking them to court.

5 May 2026
Unprompted review
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Reply from now:pensions

Hello Juliet,

I’m sorry to hear you’re having trouble getting your pension money back.

There can be regulatory reasons for this, but I’ll look into it for you.
I’ve sent you an email asking for more information. Please check your inbox and reply when you can. I can then look into it further for you.

Thanks,

Conner

now:pensions

Rated 5 out of 5 stars

Fantastic experience

Fantastic experience, very helpful. They did everything for me & before i knew it my pension was in.

28 April 2026
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Reply from now:pensions

Hi Donna,

Thanks for taking the time to leave such a positive review.

We’re pleased to hear you had a great experience with us.

We’ll pass your kind words on to the team. They’ll be delighted to know we made a difference.

Kind regards,

Heloise

now:pensions

Rated 1 out of 5 stars

By far the worst company I have ever…Horrendous communication

By far the worst company I have ever dealt with! Absolutely terrible communication, I have actually spoken to one person over the years and that conversation was utterly pointless. I have attempted multiple times to contact someone with no success whatsoever. I have been trying to arrange a pension transfer as the sooner I am away from this company the better. I have received dozens of statement emails but it won't allow me to log in and says my email doesn't exist. Extremely frustrating.

2 May 2026
Unprompted review
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Reply from now:pensions

Hello,

I’m sorry you’re having to wait for your money.


We aim to make taking your money quick and straightforward, but we do have to make security checks to protect your pension savings.

Once we’ve got all the documents and information we need, it should normally take around seven working days to pay the money.

I’ve sent you an email asking for some more information. Please check your inbox and reply when you can. I can then look into it further for you.

Thank you,

Heloise
now:pensions

Rated 1 out of 5 stars

If I could rate 0 stars I would

If I could rate 0 stars I would! They are the most incompetent pension company I've ever ever dealt with! I've sent all my information 3 times each time they tell me they don't have it even though you receive an automated email from them saying thank you for your email. I was told another live chat they do have the correct documents then the next day another advisor says they dont
The advisors on their chat their customer excellence skills are absolutely non existent! The ladt live chat advisor ended our chat halfway through and had the audacity to send a survey! Gutted my workplace feel the need to use them! Such incompetence

30 April 2026
Unprompted review
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Reply from now:pensions

Hello Joanne,

Sorry to hear about this. We clearly haven’t met your expectations. I’ve sent you an email asking for more information.

Please check your inbox and reply when you can. We’ll look into it.

Thanks

Ellie

now:pensions

Rated 1 out of 5 stars

For 8 months I've been asking…

For 8 months I've been asking Now:pensions to transfer £13000 that I have with them to another company.
For 8 months they have lied and dissembled and have insisted that I complete a form that they make available only online. They will not send it to me in print. They say that I eitherhave to buy a printer or go on a course to learn new software skills.

I think that they are a fraud and a scam. They take your money, your pension and then do EVERYTHING possible to keep it from you. Just another scam, another pyramid scheme.

REMOVE YOUR MONEY FROM NOW:PENSIOSN WHILE YOU CAN!

29 April 2026
Unprompted review
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Reply from now:pensions

Hello Jonathan,

I apologise for the delay you’re experiencing.

We do have to make security checks to protect your pension savings.

Once we’ve got all the information we need, it should take around seven working days to pay the money.

I’ve sent you an email asking for more information. Please check your inbox and reply when you can. I can then look into it further for you.

Thank you

Conner
now:pensions

Rated 5 out of 5 stars

Easy access to my pension

Easy access to my pension, easy to navigate and straightforward to merge my other pension to this one

29 April 2026
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Reply from now:pensions

Hi Michael,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Heloise

now:pensions

Rated 1 out of 5 stars

WORSE PENSION COMPANY

If I could give zero, that will definitely be my rate, the most worst company I have ever encounter so far. They have blocked my account for more than 8 months with my money as soon I registered with them, they then told me they will unlock it after two week for account check and still after 8 months I haven’t received any paperwork and they haven’t unblock my account. The address it’s correct so no excuse to that, but then I can’t get to my account and my money for a transfer, the customer service is terrible and awful they keep laying. It’s absolutely a SCAM, AVOID AVOID AVOID THIS COMPANY, they just want to keep your money!!!!

