My Debt Plan Reviews 

504
•
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 150 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff and agents for being extremely helpful, supportive, and understanding during stressful financial situations, which puts people at ease right away. Consumers note that the team explains all available options thoroughly and professionally, making the entire debt management process smooth and easy to navigate. Some reviewers were not happy with communication, mentioning slow responses or completely ignored messages regarding their debt plans and urgent situations. Some people also felt pressured into making quick decisions and experienced difficulties when trying to get reliable assistance from the agents.

What people talk about most

Staff

Clients share positive opinions on staff, frequently describing advisors as friendly, patient, and extremely... See more

Customer service

Users describe positive interactions with customer service, noting that reviewers felt listened to without... See more

User experience

Customers expressed great satisfaction regarding the user experience, highlighting how advisors explain... See more

Service

Reviewers highlight high satisfaction with the service, describing staff as extremely friendly, supportive,... See more

Payment

Reviewers share strong dissatisfaction regarding payment terms, noting that a recorded message stated a high... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I had a great experience with my debt plan recently. I was going through some financial hardship to the point of the bailiffs taking action against me. Causing overwhelming anxiety and stress. But I r... See more

Company replied

Rated 5 out of 5 stars

Spoke with Cameron regarding my debts. He was great at reassuring me, after I mentioned how overwhelming it has been, and helping with finding the best option suitable for me - a lot of informatio... See more

Rated 5 out of 5 stars

I spoke to Liam McMahon and from the start of the call he made me feel relaxed and assured me he would get some protection in place for any assets i had as the bailiffs were at my door. He didn't rus... See more

Company replied

Rated 5 out of 5 stars

Even though I had created all of my problems , Debt Plan were still compassionate, supportive and I found that no matter how bad things are , it’s good to talk !! I’ve haven’t smiled for a long time b... See more

Company replied


Company details

  1. Insolvency Service
  2. Debt Relief Service

Written by the company

My Debt Plan is one of the UK’s leading providers of Individual Voluntary Arrangements (IVAs) and debt solutions, committed to helping people regain control of their finances and reduce the stress of unmanageable debt. We understand that debt can feel overwhelming. Our friendly and knowledgeable advisors take the time to listen, explain every step of the process, and create solutions that are realistic and manageable. We pride ourselves on our transparent approach, treating every client with respect, care, and professionalism. More than just a debt solutions company, we aim to empower people to take control of their finances, achieve peace of mind, and move towards a debt-free future.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

504 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 71% of negative reviews

Typically replies within 1 week

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4.7

All reviews

(504)

158 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Well explained and good to go with this…

Well explained and good to go with this company.

26 March 2026
Unprompted review
My Debt Plan logo

Reply from My Debt Plan

Hi Sabiha,

Thank you for your feedback.

We’re really pleased to hear that everything was explained clearly and that you felt confident choosing to go with us.

Thanks,
My Debt Plan Team

Rated 5 out of 5 stars

Staff are friendly and supportive and…

Staff are friendly and supportive and professional
They do not use jargon and explain everything in a clear and concise manner

25 March 2026
Unprompted review
My Debt Plan logo

Reply from My Debt Plan

Hi Corrine,

Thank you for your feedback.

We’re really pleased to hear that you found our team friendly, supportive, and professional. It’s great to know that everything was explained clearly and without jargon, so you felt fully informed throughout.

We appreciate you taking the time to share your experience.

Thanks,
My Debt Plan Team

Rated 1 out of 5 stars

got refused help .my kids will have no…

got refused help .my kids will have no food each week now

19 March 2026
Unprompted review
My Debt Plan logo

Reply from My Debt Plan

Hello,

We’re very sorry to read your review and to hear your concerns — we understand how difficult this situation can be.

Unfortunately, we’ve been unable to locate your details based on the name provided, so we can’t review your specific circumstances. All of our recommendations are based on individual income and expenditure assessments, and while we always aim to help as many people as possible, not every situation is suitable for an IVA.

Where we’re unable to offer this solution, we do try to provide guidance or signpost alternative options that may be more appropriate.

We’re truly sorry we couldn’t help on this occasion, and we sincerely hope your situation improves and that you’re able to find the right support for you and your family moving forward.

Thanks,
My Debt Plan Team

Rated 5 out of 5 stars

Great confident and clear

Great confident and clear, understanding all situations. Thank you for your assistance

16 March 2026
Unprompted review
My Debt Plan logo

Reply from My Debt Plan

Hi Marley,

Thank you for your kind feedback.

We’re really pleased to hear that you found the service clear, supportive, and understanding. We appreciate you taking the time to share your experience.

Thanks,
My Debt Plan Team

Rated 5 out of 5 stars

I was so nervous did not know who to…

I was so nervous did not know who to turn to but once i reached out to debt plan everything fell in place smoothly very happy

16 March 2026
Unprompted review
My Debt Plan logo

Reply from My Debt Plan

Hi Tazim,

We appreciate you taking the time to share your experience.

We’re really glad you reached out to us and that everything felt much smoother once you did. It’s great to hear you’re feeling happier with things now.

