now:pensions Reviews 1,472

TrustScore 3 out of 5

2.9

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Review summary

Created with AI, based on recent reviews

Looking at 550 reviews, most reviewers were unhappy with their experience overall. Many people were dissatisfied with the customer service, finding it unhelpful and difficult to reach a real person. They also encountered significant issues with payment processing, including delays in receiving funds and problems with bank details. Customers frequently reported difficulties with contacting the company, experiencing long response times and unhelpful interactions. Some people also felt that the overall service was poor, with issues like accounts being locked and a lack of clear communication regarding their pensions. Conversely, a small portion of people were satisfied with the service, noting helpful staff and smooth transactions.

What people talk about most

Payment

Reviewers highlight negative aspects of payment. Many customers report significant delays in receiving their... See more

Customer service

Users describe negative interactions with customer service, often citing difficulties reaching a human,... See more

Service

Consumers find service to be negative, with many expressing extreme dissatisfaction and frustration.... See more

Customer communications

Customers consistently note negative experiences with contact. Many reviewers report difficulties reaching a... See more

Response time

Customers consistently express frustration and dissatisfaction with response times. Many report significant... See more

Reviews shaping this summary

Rated 2 out of 5 stars

I have a small pension with now through employer, I have been trying to withdrawer since early march, had same problem as most, sent documents as address changed, this part went well but to get my mon... See more

Company replied

Rated 2 out of 5 stars

It took from July 2025 to May 2026 to get my pension payout. This was due to email and login issues. It took my financial advisor to help me resolve this issue. My money could have been gaining intere... See more

Company replied

Rated 4 out of 5 stars

Very frustrating at the start as they thought I had 2 pensions. Then not told until my last call that I actually had to submit a form to get my pension, even though I said I would take it while on the... See more

Company replied

Rated 1 out of 5 stars

Well, your system eould not recognise my bank details, you already had my I D prior to the request to take pension discussion. Your email system is awkward. My payment still has not arrived in my bank... See more

Company replied


Company details

  1. Pension Fund
  2. Financial Institution
  3. Fund Management Company
  4. Investment Service
  5. Pension Office
  6. Retirement Scheme Provider

Written by the company

now:pensions is an award-winning UK workplace pension provider. We look after the pension savings of millions of members on behalf of tens of thousands of workplaces from lots of different industries. We have a clear mission – to help everyone save for a more financially secure future. We’re dedicated to helping our members make the most of their pension savings and get a retirement they can enjoy. And, we’re fighting for a fairer pension system that benefits everyone. By highlighting pension inequalities and campaigning for change, we’re helping more pension savers get the kind of retirement they want. We are the UK's third largest auto enrolment pension provider by number of members.

Frequently asked questions (FAQs)

Written by the company

Why do I have a workplace pension?
The government’s auto enrolment laws mean all employers must put eligible employees into a workplace pension and contribute to their pension savings. NOW: Pensions provides workplace pensions for millions of members on behalf of tens of thousands of employers.
Can I stop paying into my pension?
Yes, you can stop paying in at any time. After being auto enrolled for one month, the pension savings you’ve saved will be invested until you retire or transfer to another pension provider. You’ll be able to see your account at nowgateway.com. If you stop paying into your pension, you’ll miss out on your employer’s contributions – at least 3% of your earnings; tax relief; and building up pension savings. Please note charges will still apply.
Can I opt out?
You can opt out within a month of being auto enrolled and get back any money you’ve paid in. If you opt out after a month, your pension savings will be invested until you retire or transfer to another pension provider.
Can I have my money now?
Pension laws mean if you don’t opt out within one month of being auto enrolled, your pension savings will be invested until you retire or transfer your savings to another pension provider. You can start to take your pension savings any time after you reach age 55.
Why can’t I cash in my pension savings?
After you’re auto enrolled in a workplace pension, pension laws give you one month to opt out. After a month, your pension savings will be invested until you retire or transfer your savings to another provider.
How long does it take to transfer out?
Once we’ve received everything we need to carry out your transfer request, payment can take up to 25 working days.
How do I check the progress of my request?
If you’ve made a request and want to check how it’s going, email trustpilot@nowpensions.com or give us a call on 0330 100 3334 and we’ll be able to update you.

