National Bankcard Inc. Reviews 

10,021
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Considering 1,069 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the incredibly helpful and friendly staff for guiding them through quick and seamless account setups. People consistently note that team members are very polite, easy to talk to, and always ready to answer questions thoroughly. Consumers also appreciate the attentive support and smooth operational processes that make transitioning between providers completely stress-free. Some reviewers were not happy with the communication, mentioning unexpected account closures, unhelpful representatives, or frustrating delays. A few people also experienced difficulties during the onboarding phase and felt that the support services needed significant improvement.

What people talk about most

Staff

People report positive experiences with staff, highlighting that team members are very helpful, friendly, and... See more

Customer service

Customers report overwhelmingly positive experiences with customer service, praising the responsive,... See more

User experience

Reviewers mention positive feedback about user_experience, highlighting a very simple, fast, and hassle-free... See more

Service

Clients share positive opinions on service, highlighting fast, efficient, and exceptionally helpful support... See more

Response time

Consumers find response time to be exceptionally positive, frequently highlighting quick turnaround times and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Listened to what I was actually looking for and got me the setup I needed for my business. No AI answering service, a real person answered the phone initially and a real person setup my account. An Am... See more

Rated 5 out of 5 stars

UPDATE This updated review is to reflect our customer service experience not the company's policies...after NBC Withheld our customers funds for 1 month due to me not fully understanding the spendi... See more

Rated 5 out of 5 stars

Marie explained everything or made sure I understood with my brief back questions. She was able to adjust our account to reflect what our intent of use was. She answered all my questions and I feel... See more

Rated 5 out of 5 stars

The customer service fist and foremost, is barnone. I received a call following up on the product shipment and if I had received it. Turns out, I wasn't aware that I would be receiving a physical devi... See more


Company details

  1. Business Services

Information provided by various external sources

National Bankcard is a leading provider in credit and debit card-based payment processing solutions to customers across the country. We pride ourselves on having the lowest processing rates backed by our award-winning customer service. No matter what type of business, our focus is to be your processor-of-choice.

Written by the company


Contact info

4.8

Excellent

TrustScore 5 out of 5

10K reviews

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4.8

All reviews

(10,021)

1,042 reviews in the last 12 months

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Rated 1 out of 5 stars

My experience with National Bankcard

My experience with National Bankcard, Inc. has been frustrating due to poor communication, inconsistent information, and withheld merchant funds. These good reviews must be fake. Check the Better Business profile and see the real ones. All negative. My account was approved through underwriting, but shortly after activation it was placed under review and funds from legitimate completed transactions were withheld without clear explanation.

I was repeatedly transferred between departments and given conflicting reasons for the hold. I was told the issue involved transaction decline ratios, but declines are common in online commerce and often come from customer-side issues. No evidence of fraud or misconduct was provided.

Despite submitting invoices and documentation, funds continued to be held with no clear transaction-level explanation. I also requested that all processing be stopped and the account closed, yet I still observed fees or settlement activity afterward.

From my experience, this company relies heavily on aggressive sales tactics, including Facebook advertising and commission-driven sales representatives who will say anything to get you onboarded.

Once your account is active, you are exposed to sudden freezes and withheld funds while transaction fees continue to be collected.

This has had a serious financial impact on my business. I remain out more than $4,000 in completed sales. Advice to others: be extremely cautious before signing up.

Make sure you fully understand the risk of fund holds and account freezes after activation.

Desired outcome: release of all undisputed funds, full accounting of holds and fees, and confirmation all processing and debits have stopped.

28 May 2026
Unprompted review
Rated 5 out of 5 stars

Good Work

Greg was excellent. He walked me thru everything. I just started working with Jody, but she is doing well for me. Thank you

25 June 2026
Rated 5 out of 5 stars

Agents listened

Agents listened, worked well through a complex activation, expedited new account fast and fee rates are very reasonable. Would recommend to others to use National Bankcard for credit card processing.

23 June 2026
Rated 1 out of 5 stars

Horrible customer service

Horrible customer service. Reps not experienced. If I could give you guys less than one star, I would big mistake in signing up with this company

16 June 2026
National Bankcard Inc. logo

Reply from National Bankcard Inc.

We sincerely apologize for the inconvenience and disappointment you experienced with our company. Providing excellent service is our priority, and we regret that we fell short of your expectations. Unfortunately your account was closed for security risk.

Rated 5 out of 5 stars

I am a new customer switching from Square

I am a new customer and Jodie Kitain and
Kelly Costantino made it simple for me to switch from Square to National Bankcard. Kelly set up my account with me over the phone and walked me thru the process and Jodie helped verify all my info and answer all my other questions. I can't wait to use to service.

22 June 2026
Rated 5 out of 5 stars

Thank you so for Experince with…

Thank you so for Experince with Representatives that Made Contact with me Robert Casey and And Staff with most professional experience and looking out for my needs to service 😀

22 June 2026
Rated 5 out of 5 stars

excellent service

what made me select national bank card was the simple fact that I was able to get a virgin account I was treated with professionalism great customer service communications most especially in many businesses, and which I was truly impressed

15 June 2026
Rated 5 out of 5 stars

Very personable

Very personable, eager to assist, assured me of their commitment to customer satisfaction and service

11 June 2026

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