27 April 2026
Unprompted review
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Reply from now:pensions

Hello Cynthia,

I’m sorry you’re having trouble getting in to your now:pensions account.

For security reasons we need to check some details with you. I’ve sent you an email about this.

Please check your inbox and reply when you can. We can then work on getting you back in to your account.

Kind regards,

Ellie

now:pensions

Rated 1 out of 5 stars

Still not happy

Written a previous review blasting now as basically either incompetent or just don’t care. As I’ve cashed in my pension the only access I have on the app are my basic details, option to reinvest and chat facility. So I used chat and they were basically useless and told me more lies around reinvestment and the date I would get my money. It was supposedly at least another week longer than promise when I spent hours chasing them up last week.

Fortunately when I phoned the nice lady was actually very helpful and said it was all sorted their end. I would get an email saying when the money would be released then I would be up to my bank as to when it clears my end. Still not impressed that it’s still 2 days later than originally informed especially as I’d promised certain payments based on their information.

Usual they’re happy taking your money but getting it back is another conversation.

Follow up to reply. Every time I contact you I get a different story. You have no direct customer complaints contact and if you want to complain your agents seem to use that as an excuse to pass the buck. Some of the people I’ve spoken to seem to genuinely care but your system seems cheap and nasty and all you really want to do is function as a money making concern ( yes that’s what businesses do) without any real support structure.

All I’ve ever wanted is my money in time and an honest response to my questions not a different version each time.

I’m now not holding my breath in recent promises but if my money is not in my account tomorrow then it’s going to be referred to the ombudsman to see if I can get compensation for being messed about

27 April 2026
Unprompted review
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Reply from now:pensions

HI Andy,

I'm sorry you've left a further review after we reached out to you on 24/04/2026.

We'll reach out to you again and provide you with a further response to your request.

Kindest Regards,

Conner
now:pensions

Rated 1 out of 5 stars

My pension has lost approximately £60…

My pension has lost approximately £60 in 9 years, I'd like to know why but cannot speak to anyone. Utterly disgusted.

24 April 2026
Unprompted review
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Reply from now:pensions

Hello Kate,

Sorry to hear about this. We clearly haven’t met your expectations. I’ve sent you an email asking for more information.

Please check your inbox and reply when you can. We’ll look into it.

Thanks
Ellie

now:pensions

Rated 1 out of 5 stars

I’m exasperated

I’m exasperated. Their website refuses to load (I’m in the US, but that shouldn’t matter), and their app spins and does nothing. I got a nice guy on the phone, who gave me the customer e-mail. I used it and explained. No answer — which is what the Reddit community say to expect from them. Basically, I can’t reach them to log in. I’ve never had a company behave like this. And with MY money.

21 April 2026
Unprompted review
now:pensions logo

Reply from now:pensions

Hello Duncan,

I’m sorry you’re having trouble getting in to your now:pensions account and havent received a response from us previously.

For security reasons we need to check some details with you. I’ve sent you an email about this.

Please check your inbox and reply when you can. We can then work on getting you back in to your account.

Kind regards,

Heloise

now:pensions

Rated 5 out of 5 stars

A real asset to NOW Pensions – outstanding service

I’ve been working with our contact, Ross Martin at NOW Pensions for the past couple of years, and more recently while setting up a new pension scheme. His support has been absolutely outstanding.

He’s incredibly knowledgeable and always explains things clearly, even when the queries are quite complex. What really stands out is how far he’s willing to go to help—he actually took the time to call me while he was on annual leave to help resolve a difficult issue, which says a lot about his commitment.

Ross is always patient, approachable, and genuinely cheerful, no matter how tricky things get. That makes a huge difference when you’re dealing with something as important (and sometimes confusing) as pensions.

He’s a real asset to NOW Pensions, and I wouldn’t hesitate to recommend both him and the company based on the support I’ve received.

8 April 2026
Unprompted review
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Reply from now:pensions

Hi Gill,

Thanks for taking the time to leave such a positive review.

We're pleased to hear that Ross provides a helpful service.

We’ll pass your kind words on to him. He’ll be delighted to know he made a difference.

