now:pensions Reviews 1,472

TrustScore 3 out of 5

2.9

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 550 reviews, most reviewers were unhappy with their experience overall. Many people were dissatisfied with the customer service, finding it unhelpful and difficult to reach a real person. They also encountered significant issues with payment processing, including delays in receiving funds and problems with bank details. Customers frequently reported difficulties with contacting the company, experiencing long response times and unhelpful interactions. Some people also felt that the overall service was poor, with issues like accounts being locked and a lack of clear communication regarding their pensions. Conversely, a small portion of people were satisfied with the service, noting helpful staff and smooth transactions.

What people talk about most

Payment

Reviewers highlight negative aspects of payment. Many customers report significant delays in receiving their... See more

Customer service

Users describe negative interactions with customer service, often citing difficulties reaching a human,... See more

Service

Consumers find service to be negative, with many expressing extreme dissatisfaction and frustration.... See more

Customer communications

Customers consistently note negative experiences with contact. Many reviewers report difficulties reaching a... See more

Response time

Customers consistently express frustration and dissatisfaction with response times. Many report significant... See more

Reviews shaping this summary

Rated 2 out of 5 stars

I have a small pension with now through employer, I have been trying to withdrawer since early march, had same problem as most, sent documents as address changed, this part went well but to get my mon... See more

Company replied

Rated 2 out of 5 stars

It took from July 2025 to May 2026 to get my pension payout. This was due to email and login issues. It took my financial advisor to help me resolve this issue. My money could have been gaining intere... See more

Company replied

Rated 4 out of 5 stars

Very frustrating at the start as they thought I had 2 pensions. Then not told until my last call that I actually had to submit a form to get my pension, even though I said I would take it while on the... See more

Company replied

Rated 1 out of 5 stars

Well, your system eould not recognise my bank details, you already had my I D prior to the request to take pension discussion. Your email system is awkward. My payment still has not arrived in my bank... See more

Company replied


Company details

  1. Pension Fund
  2. Financial Institution
  3. Fund Management Company
  4. Investment Service
  5. Pension Office
  6. Retirement Scheme Provider

Written by the company

now:pensions is an award-winning UK workplace pension provider. We look after the pension savings of millions of members on behalf of tens of thousands of workplaces from lots of different industries. We have a clear mission – to help everyone save for a more financially secure future. We’re dedicated to helping our members make the most of their pension savings and get a retirement they can enjoy. And, we’re fighting for a fairer pension system that benefits everyone. By highlighting pension inequalities and campaigning for change, we’re helping more pension savers get the kind of retirement they want. We are the UK's third largest auto enrolment pension provider by number of members.

Frequently asked questions (FAQs)

Written by the company

Why do I have a workplace pension?
The government’s auto enrolment laws mean all employers must put eligible employees into a workplace pension and contribute to their pension savings. NOW: Pensions provides workplace pensions for millions of members on behalf of tens of thousands of employers.
Can I stop paying into my pension?
Yes, you can stop paying in at any time. After being auto enrolled for one month, the pension savings you’ve saved will be invested until you retire or transfer to another pension provider. You’ll be able to see your account at nowgateway.com. If you stop paying into your pension, you’ll miss out on your employer’s contributions – at least 3% of your earnings; tax relief; and building up pension savings. Please note charges will still apply.
Can I opt out?
You can opt out within a month of being auto enrolled and get back any money you’ve paid in. If you opt out after a month, your pension savings will be invested until you retire or transfer to another pension provider.
Can I have my money now?
Pension laws mean if you don’t opt out within one month of being auto enrolled, your pension savings will be invested until you retire or transfer your savings to another pension provider. You can start to take your pension savings any time after you reach age 55.
Why can’t I cash in my pension savings?
After you’re auto enrolled in a workplace pension, pension laws give you one month to opt out. After a month, your pension savings will be invested until you retire or transfer your savings to another provider.
How long does it take to transfer out?
Once we’ve received everything we need to carry out your transfer request, payment can take up to 25 working days.
How do I check the progress of my request?
If you’ve made a request and want to check how it’s going, email trustpilot@nowpensions.com or give us a call on 0330 100 3334 and we’ll be able to update you.

Contact info

2.9

Average

TrustScore 3 out of 5

1K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Excellent work from all involved would…

Excellent work from all involved would recommend to everyone great pension plan

18 May 2026
now:pensions logo

Reply from now:pensions

Hi Howard,

Thanks for taking the time to leave such a positive review.

We’re pleased to hear you would recommend now:pensions to other people.

We’ll pass your kind words on to the team. They’ll be delighted to know we made a difference.

Kind regards,

Heloise

now:pensions

Rated 5 out of 5 stars

My responce

Easy to deal with great response did exactly what they said

1 May 2026
now:pensions logo

Reply from now:pensions

Hi,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Heloise

now:pensions

Rated 5 out of 5 stars

my pension

Thank you so much for my savings for my pensions .. it did take a while to receive it .. but happy now I have

18 May 2026
now:pensions logo

Reply from now:pensions

Hi,

Thanks for taking the time to leave a positive review.

We’re pleased to hear you received your money.

We’ll pass your kind words on to the team. They’ll be delighted to know we made a difference.

Kind regards,

Heloise

now:pensions

Rated 5 out of 5 stars

Happy

Happy with the service provided

18 May 2026
now:pensions logo

Reply from now:pensions

Hi,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Sheri

now:pensions

Rated 5 out of 5 stars

Pension pot withdrawal

Great the assistant helped talk me through taking out my pension pot and it was easy I had my money relatively quickly with all the tax paid as well

4 May 2026
now:pensions logo

Reply from now:pensions

Hi Caroline,

Thank you very much for your positive review.

