Net Credit was quick with response time, smooth application process and quickly funded me the same day after getting approved. The rate I got was also far better than any other loan company I have ap... See more
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Review summary
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Very easy to work with. Simple application process. They are upfront with you about the high interest but when needing funds it was a life saver. I'm glad I found them. Money was in my account the... See more
Wow! It was a weekend when it happened, I needed help in a bad way! Now! Everyone I asked online wanted info that would've taken days, I didn't have days. It was insane! They offered help but wanted... See more
Well, the speed of, security measures, other positive reviews, and the fact that you are here for me when I really needed a break is a good start. The ability to perform everything at home convenient... See more
Company details
About NetCredit
Written by the company
Your financial situation is unique. Shouldn't your loan options be, too?
Fast funding- Flexible terms
- Personal loans for up to $10,000*
- Lines of credit up to $4,500
This won't affect your credit score.
Learn more at our Rates & Terms.
What makes us different?
You're not just your credit score.
When you apply, advanced algorithms take a broader look at your finances to create an offer just for you.
You can pick what you need.
Borrow an amount that meets your needs and repay in a way that works for your financial situation.
You can improve your finances.
You can build credit history by making on-time payments, giving you the power to create a better future.
*In CA, some customers may qualify for up to $10,500.
All NetCredit loans and lines of credit are offered by a member of the NetCredit family of companies or a lending partner bank. All loans and lines of credit will be serviced by NetCredit.
In states where NetCredit loans and lines of credit are offered by a lending partner bank, loans and lines of credit are underwritten by, approved by and funded by Republic Bank & Trust Company or Transportation Alliance Bank, Inc. d/b/a TAB Bank. Refer to the Rates & Terms page for your state for more information.
CA residents: NC FINANCIAL SOLUTIONS OF CALIFORNIA, LLC d/b/a NetCredit is licensed by the Department of Financial Protection and Innovation. Loans made pursuant to a California Financing Law license (License No. 603K020).
Contact info
175 W. Jackson Blvd, 60604, Chicago, United States
- (877) 392-2014
- support@netcredit.com
- netcredit.com
4.8
Excellent
33K reviews
No history of asking for reviews
This company hasn't invited their customers, so reviews may not be representative
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They are overcharging me and not…
They are overcharging (not givin me the credit that is due according to the payments I have made)and they aint allowing me to access my funds. They are not giving me the credit that is due, not crediting me correctly when I make payments. Dont only look at the statements but make sure the available credit actually reflects the processed payments. Ive already called them multiple times in regard to the issue. They said they will get back to me via email within 10 day.
1 June 2026
Unprompted review
Reply from NetCredit
Hi Mis,
We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated NetCredit Customer Service team at (877) 392-2014.
That I received fast approval and fast…
That I received fast approval and fast deposit also the person that I had spoken with was very nice and very helpful so that I could understand everything perfectly thank you for being there for people who are in need!
6 June 2026
The application was easy
The application was easy, and the money was there when promised!!
6 June 2026
Screwed Over. They do things backwards
I was approved for a loan. I filled out all of the paperwork. Agreed to the payment plan. Then they declined me.
I'm super effin pissed off. When you click on check possibilities or whatever it said, and they can't help. It should say unfortunately we cannot give you a loan at this time. Don't get someone's hope up then screw them over.
They checked my credit and it dropped 5 points. Im.trying to improve my score, and they again screwed up
My netspend card has been cut in half. I will never deal with these people again.
All lies
6 June 2026
Unprompted review
Reply from NetCredit
Hi Scott,
We are sorry to hear about your frustration. Each application goes through a very thorough verification process in order to ensure responsible underwriting and protect borrowers from potential fraud. If you have questions about your specific experience, please feel free to contact us at https://www.netcredit.com/contact-us
Very fast and easy application process…
Very fast and easy application process and I got a nice line of credit thank you!
6 June 2026
Fast and easy
6 June 2026
FAST SERVICE THANK YOU
6 June 2026
PRAYERSDO GET ANSWERED
Well when I filed out the application, I figured he'd say YEA or NAY. took a bit but in the end, after I sent the proof of income,it was very promising, and low and dehold, they accepted it, and the money was in my account. THANK YOU NET CREDIT.
6 June 2026
Very Fast to Respond
That was fast! Really easy process, Everyone that have this level of experience from your company will fall in love and be an everlasting customer! Thank You
6 June 2026
Seemly amazed I was approved thank you
6 June 2026
Great options so for as short term in…
Great options so for as short term in assisting with minimizing emergency relief amidst challenges we face in this economy.🤝🏿👍🏿
6 June 2026
I think the charge plus interest is a…
I think the charge plus interest is a lot. The company should do one or the other.
6 June 2026
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