Thanks,
My Debt Plan Team

Rated 5 out of 5 stars

Very compassionate and understanding of…

Very compassionate and understanding of my financial situation. They spoke through all my options and supported me to get the right plan for me. Highly recommend to anyone.

16 March 2026
Unprompted review
My Debt Plan logo

Reply from My Debt Plan

Hi Tracy,

We’re really pleased to hear that you felt supported and that everything was explained clearly while exploring your options. It’s great to know we were able to help you find the right plan for your situation.

We truly appreciate your recommendation.

Thanks,
My Debt Plan Team

Rated 5 out of 5 stars

Everyone was very friendly and took the…

Everyone was very friendly and took the time to listen , everything was explained to me. Even though I could get free advice with other providers I feel like you deserve my custom . I can’t thank everyone enough for their help. Liam McMahon was especially great so please give him this positive feedback.

11 March 2026
Unprompted review
My Debt Plan logo

Reply from My Debt Plan

Hi Harrison,

Thank you so much for your lovely feedback — we really appreciate you taking the time to share your experience.

We’re delighted to hear that you felt listened to and that everything was clearly explained throughout. It means a lot that you chose to go ahead with us, and we’re grateful for your trust.

We’ll be sure to pass your feedback on to Liam — he’ll be really pleased to hear the positive impact he’s made.

Thanks,
My Debt Plan Team

Rated 5 out of 5 stars

Absolutely brilliant went through everything

Very helpful went through everything step by step explaining everything throughly really put my mind at ease which I'm grateful for every member of staff I spoke to was friendly polite and helpful i would highly recommend anybody need help to use this service

12 March 2026
Unprompted review
My Debt Plan logo

Reply from My Debt Plan

Hello,

Thank you for your wonderful feedback — we really appreciate you taking the time to share your experience.

We’re so pleased to hear that everything was explained clearly and that our team were able to put your mind at ease. It’s great to know every interaction you had was friendly, polite, and helpful.

Thanks,
My Debt Plan Team

Rated 5 out of 5 stars

They people I spoke to on the phone…

They people I spoke to on the phone were friendly, explained everything in detail without judgement and listened when I explained certain reasons and circumstances

13 March 2026
Unprompted review
My Debt Plan logo

Reply from My Debt Plan

Hi Adam,

We appreciate you taking the time to share your thoughts.

We’re really pleased to hear that you found our team friendly, understanding, and non-judgemental. It’s important to us that everyone feels listened to and supported, so we’re glad this came across during your experience.

Thanks,
My Debt Plan Team

Rated 5 out of 5 stars

Amazing staff and service

Every member of staff that I have spoken to at My Debt plan have been absolutely amazing. They have been kind, supportive, understanding and extremely helpful. They made sure that I knew what all my options were in a clear way so that I was fully informed to make the right decision for me. They have put my mind at ease and helped me to see that there is a light at the end of the tunnel. I cannot thank them enough. I would highly recommend them.

12 March 2026
Unprompted review
My Debt Plan logo

Reply from My Debt Plan

Hi Lucie,

Thank you so much for your thoughtful feedback — it really means a lot to us.

We’re delighted to hear that every member of the team has been kind, supportive, and helpful throughout your experience. Making sure you feel fully informed and confident in your decisions is incredibly important to us, so it’s great to know this came across.

We’re especially pleased to hear that we’ve been able to put your mind at ease and help you see a positive way forward.

We truly appreciate your recommendation, and we're here to support your every step of the way on your journey.

Thanks,
My Debt Plan Team

Rated 4 out of 5 stars

Great So Far

So far, it’s been a great experience, i was very much in a bad place mentally and financially but now i feel a lot lot better as they gave given me a way out and its a massive relief

12 March 2026
Unprompted review
My Debt Plan logo

Reply from My Debt Plan

Hi Chloe,

Thank you for sharing your feedback.

We understand how overwhelming things can feel when you’re dealing with both financial and mental stress, so we’re really glad we could help you find a way forward. Hearing that you’re feeling relieved and in a better place is exactly why we do what we do.

Please remember we’re here to support you every step of the way, and don’t hesitate to reach out whenever you need us.

Thanks,
My Debt Plan Team

Rated 5 out of 5 stars

Very helpful

Very helpful, dealt with Gareth mostly and he's been an absolute diamond, the stress of it all has been minimized with the help of this company.

Thank you

11 March 2026
Unprompted review
Rated 5 out of 5 stars

From start to the last call I received…

From start to the last call I received the 3 agents that helped me sort my debt out were amazing no judgement or being made to feel embarrassed just 100% good communication and help no matter how many times you asked the same question or got confused with sending stuff even rang me and talked me through every step

10 March 2026
Unprompted review
My Debt Plan logo

Reply from My Debt Plan

Hi Annamarie,

We really appreciate you taking the time to share your experience.

We’re so pleased to hear that you felt supported throughout and that our team provided clear, patient, and non-judgemental help every step of the way. It’s especially great to know they took the time to guide you through the process and made things easier when you needed it.

We're here to support you every step of the way on your journey.

Thanks,
My Debt Plan Team

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