We’re thrilled to hear that you were throughly updated throughout the process of transferring your pension out.

Knowing we helped you receive your funds quickly is exactly what we aim for.

I’ll share your feedback with the team. They’ll appreciate it.

Thank you for choosing now:pensions and for sharing your experience.

With gratitude,

Sheri

now:pensions

Rated 4 out of 5 stars

I am happy with the service i received…

I am happy with the service i received from Now U Pensions.
My pension was paid to be promptly.

15 May 2026
now:pensions logo

Reply from now:pensions

Hi Rachel,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Sheri

now:pensions

Rated 4 out of 5 stars

Good service,straight forward

Good service,straight forward

18 May 2026
now:pensions logo

Reply from now:pensions

Hi Ian,

Thanks for taking the time to leave such a positive review.

We’re pleased to hear the process was straight forward.

We’ll pass your kind words on to the team. They’ll be delighted to know we made a difference.

Kind regards,

Sheri

now:pensions

Rated 5 out of 5 stars

So professional and prompt

So professional and prompt, everything I was told would happen did.

1 May 2026
now:pensions logo

Reply from now:pensions

Hi Samantha,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Sheri

now:pensions

Rated 5 out of 5 stars

Well explained contentb

Phone call was good

12 May 2026
now:pensions logo

Reply from now:pensions

Hi Mrs Agyeman,

Thanks for taking the time to leave such a positive review.

We’re pleased to hear the information was explained throughly.

We’ll pass your kind words on to the team. They’ll be delighted to know we made a difference.

Kind regards,

Sheri

now:pensions

Rated 5 out of 5 stars
now:pensions logo

Reply from now:pensions

Hi Allan,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Sheri

now:pensions

Rated 5 out of 5 stars

Very easy process and I was kept…

Very easy process and I was kept updated if progress at all times.

7 May 2026
now:pensions logo

Reply from now:pensions

Hi Ian,

Thanks for taking the time to leave such a positive review.

We’re pleased to hear you were updated throughout the process.

We’ll pass your kind words on to the team. They’ll be delighted to know we made a difference.

Kind regards,

Sheri

now:pensions

Rated 5 out of 5 stars

The experience was very quick helpful…

The experience was very quick helpful and a great communication I would definitely recommend

10 April 2026
now:pensions logo

Reply from now:pensions

Hi Deborah,

Thank you very much for your positive review.

We’re thrilled to hear that you had a smooth experience.

Knowing we helped by providing communication throughtout is exactly what we aim for.

I’ll share your feedback with the team. They’ll appreciate it.

Thank you for choosing now:pensions and for sharing your experience.

With gratitude,

Sheri

now:pensions

Rated 5 out of 5 stars

It took a bit to sort out

It took a bit to sort out, but we got there in the end

16 May 2026
now:pensions logo

Reply from now:pensions

Hi Tony,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Sheri

now:pensions

Rated 5 out of 5 stars

It was so simple

16 May 2026
now:pensions logo

Reply from now:pensions

Hi Steven,

Thanks for taking the time to leave such a positive review.

We’re pleased to hear everything went smoothly.

We’ll pass your kind words on to the team. They’ll be delighted to know we made a difference.

Kind regards,

Sheri

now:pensions

Rated 5 out of 5 stars

Very good 👍

Very helpful and understanding

5 May 2026
now:pensions logo

Reply from now:pensions

Hi Tony,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Sheri

now:pensions

Rated 5 out of 5 stars

Very helpful

Very helpful, easy app ,compared with some,start to finish 4 weeks.

16 May 2026
now:pensions logo

Reply from now:pensions

Hi Shaun,

Thanks for taking the time to leave such a positive review.

We’re pleased to hear the process was straight forward.

We’ll pass your kind words on to the team. They’ll be delighted to know we made a difference.

Kind regards,

Sheri

now:pensions

Rated 5 out of 5 stars

I am glad the service

It all ran very smoothly. No complaints from me. Great service thks

15 May 2026
now:pensions logo

Reply from now:pensions

Hi,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Sheri

now:pensions

now:pensions

Rated 5 out of 5 stars

Excellent service

Excellent service

15 May 2026
now:pensions logo

Reply from now:pensions

Hi,

Thanks for taking the time to leave such a positive review.

We’re pleased to hear you recieved excellent service.

We’ll pass your kind words on to the team. They’ll be delighted to know we made a difference.

Kind regards,

Sheri

now:pensions

Rated 5 out of 5 stars

keep it civil and friendly

It’s been fantastic

15 May 2026
now:pensions logo

Reply from now:pensions

Hi Rachid,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Sheri

now:pensions

Rated 1 out of 5 stars

Continual delayingbtactics to avoid payment

I am 66 and have £1100 owing to me.
I have been trying to get my money for almost a year, but continual delaying tactics mean I am no nearer to getting my money. Excuses are like this,
" we need more info"
" we have lost your paperwork"
"we need more time to process your claim"
" you have not sent back a form"
I doubt if I will ever see any money.
Can only advise people NEVER to deal with this company

15 May 2026
Unprompted review
now:pensions logo

Reply from now:pensions

Oh dear! Jim. 

It sounds like something isn't quite right. I've pushed an email to you to get some more information so I can identify you, then I'd be happy to explain your situation and help you get this payment completed.

Kind Regards,

Sheri
now:pensions

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look