Kind regards,

Heloise

now:pensions

Rated 1 out of 5 stars

I have never written a bad review and…

I have never written a bad review and hopefully this will go some way towards the disgrace i have for this company.
Not only did i need to write a formal complaint whilst they took their time to issue my pension, their response was insufficient. Now 4 months after the pension was paid, through chasing them i have now found out on my own, my original documents have been lost. There has been no compassion from them and even though i am informed that i will receive a call back on several occasions, it never happens. My personal data is somewhere and possibly being used by another. I have called ICO and the ombudsman and taken advice.
My comments here are to recommend that nobody puts themselves through this, DO NOT USE NOW Pensions. I have four pensions and have not had any issues with any of the others. NOW PENSIONS do not care for the regular public, their processes are insufficient and do not even bother to report such data breaches to the ICO.
Claire Dowler

21 April 2026
Unprompted review
now:pensions logo

Reply from now:pensions

Hello Claire,

I’m sorry to hear about your experience and that our support didn’t meet your expectations.

I’ve sent you an email asking for more information. Please check your inbox and reply when you can. I'll look into it as soon as possible.

Conner
now:pensions

Rated 5 out of 5 stars

I received fantastic support from Ross…

I received fantastic support from Ross this morning. Ross took the time to explain things to me and how the process worked in a way that I could understand and I came off the call actually knowing what I needed to do next but also confident knowing if I got stuck again I could also just pick up the phone and ask.
Thank you Ross

20 April 2026
Unprompted review
now:pensions logo

Reply from now:pensions

Hi Nicole,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Ellie

now:pensions

Rated 1 out of 5 stars

Now Pensions? More like Never!!

I wanted to transfer my pension from Now Pensions (a pension provider from my previous employment) to my current pension provider.
I followed all the instructions they provided, filled out the appropriate forms etc.
I was then told they needed more information from me which I provided. I also contacted my existing pension provider on their instruction as they also needed to fill out a form.
Now Pensions then messaged to say they still needed more information and I contacted my current pension provider about this. They did not really understand why so many forms had to filled out as they said a pension transfer is normally a swift process. However, they did say they will check they have carried out all their necessary paperwork and confirm once done.
They sent me an email to say they have completed all the necessary paperwork and to let Now Pensions know this. I did this and requested confirmation.
Following this I heard nothing from Now Pensions. My current pension provider asked me if I had heard from them (as they had also chased them), they said they would have to close down 'my case' if there was no further movement from them.
I have chased Now Pensions several times with no response.
The current status is I have still have my pension contributions from my previous employment with Now Pensions that I am unable to transfer to my current pension provider despite following all the instructions. The whole process has been going on since January this year and they have made this a totally arduous experience.

25 January 2026
Unprompted review
now:pensions logo

Reply from now:pensions

Hello Karen,

I apologise for the delay you’re experiencing.

We do have to make security checks to protect your pension savings.

Once we’ve got all the information we need, it should take around seven working days to pay the money.

I’ve sent you an email asking for more information. Please check your inbox and reply when you can. I can then look into this further for you.

Thank you

Ellie

now:pensions

Rated 5 out of 5 stars

Excellent service from Complaints team

I raised a complaint due to confusion caused by wording provided when I tried to transfer my previous pension out. I was assisted by Holly who looked into my issue and quickly provided me a clear, concise explanation, as well as acknowledging the confusion I had experienced. I was treated with respect all the way through my complaint, Holly provided great service and is an asset to the business.

13 April 2026
Unprompted review
now:pensions logo

Reply from now:pensions

Hi Becky,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Ellie

now:pensions

Rated 1 out of 5 stars

This is an awful company to deal with

This is an awful company to deal with. I lost my Husband in Dec 2025 and have been trying since Jan to get his pension paid back, the level of customer service has been shocking. Only once have I heard sorry for your loss whilst speaking to them and each time I ring I have to explain it all again and I have had ti ring a number of times and it is still not resolved the paperwork is sent in dribs and drabs instead of sending it all together especially under the circumstances. Being bereaved is hard enough without dealing with this. I have sent all the necessary paperwork yet this morning I received an email to say I need to send it. I am very unhappy with this company and I feel that there should be some retraining when it comes to dealing with people who are grieving.

15 January 2026
Unprompted review
now:pensions logo

Reply from now:pensions

Dear Lisa,

I’m very sorry for your loss. I’m also sorry to hear you’re having to wait for the money. It should normally take around seven working days once we’ve got all the information we need.

I’ve sent you an email asking for more information. Please check your inbox and reply when you can. I can then look into it further for you.

Thank you

Heloise

now:pensions

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