Contact info

2.9

Average

TrustScore 3 out of 5

1K reviews

5-star
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1-star

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Rated 1 out of 5 stars

Rubbish never known a worse pension…

Rubbish never known a worse pension company never again!

13 May 2026
now:pensions logo

Reply from now:pensions

Hello Deborah,

I’m sorry that you had cause to leave a negative review.

I have sent you an email regarding this, if you could please review our email and get back to us.

Kind regards,

Ellie

now:pensions

Rated 1 out of 5 stars

You haven't done anything.

You haven't done anything.
You promised to pay out within a week and it's been 10 days and all I've had is another email.

13 May 2026
now:pensions logo

Reply from now:pensions

Hello Russell,

I’m sorry that there has been a delay in you receiving your payment.

I have sent you an email regarding this, if you could please review our email and get back to us.

Kind regards,

Ellie

now:pensions

Rated 1 out of 5 stars

You have sent me an email saying you…

You have sent me an email saying you have paid me my pension but no funds in my account.

13 May 2026
now:pensions logo

Reply from now:pensions

Hello Martin,

I’m sorry that you have not yet received your funds.

I have sent you an email regarding this, if you could please review our email and get back to us.

Kind regards,

Ellie

now:pensions

Rated 1 out of 5 stars

I haven’t yet received the money into…

I haven’t yet received the money into my bank account

12 May 2026
now:pensions logo

Reply from now:pensions

Hello Eileen,

I’m sorry that you have not yet received your money.

I have sent you an email regarding this, if you could please review our email and get back to us.

Kind regards,

Ellie

now:pensions

Rated 5 out of 5 stars

Answered call promptly gave all…

Answered call promptly gave all information required many thanks

12 May 2026
now:pensions logo

Reply from now:pensions

Hi David,

Thanks for taking the time to leave such a positive review.

We’re pleased to hear you recieved all the information you needed from our team.

We’ll pass your kind words on to the team. They’ll be delighted to know we made a difference.

Kind regards,

Heloise

now:pensions

Rated 5 out of 5 stars

I had a excellent customer service and…

I had a excellent customer service and a your customer service team understand my questions and response and accordingly

12 May 2026
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Reply from now:pensions

Hi Ahmed,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Heloise

now:pensions

Rated 1 out of 5 stars

Really poor customer service when trying to drawdown due to ill health

I am currently trying to draw down my small pot of money. I am 54 years old and have not been able to work for 2 years, and will not be able to work in the future. The form has been signed by my GP and includes comments about my health, but my GP accidentally ticked 2 boxes instead of one. One box for currently unable to work, and a second box for unable to work in the future. Now, pensions are saying that I have to go through the whole process of getting the GP to fill in the form again, just because he has ticked both boxes. Anyone can see the intent of the GP and what it is trying to convey.

As a reply to the reply that Now have left for my review I would like to say that the reply is pathetic and that this shows a whole culture of being unhelpful within the NOW pensions company

12 May 2026
Unprompted review
now:pensions logo

Reply from now:pensions

Hello Jenny,

We are sorry for the confusion caused by the form and we will look at making it clearer.

Thanks

Heloise

now:pensions

Rated 5 out of 5 stars

Very informative

phoned up with a query and staff were very efficient and helpful. Said my money would be in the bank shortly and it was in within 3 working days. Answered questions I needed asking.

7 May 2026
now:pensions logo

Reply from now:pensions

Hi Janet,

Thanks for taking the time to leave such a positive review.

We’re pleased to hear you felt your query was dealt with efficiently and you received your money promptly.

We’ll pass your kind words on to the team. They’ll be delighted to know we made a difference.

Kind regards,

Heloise

now:pensions

Rated 5 out of 5 stars

You dealt with my request quickly and…

You dealt with my request quickly and efficiently many thanks

1 May 2026
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Reply from now:pensions

Hi Colin,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Conner

now:pensions

Rated 1 out of 5 stars

NOW pension should be renamed as NEVER Pension. I recently cashed in four pensions

I recently cashed in four pensions. All very easy, helpful staff, and over the pone. I was impressed with how easy this was as I was worried that it would be complicated. I then rang NOW Pensions. The lady on the phone was rude. She would not help me. I was told that I needed an on line account to log in which I don't have. I tired to explain that this was beyond my skill set as a pensioner, and still she refused to help me.
After ringing again to complain it was agreed that the forms would be sent by post, not email, which I could have managed. I posted the forms back, paying the postage, to address given, and it was returned as not known at this address. I complained to NOW and asked again for my money. They did not uphold my complaint and think that they provided good customer service. AND they still have my money.
I would like to warn other people like myself that struggle to manage on line accounts that this company is unhelpful, their staff rude, their systems long and complicated and that they want to hold on to your pension which legally belongs to you and not part with it....I call this theft. Just to add they still have my money and I have been now trying for over six months to get it. My advice would be to remove your money asap because if you can actually get them to apart with it ....it could take years.

1 September 2025
Unprompted review
now:pensions logo

Reply from now:pensions

Hello Lorraine,

I apologise for the delay you’re experiencing.

We do have to make security checks to protect your pension savings.

Once we’ve got all the information we need, it should take around seven working days to pay the money.

I’ve sent you an email asking for more information. Please check your inbox and reply when you can. I can then look into it further for you.

Thank you.

Conner

now:pensions

Rated 5 out of 5 stars

The staff were extremely helpful and…

The staff were extremely helpful and guided me through the process of getting my money. Paid into my account in good time

12 May 2026
now:pensions logo

Reply from now:pensions

Hi Carl,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Conner

now:pensions

Rated 4 out of 5 stars

Money out

They say they sent my money out.it will take a few days to get into the bank.so i was pleased they got back to me.so quickly

12 May 2026
now:pensions logo

Reply from now:pensions

Hello Wendy,

I’m sorry to hear you're facing a delay with your payment.

I have sent you an email regarding this, if you could please review our email and get back to us.

Kind regards,

Rated 4 out of 5 stars

When it finely went through you did pay…

When it finely went through you did pay me it did take months but you finely came through. You paid me my money the day you said you would. It has helped me and i was able to get back on track with everything so many thanks. Now pensions

24 March 2026
now:pensions logo

Reply from now:pensions

Hi Julie,

Thanks for taking the time to leave such a positive review.

We’re pleased to hear you received your payment on the date expected.

We’ll pass your kind words on to the team. They’ll be delighted to know we made a difference.

Kind regards,

Conner

now:pensions

Rated 5 out of 5 stars

Very good service

Very good service

11 May 2026
now:pensions logo

Reply from now:pensions

Hi Ahmed,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Conner

now:pensions

Rated 5 out of 5 stars

Good experience

I had a very good experience, all the teams have been excellent and very quickly to give all my questions.
Thank you

27 April 2026
now:pensions logo

Reply from now:pensions

Hi Eva,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Conner

now:pensions

Rated 5 out of 5 stars

Be patient

Tock a couple of weeks that was quicker than expected

7 May 2026
now:pensions logo

Reply from now:pensions

Hi,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Conner

now:pensions

Rated 1 out of 5 stars

Very poor customer service.

Well, your system eould not recognise my bank details, you already had my I D prior to the request to take pension discussion. Your email system is awkward. My payment still has not arrived in my bank account nearly 3 weeks after your confirmation of payment bring made. So, overall pretty dire. When will I receive my money?

11 May 2026
now:pensions logo

Reply from now:pensions

Hello,

I’m sorry to hear you're facing a delay with your payment.

I have sent you an email regarding this, if you could please review our email and get back to us.

Kind regards,

Rated 1 out of 5 stars

I found the website not helpful and I'm…

I found the website not helpful and I'm still waiting for my money from Now pensions.
The staff I spoke to were very pleasant however and it is not their personal responsiblity to ensure I do receive my money, I have the feeling that it is the company's lack of organisiation and inefficiency that is the overall problem.
Therefore I cannot recommend Now pensions in any shape or form.

11 May 2026
now:pensions logo

Reply from now:pensions

Hello Kathleen,

I’m sorry to hear you're facing a delay with your payment.

I have sent you an email regarding this, if you could please review our email and get back to us.

Kind regards,

Rated 1 out of 5 stars

Everything that could go wrong has done…

Everything that could go wrong has done .... and as of writing this I haven't been paid MY money yet

11 May 2026
now:pensions logo

Reply from now:pensions

Hello David,

I’m sorry to hear you're facing a delay with your payment.

I have sent you an email regarding this, if you could please review our email and get back to us.

Kind regards,

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